AIA Platinum Wealth Elite

Wealth Management

Period

Whole Life (up to age 122)

Issue Age

18 – 70 YEARS OLD (Regular Premium)

18 - 65 YEARS OLD (Single Premium)

Currency

S$ / US$

You can buy this via

AIA APPOINTED representative

WHAT THIS PRODUCT IS ABOUT

You’ve achieved a notable level of success. Now is the time to unlock the privileged access that comes with it.

AIA Platinum Wealth Elite brings to you a world-class approach towards wealth creation. It is a first-in-market, bespoke wealth solution that gives you access to the unparalleled expertise of the world’s finest institutional asset managers, allowing you to achieve your long-term saving goals effortlessly.

Privileged access to a wealth of expertise

Open the doors to world-class wealth management. With a dedicated team of investment professionals and Best-In-Class institutional asset managers, made accessible only with AIA Platinum Wealth Elite.

what does it provide?

THE BACKING OF WEALTH MANAGEMENT POWERHOUSES

AIA Investment Management & Our Partners

(Baillie Gifford, BlackRock, Wellington Management)

Invest confidently with AIA Platinum Wealth Elite as we focus on creating value for your every dollar through active portfolio management and strategic partnerships.

Meet the people & strategies backing your investments.
AIA ELITE FUNDS

TAILORED SOLUTIONS TO SUIT YOUR NEEDS

AIA Platinum Wealth Elite has 3 different portfolios – AIA Elite Conservative, AIA Elite Balanced, and AIA Elite Adventurous - each thoroughly researched and well-diversified across a strategic mix of equities and bonds to suit your needs and risk profile.

AIA Elite Conservative

Low to Medium Risk

Illustrated Rate of Return: 5.8%

Fixed Income

Equities

AIA Elite Balanced

Medium to High Risk

Illustrated Rate of Return: 7.2%

Fixed Income

Equities

AIA Elite Adventurous

Higher Risk

Illustrated Rate of Return: 8.0%

Fixed Income

Equities

FLEXIBILITY & LIQUIDITY FOR YOUR WEALTH GOALS

Enjoy the flexibility to optimise your investments according to your goals and cash flow needs.

1.Customised premium contribution gives you the option of Single Premium or Regular Premium for 5 years (flexibility to extend up to 20 years at purchase).

2. Income Withdrawal Privilege gives you the liquidity when you need with the option to withdraw up to 5% of your policy value every year.
A LIFETIME OF WEALTH PROTECTION (up to age 122)

Protecting your wealth is the cornerstone of our wealth strategy. You have our promise that should the unforeseen happen, we’ll be at the forefront ensuring that your family is well taken care of and your legacy is transitioned smoothly.

GUARANTEED PROTECTION FOR GREATER ASSURANCE

No Lapse Privilege

For added peace of mind, we are giving you the promise that regardless of fund performance, your protection will be guaranteed for at least the first 15 years of your policy.

A bespoke wealth solution that protects and accelerates your wealth like no other

Be the first 200 customers to sign up & enjoy a luxury stay at The Capitol Kempinski Hotel Singapore (worth $800), with more to follow!

Eligibility

First Premium*
S$6,000 – S$11,999
OR
Single Premium
S$60,000 – S$11,999

First Premium*
S$12,000 and above
OR
Single Premium
S$120,000 and above

Gifts

Apple Watch Series 4 (40mm, GPS + Cellular)
OR
Samsung Galaxy Watch LTE (42mm)

Valued up to S$749

Apple Watch Series 4 (40mm, GPS + Cellular) & Airpods with Wireless Charging Case
OR
Samsung Galaxy Watch LTE (42mm) & Galaxy Buds with Wireless Charger Duo Pad

Valued up to S$1048

Be the first 200

Eligibility

First Premium*
S$6,000 – S$11,999
OR
Single Premium
S$60,000 – S$11,999

Gifts

Apple Watch Series 4 (40mm, GPS + Cellular)
OR
Samsung Galaxy Watch LTE (42mm)

Valued up to S$749

Eligibility

First Premium*
S$12,000 and above
OR
Single Premium
S$120,000 and above

Gifts

Apple Watch Series 4 (40mm, GPS + Cellular) & Airpods with Wireless Charging Case
OR
Samsung Galaxy Watch LTE (42mm) & Galaxy Buds with Wireless Charger Duo Pad

Valued up to S$1048

+

First 200 customers to sign up will receive a luxury stay at
The Capitol Kempinski Hotel Singapore

*First premium refers to the first gross premium payment based upon the payment frequency selected.

Click here for the full Terms & Conditions

Eligibility

First Premium*
S$6,000 – S$11,999
OR
Single Premium
S$60,000 – S$11,999

First Premium*
S$12,000 and above
OR
Single Premium
S$120,000 and above

Gifts

Apple Watch Series 4 (40mm, GPS + Cellular)
OR
Samsung Galaxy Watch LTE (42mm)

Valued up to S$749

Apple Watch Series 4 (40mm, GPS + Cellular) & Airpods with Wireless Charging Case
OR
Samsung Galaxy Watch LTE (42mm) & Galaxy Buds with Wireless Charger Duo Pad

Valued up to S$1048

Smart Gifts & More

Eligibility

First Premium*
S$6,000 – S$11,999
OR
Single Premium
S$60,000 – S$11,999

Gifts

Apple Watch Series 4 (40mm, GPS + Cellular)
OR
Samsung Galaxy Watch LTE (42mm)

Valued up to S$749

Eligibility

First Premium*
S$12,000 and above
OR
Single Premium
S$120,000 and above

Gifts

Apple Watch Series 4 (40mm, GPS + Cellular) & Airpods with Wireless Charging Case
OR
Samsung Galaxy Watch LTE (42mm) & Galaxy Buds with Wireless Charger Duo Pad

Valued up to S$1048

*First premium refers to the first gross premium payment based upon the payment frequency selected.

Click here for the full Terms & Conditions

Eligibility

First Premium*
S$6,000 – S$11,999
OR
Single Premium
S$60,000 – S$11,999

First Premium*
S$12,000 and above
OR
Single Premium
S$120,000 and above

Gifts

Apple Watch Series 4 (40mm, GPS + Cellular)
OR
Samsung Galaxy Watch LTE (42mm)

Valued up to S$749

Apple Watch Series 4 (40mm, GPS + Cellular) & Airpods with Wireless Charging Case
OR
Samsung Galaxy Watch LTE (42mm) & Galaxy Buds with Wireless Charger Duo Pad

Valued up to S$1048

AIA Altitude Members

Eligibility

First Premium*
S$6,000 – S$11,999
OR
Single Premium
S$60,000 – S$11,999

Gifts

Apple Watch Series 4 (40mm, GPS + Cellular)
OR
Samsung Galaxy Watch LTE (42mm)

Valued up to S$749

Eligibility

First Premium*
S$12,000 and above
OR
Single Premium
S$120,000 and above

Gifts

Apple Watch Series 4 (40mm, GPS + Cellular) & Airpods with Wireless Charging Case
OR
Samsung Galaxy Watch LTE (42mm) & Galaxy Buds with Wireless Charger Duo Pad

Valued up to S$1048

+

First 200 customers to sign up will receive a luxury stay at
The Capitol Kempinski Hotel Singapore

+

Applicable only for First Premium S$12,000 & above OR Single Premium S$120,000 & above
S$500 Capita Vouchers

*First premium refers to the first gross premium payment based upon the payment frequency selected.

Click here for the full Terms & Conditions

Get in touch

Salutation*

What's your name?*

What's your phone number?*

Please select the right country code.

What's your email address?

Are you an existing AIA Singapore customer?*

Drop us a question here:

THE FINE PRINT

the terms and conditions at a glance

Income Withdrawal Privilege is applicable from the 11^th policy year onwards or after the premium payment term has ended, whichever is later. Withdrawals beyond the 5% limit will be subjected to applicable charges and the current insured amount will be reduced.
No Lapse Privilege is only applicable for the first 15 years or until the end of your premium term, whichever is later, from policy inception and (a) All regular premiums are paid when they fall due (b) No withdrawals beyond the income withdrawal limit has been made.
Please refer to the policy contract for full details and applicable conditions.
The actual policy value will depend on the actual performance of the policy as well as any alterations such as variation in the Insured Amount or premium, such as premium holiday or partial withdrawals. There is a possibility that the policy value will fall to zero and in this case, the policy will be terminated except when No Lapse Privilege is in effect. Policyholder can avoid the policy lapsing by topping up additional premium.

DETAILED TERMS AND CONDITIONS

- COLLAPSE + EXPAND

IMPORTANT NOTES

This insurance plan is underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) (“AIA”). All insurance applications are subject to AIA’s underwriting and acceptance.

AIA Platinum Wealth Elite is an Investment-linked Plan (ILP) offered by AIA. Investments in this plan are subject to investment risks including the possible loss of the principal amount invested. The performance of the ILP sub-fund(s) is not guaranteed and the value of the units in the ILP sub-fund(s) and the income accruing to the units, if any, may fall or rise. Past performance is not necessarily indicative of the future performance of the ILP sub-fund(s).

The actual policy value will depend on the actual performance of the policy as well as any alterations such as variation in the Insured Amount or premium, such as premium holiday or partial withdrawals. There is a possibility that the policy value will fall to zero and in this case, the policy will be terminated except when No Lapse Privilege is in effect. Policyholder can avoid the policy lapsing by topping up additional premium.

You should seek advice from a qualified advisor and read the product summary and product highlights sheet(s) before deciding whether the product is suitable for you. A product summary and product highlights sheet(s) relating to the ILP sub-fund(s) are available and may be obtained from your AIA Financial Services Consultant or Insurance Representative. A potential investor should read the product summary and product highlights sheet(s) before deciding whether to subscribe for units in the ILP sub-fund(s).

This is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should consider carefully before terminating the policy or switching to a new one as there may be disadvantages in doing so. The new policy may cost more or have fewer benefits at the same cost.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

The information is correct as at 19 July 2019.

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AIA Platinum Wealth Elite

Whole Life (up to age 122)

18 – 70 YEARS OLD (Regular Premium)

18 - 65 YEARS OLD (Single Premium)

S$ / US$

AIA APPOINTED representative

WHAT THIS PRODUCT IS ABOUT

Talk To Us

Privileged access to a wealth of expertise

Privileged access to a wealth of expertise

what does it provide?

THE BACKING OF WEALTH MANAGEMENT POWERHOUSES

AIA ELITE FUNDS

AIA Elite Conservative

Illustrated Rate of Return: 5.8%

AIA Elite Balanced

Illustrated Rate of Return: 7.2%

AIA Elite Adventurous

Illustrated Rate of Return: 8.0%

FLEXIBILITY & LIQUIDITY FOR YOUR WEALTH GOALS

A LIFETIME OF WEALTH PROTECTION (up to age 122)

GUARANTEED PROTECTION FOR GREATER ASSURANCE

A bespoke wealth solution that protects and accelerates your wealth like no other

Be the first 200 customers to sign up & enjoy a luxury stay at The Capitol Kempinski Hotel Singapore (worth $800), with more to follow!