Life Insurance
Protect your loved ones’ future from life’s uncertainties
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{{label}}Wealth Management
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You’ve achieved a notable level of success. Now is the time to unlock the privileged access that comes with it.
AIA Platinum Wealth Elite brings to you a world-class approach towards wealth creation. It is a first-in-market, bespoke wealth solution that gives you access to the unparalleled expertise of the world’s finest institutional asset managers, allowing you to achieve your long-term saving goals effortlessly.
Open the doors to world-class wealth management. With a dedicated team of investment professionals and Best-In-Class institutional asset managers, made accessible only with AIA Platinum Wealth Elite.
AIA Investment Management & Our Partners
(Baillie Gifford, BlackRock, Wellington Management)
Invest confidently with AIA Platinum Wealth Elite as we focus on creating value for your every dollar through active portfolio management and strategic partnerships.
Meet the people & strategies backing your investments.
TAILORED SOLUTIONS TO SUIT YOUR NEEDS
AIA Platinum Wealth Elite has 3 different portfolios – AIA Elite Conservative, AIA Elite Balanced, and AIA Elite Adventurous - each thoroughly researched and well-diversified across a strategic mix of equities and bonds to suit your needs and risk profile.
The (lower) Illustrated Rate of Return for the 3 portfolios is at 4.0%.
Note: The (higher) illustrated investment rate of returns are calculated based on the historical performances of the combination of Bloomberg Barclays Global Aggregate Corporate Total Return Index and MSCI World Total Net Return Index using its target asset allocations. These indices are the benchmarks for the ILP sub-fund. The lower Illustrate rate of Return is set out in accordance with Life Insurance Association Singapore (LIA) guidelines on policy illustration for Investment-Linked Policies. Please note that past performance is not indicative of future performance.
Enjoy the flexibility to optimise your investments according to your goals and cash flow needs.
1.Customised premium contribution gives you the option of Single Premium or Regular Premium for 5 years (flexibility to extend up to 20 years at purchase).
2. Income Withdrawal Privilege gives you the liquidity when you need with the option to withdraw up to 5% of your policy value every year.
Protecting your wealth is the cornerstone of our wealth strategy. You have our promise that should the unforeseen happen, we’ll be at the forefront ensuring that your family is well taken care of and your legacy is transitioned smoothly.
Death Benefit Pay-out
A) The current insured amount OR
B) Your policy value (Whichever is higher)
Terminal Illness Benefit
Upon the diagnosis of a Terminal Illness, the death benefit will be accelerated and paid out in a lump sum
No Lapse Privilege
For added peace of mind, we are giving you the promise that regardless of fund performance, your protection will be guaranteed for at least the first 15 years of your policy.
*AIA Celebrates You terms and conditions apply.
Partial NRIC / Passport / FIN No.
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Date of Birth
The actual policy value will depend on the actual performance of the policy as well as any alterations such as variation in the Insured Amount or premium, such as premium holiday or partial withdrawals. There is a possibility that the policy value will fall to zero and in this case, the policy will be terminated except when No Lapse Privilege is in effect. Policyholder can avoid the policy lapsing by topping up additional premium.
This insurance plan is underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) (“AIA”). All insurance applications are subject to AIA’s underwriting and acceptance.
AIA Platinum Wealth Elite is an Investment-linked Plan (ILP) offered by AIA. Investments in this plan are subject to investment risks including the possible loss of the principal amount invested. The performance of the ILP sub-fund(s) is not guaranteed and the value of the units in the ILP sub-fund(s) and the income accruing to the units, if any, may fall or rise. Past performance is not necessarily indicative of the future performance of the ILP sub-fund(s).
The actual policy value will depend on the actual performance of the policy as well as any alterations such as variation in the Insured Amount or premium, such as premium holiday or partial withdrawals. There is a possibility that the policy value will fall to zero and in this case, the policy will be terminated except when No Lapse Privilege is in effect. Policyholder can avoid the policy lapsing by topping up additional premium.
You should seek advice from a qualified advisor and read the product summary and product highlights sheet(s) before deciding whether the product is suitable for you. A product summary and product highlights sheet(s) relating to the ILP sub-fund(s) are available and may be obtained from your AIA Financial Services Consultant or Insurance Representative. A potential investor should read the product summary and product highlights sheet(s) before deciding whether to subscribe for units in the ILP sub-fund(s).
This is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract.
As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should consider carefully before terminating the policy or switching to a new one as there may be disadvantages in doing so. The new policy may cost more or have fewer benefits at the same cost.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
This advertisement has not been reviewed by the Monetary Authority of Singapore.
The information is correct as at 19 July 2019.