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Benefits for you
Total Disability Accelerator (II) rider
Receive up to 100% of basic coverage amount should total and permanent disability strike.
Total Critical Accelerator rider (II)
Receive your coverage amount from your basic policy should you suffer from any of the covered 73 major critical illnesses (up to age 100).
Lifetime Critical Cover rider
Be safeguarded against 150 multi-stage critical illnesses (up to age 100) with a power reset feature for multiple claims up to 300% of your coverage amount, and 15 special conditions.
Relapse Benefit rider
Add this to Lifetime Critical Cover rider and be protected if you suffer from any of the 5 relapsed critical illnesses.
Click here for more optional riders to supplement your coverage.
Better Choice, Better Health
Make the choice towards better health than before with AIA Vitality, one of the most comprehensive wellness programmes in Singapore. Through a wide spectrum of tools and benefits that target different aspects of your health, AIA Vitality supports you to make positive behavioural changes that improve your overall wellness. As an AIA Vitality member, you get to enjoy additional insurance coverage (known as PowerUp Dollar) and premium discounts on eligible riders. With PowerUp Dollar, you will get an additional 10% coverage on top of your basic coverage amount from policy inception without paying any extra premiums. Plus, add on the Lifetime Critical Cover rider and get another 10% coverage of the rider's sum assured! As you improve your AIA Vitality status, you will receive even more PowerUp Dollar – which means more coverage for you without any additional costs! What's more, AIA Pro Lifetime Protector (II) also offers eligible riders on which you can get up to 15% discount on premiums as you boost your AIA Vitality status. So the higher your AIA Vitality status, the more you can save!
Please click here for further details.
Guarantee peace of mind for every eventuality
Bolster your lifetime protection for yourself and/or your little one, with more optional riders.
Early Critical Protector Waiver Of Premium (II) & Critical Protector Waiver Of Premium (II)
Eligible future premiums of your AIA Pro Lifetime Protector (II) and eligible riders (if any) will be waived till the end of your rider term, upon diagnosis of any of the covered:
- 149 early, intermediate or major stage critical illnesses with Early Critical Protector Waiver of Premium (II) rider, or
- 72 major critical illnesses with Critical Protector Waiver of Premium (II) rider.
Child Critical Cover
Your child receives protection against 25 child medical conditions until age 21, after which you have the option to convert it into a lifelong plan that will give him/her guaranteed coverage through adulthood.
Early Critical Protector Payor Benefit (II) & Payor Benefit Comprehensive Special (II)
Eligible future premiums of your child's AIA Pro Lifetime Protector (II) and eligible riders (if any) will be waived up to his/her 25th birthday, upon diagnosis of any of the covered:
- 149 early, intermediate or major stage critical illnesses, total and permanent disability or upon your passing with Early Critical Protector Payor Benefit (II) rider, or
- 72 major critical illnesses, total and permanent disability or upon your passing with Payor Benefit Comprehensive Special (II) rider.