Invest your money the easier way

AIA Invest Easy

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AIA Invest Easy

​​​G​row and maximise your investments​ easily​ through a variety of funds and portfolios​, ​w​​​ith no medical questions asked​​​.​​​




Whole life

Issue age:

0 – 80 Years Old

More info

​​​​Investments start from S$1,000 on an ad-hoc basis or from as little as S$300 on a monthly basis.​​​

​​​1st policy year​​
​​​Should accidental death happen in the first year, your family will receive 110% of the single premium paid plus any top-ups and minus withdrawals, or the policy value (whichever is higher).​
​​​After 1st policy year​​
​​​Should accidental death happen, your family will receive 100% of the policy value.​​

Save on income tax & invest with SRS for your retirement!

Enjoy tax relief with SRS contributions, and boost your funds with this plan to potentially earn more than the SRS account's nominal interest of 0.05% P.A.
Note: SRS refers to Supplementary Retirement Scheme, and all information relating to SRS is obtained from IRAS.

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Terms and conditions

  • Premium charge is 0% for CPF-OA/CPF-SA and 3% for cash/SRS investments.
  • Fund management fee applies. Refer to product summary for details. 
  • Premium charge will apply on all top-ups.
Dividend distribution
  • We may declare dividends for certain ILP Sub-Funds that include the option for you to accept dividend payments. The amount of the dividends payable will be based on the number of units held by you in that fund on ex-date, as evidenced in our records. Dividends are not guaranteed.
  • The frequency of dividend distribution of an ILP Sub-Fund is not guaranteed and determined by us at our sole discretion. By default, the dividends will be reinvested and distributed as additional units in the fund, equivalent to the total value of the dividends divided by the bid price of each unit prevailing on the reinvestment date. 
  • For certain ILP Sub-Funds, there will be two business days of non-dealing during which the subscription and/or redemption of units cannot be carried out (including transactions such as fulfilling single premium payments, top-up premium requests, fund switch requests, partial withdrawal/ full surrender/ claim requests or your exercise of the free-look option which necessarily lead to the subscription or redemption of units). The non-dealing days will occur before an ex-date. All the subscription and/or redemption of units shall be transacted based on the prevailing bid price as at the valuation day after the non-dealing days.
Investors should take note of the risks associated with dividend distribution.
  • Dividends from the underlying fund(s) may be adversely affected by (amongst others) investee entities suffering unexpected losses and/or paying lower than expected dividends.
  • AIA Singapore intends to distribute dividends from the income and/or net realised gains of the ILP Sub-Fund, and AIA Singapore maintains the discretion to distribute dividends out of capital. Where dividend distributions are made out of capital, it may lead to a reduction in investor's original investment and may also result in reduced future returns to the investor.
  • Both capital and dividend distributions are not guaranteed. 
Please refer to the AIA Investment Fund Product Summary and Product Highlight Sheet for further details on dividend distribution and risks associated with the ILP Sub-Fund.

This insurance plan is underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) ("AIA"). All insurance applications are subject to AIA's underwriting and acceptance. AIA Invest Easy is an Investment-linked Plan (ILP) offered by AIA, which invests in ILP sub-fund(s). Investments in this plan are subject to investment risks including the possible loss of the principal amount invested. The performance of the ILP sub-fund(s) is not guaranteed and the value of the units in the ILP sub-fund(s) and the income accruing to the units, if any, may fall or rise. Past performance is not necessarily indicative of the future performance of the ILP sub-fund(s). The actual Policy Value will depend on the actual performance of the policy as well as any alterations such as variation in the Insured Amount or premium, such as premium holiday or partial withdrawals. There is a possibility that the Policy Value will fall to zero and in this case, policyholder can avoid the policy lapsing by topping up additional premium.
You should seek advice from a qualified adviser and read the product summary and product highlights sheet(s) before deciding whether the product is suitable for you. A product summary and product highlights sheet(s) relating to the ILP sub-fund(s) are available and may be obtained from your AIA Financial Services Consultant or Insurance Representative. A potential investor should read the product summary and product highlights sheet(s) before deciding whether to subscribe for units in the ILP sub-fund(s). This is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract.  
As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should consider carefully before terminating the policy or switching to a new one as there may be disadvantages in doing so. The new policy may cost more or have fewer benefits at the same cost. 
This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of the coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites ( or or
This advertisement has not been reviewed by the Monetary Authority of Singapore.
The information is correct as at 30 January 2023.