​​Retire with​​ ​​a capital guaranteed plan

AIA Elite Secure Income

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AIA Elite Secure Income

​Retire ​better than planned​ with ​t​he first​ affordable​ capital guaranteed investment-linked plan from ​just​ ​​$300 a month​,​ ​​​with no medical questions asked​.​​​




Whole life

Issue age:

0 – 65 years old

More info

Single premium
2.5% of single premium
5-Year premium payment term
12.5% of annual premium
10-Year premium payment term
25% of annual premium

​Strategic partners include Baillie Gifford, BlackRock, Capital Group, and Wellington Management.​ ​​

​​​Portfolios offered are AIA Elite Conservative and AIA Elite Balanced – each thoroughly researched and well-diversified across a strategic mix of equities and bonds to suit your risk profile.​ ​​​

Kickstart your retirement with an extra boost

Enjoy up to 10% discount! Valid till 30 June 2024. T&Cs apply.

Get in Touch

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Terms and conditions

  • The monthly premium of S$300 is based on an annual premium of $3,600 for a 10-year premium term, subject to a minimum monthly income of $700.
  • Your capital is guaranteed provided that all premiums payable are up to date, no withdrawals from basic premium unit and bonus unit were made, and the policy has not been previously reinstated. The total Secure Monthly Income that you will receive will be at least 100% of your basic premium invested.
  • The annual premium is defined as the aggregate of the monthly, quarterly or half-yearly premiums due over a policy year.
  • To qualify for the Power-up Bonus, your policy must be in-force on the bonus declaration date and premiums payable must be up to date. Power-up Bonus may be adjusted if partial withdrawals are made from the policy value.
  • The Payout Age, Monthly Income or Payout Period may not be changed at any time after the policy has been incepted.

This insurance plan is underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) ("AIA"). All insurance applications are subject to AIA's underwriting and acceptance.
AIA Elite Secure Income is a limited premium Investment-linked Plan (ILP) offered by AIA. Investments in this plan are subject to investment risks including the possible loss of the principal amount invested. The performance of the ILP sub-fund(s) is not guaranteed and the value of the units in the ILP sub-fund(s) and the income accruing to the units, if any, may fall or rise. Past performance is not necessarily indicative of the future performance of the ILP sub-fund(s).
The actual policy value will depend on the actual performance of the policy as well as any alterations such as variation in the premium, in the case of a premium holiday or partial withdrawals. There is a possibility that the policy value will fall to zero and in this case, the policy will be terminated. Policyholder can avoid the policy lapsing by topping up additional premiums.
You should seek advice from a qualified advisor and read the product summary and product highlights sheet(s) before deciding whether the product is suitable for you. A product summary and product highlights sheet(s) relating to the ILP sub-fund(s) are available and may be obtained from your AIA Financial Services Consultant or Insurance Representative. A potential investor should read the product summary and product highlights sheet(s) before deciding whether to subscribe for units in the ILP sub-fund(s).
Investment risks include foreign exchange risks and in addition, the Singapore dollar return for US$ denominated policies (where applicable) will depend on prevailing exchange rate which may be highly volatile.
This is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract.
As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should consider carefully before terminating the policy or switching to a new one as there may be disadvantages in doing so. The new policy may cost more or have fewer benefits at the same cost.
This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
This advertisement has not been reviewed by the Monetary Authority of Singapore.
The information is correct as at 30 January 2023.