Guaranteed protection before birth

AIA Mum2Baby Choices

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AIA Mum2Baby Choices

Protect both mother and child from as early as the 13th week of pregnancy, with​ guaranteed lifelong protection for your child up to age 100.



Issue age:

16 – 45 Years Old

AIA Mum2Baby Protect

Consists of a base plan, AIA Guaranteed Protect Plus (IV) ("GPP (IV)") and a pre-natal rider, AIA Baby Protect Plus (III), combining to form a maternity insurance plan with all-round protection for the pregnant mum and child.
GPP (IV) is a participating whole life plan that offers boosted protection, while providing stable cash value that is accumulated over time.

AIA Mum2Baby

Consist​s​ of a base​​​ ​plan, AIA Pro Lifetime Protector (II) ("PLP (II)") and a pre-natal rider, AIA Baby Protector (III)​, combining to form a maternity insurance plan with protection for mum and child with the flexibility to invest for the child's future.​​
PLP (II) is an investment-linked plan that bolsters your protection during your early years while maximising your investments in the later years.

More info

Pregnancy Complications Benefit
​Covers pregnancy complications and other conditions.
​Hospital Care Benefit
​Receive a payout for hospitalisation due to pregnancy complications and other conditions.
​Major Hospitalisation Care Benefit
​Covers longer hospital or ICU stays due to any conditions.​
​Early Delivery by Caesarean Benefit
Receive 15% of coverage amount if the expectant mother undergone a delivery by caesarean section before 36 weeks of gestation.

​​Should the expectant mum and/or baby pass away due to medical negligence, we will pay the coverage amount only once, in addition to the death benefit for mum.​

Covers ​against congenital illnesses.​
Hospital Care Benefit:​​
  • ​​​Incubation of newborn
  • ​Neonatal ICU / HDU due to premature birth ​​
  • ​​​Hand, Foot and Mouth Disease​​
  • ​​​Phototherapy or blood transfusion for severe neonatal jaundice
  • ​Other infectious diseases such as dengue fever​​

Receive up to S$250 premium voucher to purchase a new eligible AIA policy if there are no claims made by the end of 3 years.

Value-added services from our partners

For more information on how to access these value-added services, please contact your AIA Financial Services Consultant.

Vaccinations for baby

Get quick, convenient vaccination services for your baby from the comfort of your own home with Speedoc.
Enjoy complimentaryvaccination service for Singapore Citizen babies or negotiated rates for optional vaccination(s) and foreigners. Say goodbye to long queues and travel time.
Book vaccinations for baby via this link, fill in your details and include your AIA Financial Services Consultant's code

Specialist consultations for baby

Skip the queues and eliminate risk of exposure at the clinics with our exclusive partner – WhiteCoat, a Singapore-based healthcare provider that offers on-demand telemedicine services simply through a mobile app.
Receive professional advice from Whitecoat's Singapore-registered Paediatricians via a video consultation.
Enjoy consultation fee at a negotiated rate starting from S$70* per video consultation via the WhiteCoat app. Do remember to select "AIA Mum2Baby" profile on the WhiteCoat app to enjoy this.
*Excludes prevailing GST, medication or delivery charges (where applicable).

Mental Wellness for mum

Speaking with a mental wellness professional can help strengthen your emotional well-being.
WhiteCoat allows you to video consult a certified mental wellness professional at your convenience.
Enjoy consultation fee at a negotiated rate starting from S$55* per video consultation via the WhiteCoat app. Do remember to select "AIA Mum2Baby" profile on the WhiteCoat app to enjoy this.
*Excludes prevailing GST, medication or delivery charges (where applicable).

Healthcare for mum

Receive professional advice from WhiteCoat's Singapore-registered doctors via a video consultation wherever you are, comfortably and have your prescribed medicine delivered to your preferred location within 90 minutes.
Enjoy consultation fee at a negotiated rate of S$12* per video consultation via the WhiteCoat app. Do remember to select "AIA Mum2Baby" profile on the WhiteCoat app to enjoy this.
*Excludes prevailing GST, medication or delivery charges (where applicable).
#*Terms &Conditions apply. Please refer to the respective value-added services platform for full details. Value-added services provided by our partners are not contractual benefits. They are independent third-party companies. AIA shall not be responsible or liable for any medical service, product and solicitation effort provided by them, which is not sold or marketed by AIA. AIA shall not be held responsible or liable in any way for any action, omission, advice or information that is given, or statements made by any service providers or other persons (including healthcare providers) arising from or in connection with this service. Any and all personal data provided to us will be used to ascertain your eligibility to access the services and other information herein. The collection, use, disclosure, and retention of your personal data is subject to the AIA Personal Data Policy (Singapore), to which you agree and accept. AIA reserves the right, at its sole and absolute discretion, to cancel, terminate and/or withdraw the value-added services any time or for any reason without notice.

Get medical protection for your newborn with AIA Healthshield Gold Max Plan B and its rider, without health checks* within 100 days of birth

Only for AIA Mum2baby Choices customers signed up during 1 June 2023 to 31 December 2024.
*T&Cs apply.

Get in Touch

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Terms & conditions

  1. Pregnancy Complication Benefit and Congenital Illness Benefit will only be paid once respectively. Once a claim is paid for each benefit, it will terminate.
  2. Hospital Care Benefit for mum and Hospital Care Benefit for baby will automatically terminate once a maximum of 30 days of benefit is paid respectively.
  3. The Major Hospitalisation Care Benefit will terminate once this benefit is paid or 60 days from the birth of the baby, whichever is earlier. Upon the payout of this benefit, the Hospital Care Benefit for mum will also terminate.
  4. If mum and/or child unfortunately passes away due to medical negligence of a Physician, Specialist or Hospital in Singapore or Malaysia, the Childbirth Medical Negligence Benefit will pay 100% of coverage amount, in addition to the Death Benefit for mum.
  5. Incubation of a new-born child must be more than 3 consecutive days immediately after birth.
  6. The Early Delivery by Caesarean Benefit will be paid out if indication and procedure is deemed medical necessary as certified by a registered medical practitioner. This benefit will not be paid if the mother is carrying 2 foetuses in the same pregnancy.
  7. The premium voucher can be used to purchase a new investment-linked, whole life or endowment policy, available at AIA's discretion, when this supplementary benefit expires on the 3rd policy anniversary of the basic policy without a claim admission. Please refer to policy contract for the full terms and conditions

These insurance plans are underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) ("AIA"). All insurance applications are subject to AIA's underwriting and acceptance. This is not a contract of insurance. The precise terms and conditions of these plans, including exclusions whereby the benefits under your policy may not be paid out, are specified in the relevant policy contracts. You are advised to read the relevant policy contracts.
As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. You should consider carefully before terminating the policy or switching to a new one as there may be disadvantages in doing so. The new policy may cost more or have fewer benefits at the same cost.
This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites ( or or 
This advertisement has not been reviewed by the Monetary Authority of Singapore.
The information is correct as at 1 July 2024.