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Guaranteed protection before birth

AIA Mum2Baby Choices

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AIA Mum2Baby Choices

Protect both mother and child from as early as the 13th week of pregnancy, with​ guaranteed lifelong protection for your child up to age 100.

Currency:

S$

Issue age:

16 – 45 Years Old

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AIA Mum2Baby Protect

Consist​s​ of a base​ ​​plan, AIA Guaranteed Protect Plus (III) ("GPP (III)") and a pre-natal rider, AIA Baby Protect Plus (II)​, combining to form a maternity insurance plan with all-round protection for the pregnant mum and child.​​
 
GPP (III) is a participating whole life plan that offers boosted protection, while providing stable cash value that is accumulated over time.

AIA Mum2Baby

Consist​s​ of a base​​​ ​plan, AIA Pro Lifetime Protector (II) ("PLP (II)") and a pre-natal rider, AIA Baby Protector (II)​, combining to form a maternity insurance plan with protection for mum and child with the flexibility to invest for the child's future.​​
 
PLP (II) is an investment-linked plan that bolsters your protection during your early years while maximising your investments in the later years.

Benefits for you

Comprehensive protection for mum

​​​Be covered against pregnancy complications, as well as longer hospital or ICU stays.​​

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Protection against medical negligence

​​​Receive financial compensation in the event of the death of mum and/or baby due to medical negligence.​​

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Uninterrupted coverage for mum

​​​Receive 3 years of protection against death for mum, even after birth.​​

Protection for baby upon birth

​​​Covers against congenital illnesses, with daily hospitalisation benefit for incubation, ICU/HDU and more, for up to 3 years.​​

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Guaranteed lifelong coverage

Transfer base plan and its riders to your child within 60 days of birth - no medical questions asked.

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Pregnancy Complications Benefit
​Covers pregnancy complications and other conditions.
​​
​Hospital Care Benefit
​Receive a payout for hospitalisation due to pregnancy complications and other conditions.
 
​Major Hospitalisation Care Benefit  
​Covers longer hospital or ICU stays due to any conditions.​

​​Should the expectant mum and/or baby pass away due to medical negligence, we will pay the coverage amount only once, in addition to the death benefit for mum.​

Covers ​against congenital illnesses.​
 
Hospital care benefit:​​
  • ​​​Incubation of newborn
  • ​Neonatal ICU / HDU due to premature birth ​​
  • ​​​Hand, Foot and Mouth Disease​​
  • ​​​Phototherapy or blood transfusion for severe neonatal jaundice
  • ​Other infectious diseases such as dengue fever​​

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More ways to keep you protected

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Terms & conditions

  1. Pregnancy Complication Benefit and Congenital Illness Benefit will only be paid once respectively. Once a claim is paid for each benefit, it will terminate.
  2. Hospital Care Benefit for mum and Hospital Care Benefit for baby will automatically terminate once a maximum of 30 days of benefit is paid respectively.
  3. The Major Hospitalisation Care Benefit will terminate once this benefit is paid or 60 days from the birth of the baby, whichever is earlier. Upon the payout of this benefit, the Hospital Care Benefit for mum will also terminate.
  4. If mum and/or child unfortunately passes away due to medical negligence of a Physician, Specialist or Hospital in Singapore or Malaysia, the Childbirth Medical Negligence Benefit will pay 100% of coverage amount, in addition to the Death Benefit for mum.
  5. Incubation of a new-born child must be more than 3 consecutive days immediately after birth.

These insurance plans are underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) ("AIA"). All insurance applications are subject to AIA's underwriting and acceptance. This is not a contract of insurance. The precise terms and conditions of these plans, including exclusions whereby the benefits under your policy may not be paid out, are specified in the relevant policy contracts. You are advised to read the relevant policy contracts.
 
As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. You should consider carefully before terminating the policy or switching to a new one as there may be disadvantages in doing so. The new policy may cost more or have fewer benefits at the same cost.
 
This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg). 
 
This advertisement has not been reviewed by the Monetary Authority of Singapore.
 
The information is correct as at 30 January 2023.