You may request to switch to other riders by making a request for change. Please note that your request may be subject to underwriting.
AIA Max VitalCare policyholders may switch to:
- AIA Max VitalHealth A - No underwriting is required if the request was submitted between 01 April 2021 to 31 March 2024. Thereafter, the request will be subject to underwriting.
- AIA Max VitalHealth A Value, AIA Max VitalHealth B or AIA Max VitalHealth B Lite – No underwriting is required.
AIA Max VitalHealth A policyholders may switch to:
- AIA Max VitalCare - No underwriting is required if the request was submitted between 01 April 2021 to 31 March 2024. Thereafter, the request will be subject to underwriting.
- AIA Max VitalHealth A Value, AIA Max VitalHealth B or AIA Max VitalHealth B Lite – No underwriting is required.
AIA Max VitalHealth A Value policyholders may switch to:
- AIA Max VitalCare or AIA Max VitalHealth A - Underwriting is required.
- AIA Max VitalHealth B or AIA Max VitalHealth B Lite – No underwriting is required.
AIA Max VitalHealth B policyholders may switch to:
- AIA Max VitalCare, AIA Max VitalHealth A or AIA Max VitalHealth A Value - Underwriting is required.
- AIA Max VitalHealth B Lite – No underwriting is required.
AIA Max VitalHealth B Lite policyholders may switch to:
- AIA Max VitalCare, AIA Max VitalHealth A, AIA Max VitalHealth A Value or AIA Max VitalHealth B - Underwriting is required.
AIA Max Essential C policyholders may switch to:
- AIA Max VitalCare, AIA Max VitalHealth A, AIA Max VitalHealth A Value, AIA Max VitalHealth B or AIA Max VitalHealth B Lite - Underwriting is required.
Note: Upon switching of riders, the basic plan will be switched accordingly
When contemplating switching, please do consider factors like age, pre-existing conditions, appropriate healthcare for your needs and affordability of future premiums. It is important to understand the risk of switching plans, as this could lead to an exclusion of pre-existing conditions or an increase in premiums (loading). Speak with your AIA Financial Services Consultant / Insurance Representative and he / she will be able to advise further based on your existing portfolio and health insurance needs.