- The maximum Vitality discount for insurance premium is 15% and the minimum is 0%.
- The 5% upfront Vitality discount is only applicable to first-year premium based on standard life and will not be applicable on any extra premiums due to loading.
- Discount applicable from the second policy year onwards will depend on the AIA Vitality status attained and is adjusted against the upfront Vitality discount.
- The 5% upfront Vitality discount is not applicable for AIA Max VitalHealth, AIA Max VitalCare and AIA Hospital Income plans.
- The additional 5% promotional discount is only applicable to first-year premium based on standard life and will not be applicable on any extra premiums due to loading.
- For each subsequent policy year, the Vitality discount may increase or decrease depending on your AIA Vitality status 45 days before the policy anniversary date.
- The additional 5% promotional discount on your first-year premium on the selected AIA insurance plans and riders listed above will be valid till 31 December 2022.
- If you terminate your AIA Vitality membership, your Vitality discount will also cease. Your insurance premium discount will be reduced to 0% starting from the next policy anniversary but your policy(ies) will remain in-force.
- For more information, please contact your AIA Financial Services Consultant or Insurance Representative.
Enjoy an upfront discount on your first-year premium or free additional coverage when you purchase selected AIA insurance policies.
What's more, you can boost your premium discount and additional coverage with a higher AIA Vitality status as you get healthier and fitter.
To enjoy the AIA Vitality insurance benefits, you must have a valid AIA Vitality membership and be the insured of the eligible AIA insurance policy at the point of purchase.
