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Partner benefits

What is this about?

Enjoy an upfront discount on your first-year premium or free additional coverage when you purchase selected AIA insurance policies.
 
What's more, you can boost your premium discount and additional coverage with a higher AIA Vitality status as you get healthier and fitter.
 
To enjoy the AIA Vitality insurance benefits, you must have a valid AIA Vitality membership and be the insured of the eligible AIA insurance policy at the point of purchase.

    Insurance Premium Discount

    Additional Insurance Coverage

What will I get?

  1. Enjoy 5% upfront Vitality discount on your first-year premium for selected AIA insurance plans and riders.

  2. Enjoy an additional 5% promotional discount on your first-year premium for selected AIA insurance plans when you join the AIA Vitality programme!

  3. Level up your AIA Vitality status and boost your premium discount to a maximum of 15%! Now that's what we call a good deal.

Insurance Premium Discount Adjustment

From the second policy year onwards, your Vitality discount for insurance premium may vary depending on your AIA Vitality status nearing policy anniversary.
Example:

Terms and conditions

  • The maximum Vitality discount for insurance premium is 15% and the minimum is 0%.

  • The 5% upfront Vitality discount is only applicable to first-year premium based on standard life and will not be applicable on any extra premiums due to loading.

  • Discount applicable from the second policy year onwards will depend on the AIA Vitality status attained and is adjusted against the upfront Vitality discount.

  • The 5% upfront Vitality discount is not applicable for AIA Max VitalHealth, AIA Max VitalCare and AIA Hospital Income plans.

  • The additional 5% promotional discount is only applicable to first-year premium based on standard life and will not be applicable on any extra premiums due to loading.

  • For each subsequent policy year, the Vitality discount may increase or decrease depending on your AIA Vitality status 45 days before the policy anniversary date.

  • The additional 5% promotional discount on your first-year premium on the selected AIA insurance plans and riders listed above will be valid till 31 December 2022.

  • If you terminate your AIA Vitality membership, your Vitality discount will also cease. Your insurance premium discount will be reduced to 0% starting from the next policy anniversary but your policy(ies) will remain in-force.

  • For more information, please contact your AIA Financial Services Consultant or Insurance Representative.

What will I get?

  1. Enjoy free additional coverage, called the PowerUp Dollar, on selected AIA insurance plans!

  2. Level up your AIA Vitality status and boost your PowerUp Dollar, up to 25%.

PowerUp Dollar Adjustment

The table below shows the annual adjustment according to your AIA Vitality Status annually.

Per $10,000 base PowerUp Dollar.

Terms and conditions

  • If you terminate your AIA Vitality membership, you no longer get to enjoy the AIA Vitality PowerUp Dollar Benefits. Your insurance PowerUp Dollar will be reduced to 0% starting from the next policy anniversary but your policy(ies) will remain in-force.
  • For more information, please contact your AIA Financial Services Consultant or Insurance Representative.