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AIA Life Dividends

The only whole life protection plan with annual dividends which you can withdraw flexibly




Whole Life

Issue age:

0 - 70 years old

Benefits for you

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[1] "AIA Persons" refers to AIA Singapore Private Limited, its associated persons/organisations, its and their third-party service providers and its and their representatives, whether within or outside Singapore.
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Terms & conditions

  • Annual dividends, accumulated interest rate and terminal dividend are non-guaranteed. The actual dividends declared are based on the experience of the participating fund.
  • The coverage for death and total and permanent disability will cease at age 100 and age 70 respectively.
  • The coverage for the riders will cease at age 100. Premiums for the riders are payable up to age 65 or 10 years, whichever is longer. You may refer to the respective product summary for the list of covered critical illnesses, special conditions, and other details including definitions and applicable exclusions.
  • The AIA Vitality premium discount is only applicable to premiums based on a standard life. It is not applicable to any extra premiums due to loading. Discount applicable from the second policy year onwards will depend on the AIA Vitality status attained. The discount is capped at 15%.

These insurance plans are underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) (“AIA”). All insurance applications are subject to AIA’s underwriting and acceptance. This is not a contract of insurance. The precise terms and conditions of these plans, including exclusions whereby the benefits under these plans may not be paid out, are specified in the policy contracts. You are advised to read the policy contracts.
As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should consider carefully before terminating the policy or switching to a new one as there may be disadvantages in doing so. The new policy may cost more or have fewer benefits at the same cost.
This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
This advertisement has not been reviewed by the Monetary Authority of Singapore.
The information is correct as at 16 February 2023.