AIA Smart Flexi Growth

Savings

Period

term

Issue Age

2 weeks – 70 years old

Currency

S$

You can buy this via

AIA APPOINTED representative

What This Product Is About

Whether you’re aiming towards your own startup, a new home, providing the best education for your children, or even an early retirement, it’s important to keep up with your savings. But between everyday needs and distractions, we understand that it can be tough to stick to your savings plan at times.

STAY ON TRACK TOWARDS YOUR WEALTH GOALS

With AIA Smart Flexi Growth, we’ll help you save by setting aside a fixed amount regularly. With a range of premium payment period and coverage options, you can enjoy flexibility of choice, while building up a pot of gold that paves your way towards the future you have in mind.

GET IN TOUCH

GET IN TOUCH

what does it provide?

CAPITAL GUARANTEED

With 100% of your capital guaranteed upon policy maturity, you can set aside any worries you may have, knowing that your total premiums paid will be secured.
BOOST YOUR SAVINGS WITH POTENTIAL BONUSES

Apart from the guaranteed lump sum that you’ve saved up over the years, you can also look forward to additional potential returns from the non-guaranteed reversionary bonus and terminal bonus upon policy maturity.

FLEXIBLE PREMIUM AND POLICY TERMS

Choose from a range of premium payment period and policy term options that best fit your needs.

Payment Period

Coverage Period

5 years

=

15 – 30 years

10 years

=

20 – 30 years

15 - 30 years

=

Same as premium payment period

ASSURANCE WHILE YOU SAVE

Secure your family’s financial future in the event of the unexpected with our death benefit.
ADD ON TO YOUR PROTECTION WITH OPTIONAL RIDERS

RIDERS TO WAIVE FUTURE PREMIUMS

Future premiums of your AIA Smart Flexi Growth plan and eligible riders (if any) will be waived, upon diagnosis of any of the covered:

149 early, intermediate, or major stage critical illnesses with Early Critical Protector Waiver of Premium (II) rider; or

72 major critical illnesses with Critical Protector Waiver of Premium (II) rider

RIDERS TO SECURE YOUR CHILD’S FUTURE

Future premiums of your child’s AIA Smart Flexi Growth plan and eligible riders (if any) up to his/her 25^th birthday will be waived, upon diagnosis of any of the covered:

149 early, intermediate, or major stage critical illnesses, total and permanent disability, or upon your passing with Early Critical Protector Payor Benefit (II) rider
GUARANTEED ACCEPTANCE | EASIER ACCESS

With no health check-up required, you can start your savings journey almost right away!

Get in touch

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Are you an existing AIA Singapore customer?*

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Partial NRIC / Passport / FIN No.

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Date of Birth

THE FINE PRINT

the terms and conditions at a glance

Applicable for 5- and 10-year premium payment period options only. The amount of capital guaranteed is based on the total premium of the basic plan and it is on the condition that all premiums are fully paid.

DETAILED TERMS AND CONDITIONS

- COLLAPSE + EXPAND

EXCLUSIONS

Things that you won't be able to claim from this policy

There are certain conditions whereby no benefits will be payable. You are advised to read the relevant policy contract for details.

IMPORTANT NOTES

This insurance plan is underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) (“AIA”). All insurance applications are subject to AIA’s underwriting and acceptance. This is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under this plan may not be paid out, are specified in the policy contract. You are advised to read the policy contract. You are recommended to read the product summary and seek advice from an AIA Financial Services Consultant for a financial analysis before purchasing a policy suitable to meet your needs.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should consider carefully before terminating the policy or switching to a new one as there may be disadvantages in doing so. The new policy may cost more or have fewer benefits at the same cost.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

The information is correct as at 1 July 2021.

Payment Period		Coverage Period
5 years	=	15 – 30 years
10 years	=	20 – 30 years
15 - 30 years	=	Same as premium payment period

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AIA Smart Flexi Growth

term

2 weeks – 70 years old

S$

AIA APPOINTED representative

What This Product Is About

STAY ON TRACK TOWARDS YOUR WEALTH GOALS

Talk To Us

what does it provide?

CAPITAL GUARANTEED

BOOST YOUR SAVINGS WITH POTENTIAL BONUSES

FLEXIBLE PREMIUM AND POLICY TERMS

ASSURANCE WHILE YOU SAVE

ADD ON TO YOUR PROTECTION WITH OPTIONAL RIDERS

GUARANTEED ACCEPTANCE | EASIER ACCESS

Get in touch

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