Enjoy the options to withdraw your savings to fund key goals or let your wealth accumulate steadily.
Choice of premium terms and currency
Pay in SGD or USD via single premium or spread payment over 5, 10, 15 or 20 years.
Assurance while you save
Enjoy lifelong protection against death, total and permanent disability and terminal illness.
Name your spouse / child (under age 16) as secondary insured for coverage continuation should you pass on.
Start your savings journey almost immediately with no health questions asked.
AIA Smart Wealth Builder in USD
Total premiums paid will be fully secured from the end of the 13th policy year.
AIA Smart Wealth Builder (II) in SGD
Total premiums paid will be fully secured from as early as the end of the 15th policy year.
Do you want additional peace of mind?
Additional options are available for you to customise your protection to make sure it suits your individual needs.
With the add-on of Early Critical Protector Payor Benefit (II) or Early Critical Protector Waiver of Premium (II), we'll take care of the future premiums, should you be diagnosed with any of the covered illnesses.
Save on income tax & invest with SRS for your retirement!
Enjoy tax relief with SRS contributions, and boost your funds with this plan to potentially earn more than the SRS account's nominal interest of 0.05% P.A.