- Benefits for you
- Similar products
Benefits for you
More ways to keep you protected
Get in Touch
Terms and conditions
- The total yield at maturity is non-guaranteed and is based on the illustrated investment rate of return of 4.25% p.a. with a minimum insured amount of S$15,000 (equivalent to annual premium of S$14,812.50) and above, where large case size discount applies. Based on the illustrated investment rate of return of 3.00% p.a., the total yield at maturity (non-guaranteed) is 1.76% p.a. This is based on the condition that all premiums are fully paid and received in annual mode with no indebtedness or partial surrender.
- Capital guaranteed at maturity is applicable to the basic plan only, on the condition that all premiums are fully paid and received in annual mode with no indebtedness or partial surrender.
- Premium amount is illustrated based on a basic plan with minimum insured amount of S$3,000. The monthly premium is calculated based on the annual premium divided by the total number of months in a year.
This insurance plan is underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) ("AIA"). All insurance applications are subject to AIA's underwriting and acceptance. This information is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract.
As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should consider carefully before terminating the policy or switching to a new one as there may be disadvantages in doing so. The new policy may cost more or have fewer benefits at the same cost.
You may wish to seek advice from an AIA Financial Services Consultant for a financial analysis before purchasing this policy. Should you choose not to seek advice from an AIA Financial Services Consultant, please consider whether the product is suitable for you, and you take responsibility to ensure that this plan is appropriate to meet your financial needs and insurance objectives.
This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
This advertisement has not been reviewed by the Monetary Authority of Singapore.
The information is correct as at 24 February 2023.