Skip to main content
  • Search
  • AIA Singapore
  • Our Products
    • Life Insurance
    • Medical Insurance
    • Critical Illness Insurance
    • Disability Income Protection
    • Accident Protection
    • Savings
    • Investments
    • Platinum
    • Travel & Lifestyle
    • AIA Vitality
    • Employee Benefits
    • Corporate International Medical
  • Life Matters
    • Health Matters
    • Wellness Matters
    • Money Matters
    • Wealth Matters
    • Your Financial Needs Matter
  • About AIA
    • Our Leadership Team
    • Environmental, Social and Governance
    • Careers
    • Media Centre
    • Awards
    • Our Top Awardees
    • MDRT Members
    • AIA Financial Advisers
    • AIA Brunei
  • AIA Vitality
    • About AIA Vitality
    • How It Works
    • Rewards & Partner Benefits
    • Join AIA Vitality
  • Help & Support
    • Contact Us
    • ONLINE PAYMENT WITH AIA PAY EZ
    • AIA HealthShield Support
    • Lodge a Complaint
    • SGFinDex
    • FAQs
    • Form Library
    • Submit a Claim
    • Notices To AIA Policyholders
    • AIA Funds Information
    • AIA Annual Fund Reports
    • AIA's Participating Fund Commentaries
    • Consumer Guides
  • My AIA
    • My AIA SG
    • My Rewards
    • AIA Altitude
    • Make Payment Online
    • Submit a Claim
    • Request HealthShield Pre-Authorisation
    • FSC Access
    • Bank Partner Access
    • FA Broker Partner Access
    • eBenefits
  • AIA Vitality
    Visit the AIA Vitality website
  • YOUR FINANCIAL NEEDS MATTER
    Explore our financial calculators and resources for your long term and short term goals at different life stages.
  • Recent Promotions
    Find out more about our latest campaigns and promotions
AIA
AIA Logo AIA Logo
  • Our Products

    Our Products

    Find our products and services according to your protection needs.

    See more
    YOUR FINANCIAL NEEDS MATTER

    Explore our financial calculators and resources for your long term and short term goals at different life stages.

    EXPLORE NOW

    Recent Promotions

    Find out more about our latest campaigns and promotions

    See more

    For Individuals

    For Business

    • Life Insurance

      Protect your loved ones’ future from life’s uncertainties

    • Medical Insurance

      Adequate coverage for medical bills so you can focus on getting better

    • Critical Illness Insurance

      Protect against the financial burdens of critical illness

    • Disability Income Protection

      Protect your ability to earn an income.

    • Accident Protection

      Be financially prepared for the unexpected

    • Savings

      Start planning early and fulfil your saving goals.

    • Investments

      Make your money work harder for you – your dreams matter

    • Platinum

      Plan your enduring legacy, and share it with the generations to come.

    • Travel & Lifestyle

      Cover your personal belongings from loss or damage

    • AIA Vitality

      AIA Vitality is one of the most comprehensive wellness programmes with a wide spectrum of tools and benefits that target different aspects of your health.

    • Employee Benefits

      Secure your company’s most important asset through our market-leading domestic solutions

    • Corporate International Medical

      Give your local and international employees world-class healthcare with our corporate international medical solutions.

  • Life Matters

    Life Matters

    We take care of the matters of your life because your life matters

    VIEW ALL IN LIFE MATTERS
    • Health Matters

      Kick-start your journey to better health

    • Wellness Matters

      Live life to the fullest

    • Money Matters

      Prepare for your lives ahead

    • Wealth Matters

      Start protecting your wealth and enabling succession and legacy for your generations

    • Your Financial Needs Matter

      Explore our financial calculators and resources for your long term and short term goals at different life stages.

  • About AIA

    About AIA

    For almost a century, AIA has served the ever-changing needs of millions of people all across the Asia-Pacific region.

    Healthier, Longer, Better Lives

    • Our Leadership Team

      The Executive Committee and Board & Board Committees of AIA Singapore

    • Environmental, Social and Governance

      Our ESG commitment aims to deliver value to all our stakeholders

    • Careers

      Explore opportunities to work at AIA

    • Media Centre

      News and information about AIA

    • Awards

      Check out our awards and achievements over the years.

    • Our Top Awardees

      Presenting our top performers of FY2022

    • MDRT Members

      Presenting our top performers of FY2022

    • AIA Financial Advisers

      Who we are, what we do. Let's forge a partnership that lasts beyond a lifetime.

    • AIA Brunei

      Find out more about our branch office

  • AIA Vitality

    AIA Vitality

    AIA Vitality supports and motivates you every step of the way towards achieving your health goals. What’s more, get rewarded for healthy choices and earn points when you get active, eat well and complete Health Checks!

    Find Out More
    • About AIA Vitality

      AIA Vitality is a comprehensive programme that motivates you to keep fit and helps you to manage your health.

    • How It Works

      ​Discover how you can live a healthy lifestyle by staying active, eating well and maintaining good health with AIA Vitality.

    • Rewards & Partner Benefits

      Discover the rewards and benefits you have unlocked with your AIA Vitality points.

    • Join AIA Vitality

      Join us today, and get motivated to live a healthier, longer and better life!​

  • Help & Support

    Help & Support

    We strive to assist you for all your inquiries with high touch customer service.

    Contact AIA

    For Customer Support

    For Resource/Useful Links

    • Contact Us

      Cannot find the answer in our FAQ section? Contact us now

    • ONLINE PAYMENT WITH AIA PAY EZ

      Manage all your AIA payments from one convenient location

    • AIA HealthShield Support

      Quality Healthcare Specialist Partners exclusively for AIA HealthShield Gold Max customers

    • Lodge a Complaint

      On the sale of insurance products under the Financial Advisers Act (FAA)

    • SGFinDex

      Connect securely and view all your financials at one glance

    • FAQs

      Have a question? You may find the answer here

    • Form Library

      A selection of forms you can download, fill in and send back to us

    • Submit a Claim

      Need to make a claim? Learn more about the claim process.

    • Notices To AIA Policyholders

      Useful information for policyholders

    • AIA Funds Information

    • AIA Annual Fund Reports

    • AIA's Participating Fund Commentaries

    • Consumer Guides

  • My AIA

    My AIA SG

    Exclusive for AIA policyholders and Vitality members to conveniently access policy information, Vitality membership and rewards

    Register For My AIA SG

    If you are an AIA customer, and do not have a login, you can register for My AIA SG account here.

      Customer
    • My AIA SG

      My Rewards

      AIA Altitude

      Submit a New Request
    • Make Payment Online

      Submit a Claim

      Request HealthShield
      Pre-Authorisation

      Distribution
    • FSC Access

      Bank Partner Access

      FA/Broker Partner Access

      Employee Benefits
    • eBenefits

    My AIA SG

    Exclusive for AIA policyholders and Vitality members to conveniently access policy information, Vitality membership and rewards

    Register For My AIA SG

    If you are an AIA customer, and do not have a login, you can register for My AIA SG account here.

      Customer
    • My AIA SG

      My Rewards

      AIA Altitude

      Submit a New Request
    • Make Payment Online

      Submit a Claim

      Request HealthShield
      Pre-Authorisation

      Distribution
    • FSC Access

      Bank Partner Access

      FA/Broker Partner Access

      Employee Benefits
    • eBenefits

    Home

    My AIA Perks

    Logout

  • Search
  • Contact Us
    • Book an Appointment

    • Contact us

Savings
Prev | Next
Back to Top
  • {{title}}

    {{label}}
  • AIA Smart Wealth Builder Series

    Savings

    Period

    Term

    Issue Age

    Varies

    Currency

    S$ / US$

    You can buy this via

    AIA APPOINTED REPRESENTATIVE


    What This Product Is About

    Goals are often drivers to why you work hard in life. Be it supporting your child through a good education, enjoy a fruitful retirement or simply to leave a legacy behind. With all these life goals, it is important to have a plan that makes your money work harder than you do, giving you the assurance that your financials can keep pace with whatever life goals you may have, even if they change along the way.

    AIA Smart Wealth Builder series (AIA Smart Wealth Builder and AIA Smart Wealth Builder (II)) does just that for you. It is a series of savings plan that aims to magnify your savings while giving you the flexibility to withdraw the funds to support your goals as you reach different milestones in life.

    • GOAL CALCULATOR GOAL CALCULATOR
    • talk to us now talk to us now
    • Product Brochure Product Brochure
    • share with a friend share with a friend
    • GET IN TOUCH

    Save on INCOME tax & invest with SRS FOR your retirement!


    Enjoy tax relief with SRS contributions, and boost your funds with this plan to potentially earn more than the SRS account’s nominal interest of 0.05% p.a.

    Note: SRS refers to Supplementary Retirement Scheme, and all information relating to SRS is obtained from IRAS. Applicable for AIA Smart Wealth Builder (II) in SGD only.

    What Does It Provide?

    • Maximise Your Savings
      Maximise Your Savings

      Grow your savings for you and the generation after with potentially higher returns as you earn guaranteed cash value and non-guaranteed bonuses up to age 125.

    • 100% Capital Guaranteed
      100% Capital Guaranteed

      Regardless of how the market performs, the total premiums that you have paid will be fully secured from the end of the 13th (for AIA Smart Wealth Builder Plan in USD) or as early as the end of the 15th (for AIA Smart Wealth Builder (II) in SGD) policy year.

    • Financial Flexibility
      Financial Flexibility

      • Save the way you want with the option to withdraw your savings to fund for key goals or to let your wealth accumulate in the long run.
      • Choose a premium payment term that best suits your needs – single premium, 5 and 10, 15 or 20 years.
      • Choice of saving your money in two currencies - SGD or USD.

    • Insurance Protection
      Insurance Protection

      Get long-lasting protection against Death, Total and Permanent Disability and Terminal Illness. 

    • Policy Continuity
      Policy Continuity

      You may choose to appoint your spouse or child (below age 16) as the secondary insured, ensuring that should you pass on, the plan will continue without interruption. You may also appoint yourself if the plan is bought for your child or spouse.

    • Hassle-Free Application
      Hassle-Free Application

      No medical questions will be asked when you apply for AIA Smart Wealth Builder series.


    DO YOU WANT ADDITIONAL PEACE OF MIND?

    Additional options are available for you to customise your cover to make sure it suits your individual needs.


    • Critical Illnesses Premium Waiver Riders:
      Critical Illnesses Premium Waiver Riders:

      With the add-on of Early Critical Protector Payor Benefit (II) or Early Critical Protector Waiver of Premium (II), we’ll take care of the future premiums, should you be diagnosed with any of the covered illnesses.

    GET IN TOUCH

    What’s your name?*

    What's your mobile number?

    Please select the right country code.

    What's your email address?

    Are you an existing AIA Singapore customer?*

    Drop us a question here:




    Thank You

    Partial NRIC / Passport / FIN No.

    (last 4 characters)

    Date of Birth


    THE FINE PRINT

    the terms and conditions at a glance
    • This plan matures on the policy anniversary on which the original insured is age 125 (last birthday).
    • The amount of capital guaranteed is based on the annual premiums of the basic plan only and it is on the condition that all premiums are fully paid. 
    • For the AIA Smart Wealth Builder (II) plan, 100% capital guaranteed will start at the end of the 15th policy year for single premium, 5 or 10 years regular premium plan or 20th and 25th policy year for 15 or 20 years regular premium plan respectively.
    • AIA Smart Wealth Builder is a USD plan, available in single and 5 years premium payment term option.
    • Any partial withdrawal of the accrued bonuses will reduce the long-term value of the plan. 
    • The secondary insured can only be appointed by the original policyholder. Upon the passing of the insured, no death benefit will be payable as the secondary insured will take over as the new insured (subject to approval by AIA). There will be no changes to the original premium payment term and policy term. Any optional riders that are attached will also be terminated unless premium waiver benefit has been activated. This feature is not applicable for SRS policy.
    • The death, total and permanent disability and terminal illness benefit will be the higher of 105% of total premiums paid OR (i) 101% of the guaranteed cash value and (ii) any bonuses which you have not surrendered, less any amounts owing to us. Your policy will terminate once any of the above has been paid out.
    • Total and permanent disability benefit will cease at age 70.
    • Critical Illnesses Premium Waiver Riders are add-on riders for AIA Smart Wealth Builder (II) only.

    DETAILED TERMS AND CONDITIONS

    DETAILED TERMS AND CONDITIONS
    - COLLAPSE + EXPAND

    Exclusions

    Things that you won’t be able to claim from this policy

    There are certain conditions where no benefits will be payable. You are advised to read the relevant policy contract for details. 

    IMPORTANT NOTES

    These insurance plans are underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) (“AIA”). All insurance applications are subject to AIA’s underwriting and acceptance. This is not a contract of insurance. The precise terms and conditions of these plans, including exclusions whereby the benefits under these plans may not be paid out, are specified in the policy contracts. You are advised to read the policy contracts. You are advised to read the policy contracts. You are recommended to read the product summary and seek advice from an AIA Financial Services Consultant for a financial analysis before purchasing a policy suitable to meet your needs.

    As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should consider carefully before terminating the policy or switching to a new one as there may be disadvantages in doing so. The new policy may cost more or have fewer benefits at the same cost. 

    If you choose to receive payment from your AIA Smart Wealth Builder plan in any currency (including Singapore dollars) other than US dollars, our prevailing exchange rates shall apply. Any currency conversion is subject to currency exchange rate fluctuations, which may be highly volatile.

    This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

    This advertisement has not been reviewed by the Monetary Authority of Singapore.

    The information is correct as at 1 July 2021.

    CONTACT AIA

    1800 248 8000

    1 Finlayson Green
    Singapore 049246
    View Details

    BOOK AN APPOINTMENT

    GO TO

    AIA.COM

    Visit our corporate site to learn more about AIA.
    Go To
    CONTACT AIA

    1800 248 8000
     

    1 Finlayson Green
    Singapore 049246

    View Details

    BOOK AN APPOINTMENT

    GO TO

    AIA.COM

    Visit our corporate site to learn more about AIA.
    OUR INSURANCE PRODUCTS
    Life Protection
    Medical Protection
    Critical Illness Protection
    Disability Income Protection
    Accident Protection
    Savings
    Investments
    Platinum
    Travel and Lifestyle
    EXPLORE AIA
    AIA Retirement Solutions
    Your Learning Buddy
    AIA Altitude
    Careers
    AIA Vitality
    Sitemap
    USEFUL LINKS
    Recent Promotions
    AIA Funds Information
    FAQs
    Form Library
    Digital Payments
    Security Advisories
    Report a Vulnerability

    This website uses cookies for the purpose of enhancing your user experience. You can find more information on the types of cookies we collect, what we use these for, and how to manage your cookie settings in our Cookie Policy and AIA Personal Data Policy (Singapore).

    ABOUT AIA
    Explore AIA
    AIA Retirement Solutions
    Your Learning Buddy
    Wealthbeing by AIA
    Careers
    AIA Vitality
    Sitemap
    OUR INSURANCE PRODUCTS
    Life Protection
    Medical Protection
    Critical Illness Protection
    Disability Income Protection
    Accident Protection
    Savings
    Investments
    Platinum
    Travel and Lifestyle

    This website uses cookies for the purpose of enhancing your user experience. You can find more information on the types of cookies we collect, what we use these for, and how to manage your cookie settings in our Cookie Policy and AIA Personal Data Policy (Singapore).

    USEFUL LINKS
    Recent Promotions
    AIA Funds Information
    FAQs
    Form Library
    Digital Payments
    Security Advisories
    Report a Vulnerability

    Copyright © 2022 AIA Group Limited and its subsidiaries. All rights reserved.
    Terms of Use | AIA Personal Data Policy (Singapore) | Cookie Policy