direct - aia whole life cover (ii)

Life Protection

Period

Whole Life

Issue Age

18 - 65 years old

Currency

S$

You can buy this via

AIA customer service centre

WHAT THIS PRODUCT IS ABOUT

DIRECT – AIA Whole Life Cover (II) is a Direct Purchase Insurance plan which you can sign up directly from AIA without seeking advice from a financial adviser. It offers protection up to the age of 100 at affordable premiums and allows you to enjoy stable long-term returns, ensuring your family’s financial security.

AIA whole life cover, direct purchase insurance plan

find out more about Direct Purchase Insurance

what does it provide?

SAVINGS THAT GROW WITH ATTRACTIVE BONUSES

The value of your policy can potentially grow and help fend off inflation thanks to bonuses that may be added to your policy every year. A potential one-off bonus may also be paid when you make a claim, choose to stop the policy or when the policy ends.
FINANCIAL SECURITY

We will pay the coverage you have chosen, along with potential cash bonuses you’ve accumulated, in the event of death, diagnosis of a terminal illness or total and permanent disability (up to age 65).
BENEFITS THAT LAST FOR LIFE

While you only need to make your payments up to the age of 70 or 85, you will still continue to enjoy protection up to the age of 100.
PREMIUMS THAT WON’T INCREASE

Relax in the knowledge that your premiums won’t increase as you get older.

insurance lingo explained

What do we mean by total and permanent disability?

Total and permanent disability means that you are disabled and unable to work in any occupation to earn an income. In addition, the disability must continue for at least 6 consecutive months from the time it started and it must be permanent with no possibility of improvement in the foreseeable future; or

Total and permanent disability means if you suffer total loss of use of:

your entire sight in both eyes; or
any two limbs at or above the wrist or ankle; or
your entire sight in one eye and any one limb at or above the wrist or ankle.

DO YOU WANT ADDITIONAL PEACE OF MIND?

Additional options are available for you to customise your cover to make sure it suits your individual needs.

CRITICAL ILLNESS PROTECTION

Add on critical illness protection that covers you all the way up to the age of 100, allowing you to focus on recuperation without having to worry about your finances.

Get in touch

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Are you an existing AIA Singapore customer?*

Drop us a question here:

Partial NRIC / Passport / FIN No.

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Date of Birth

GET IN TOUCH

THE FINE PRINT

the terms and conditions at a glance

The annual and terminal bonuses payable (if any) are non-guaranteed and will depend on the performance of the participating fund. Once credited to the policy, annual bonuses (if any) form part of the guaranteed benefits of the policy. Terminal bonus is a one-time, non-guaranteed, discretionary bonus that may be payable when you make a claim, choose to stop the policy or when the policy ends.

DETAILED TERMS AND CONDITIONS

- COLLAPSE + EXPAND

EXCLUSIONS

Things that you won't be able to claim from this policy

There are certain conditions such as pre-existing conditions, for which no benefits will be payable. Please refer to the policy contract for the full list of exclusions.

IMPORTANT NOTES

These insurance plans are underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) (“AIA”). All insurance applications are subject to AIA’s underwriting and acceptance. This is not a contract of insurance. The precise terms and conditions of these plans, including exclusions whereby the benefits under these plans may not be paid out, are specified in the policy contracts. You are advised to read the policy contracts. You may wish to seek advice from an AIA Financial Services Consultant before deciding to purchase this policy. Should you choose not to seek advice from a Financial Services Consultant, please consider whether the product is suitable for you, and you take responsibility to ensure that this plan is appropriate to meet your financial needs and insurance objectives.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should consider carefully before terminating the policy or switching to a new one as there may be disadvantages in doing so. The new policy may cost more or have fewer benefits at the same cost.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of the coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

The information is correct as at 1 July 2021.

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direct - aia whole life cover (ii)

Whole Life

18 - 65 years old

S$

AIA customer service centre

WHAT THIS PRODUCT IS ABOUT

Talk To Us

find out more about Direct Purchase Insurance

what does it provide?

SAVINGS THAT GROW WITH ATTRACTIVE BONUSES

FINANCIAL SECURITY

BENEFITS THAT LAST FOR LIFE

PREMIUMS THAT WON’T INCREASE

insurance lingo explained

DO YOU WANT ADDITIONAL PEACE OF MIND?

CRITICAL ILLNESS PROTECTION

Get in touch