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  • AIA Elite Secure Income

    Investments

    Period

    Whole Life

    Issue Age

    0 - 65 years old (Regular Premium & Single Premium - Cash)

    18 - 65 years old (Single Premium - SRS)

    Currency

    S$ / US$

    You can buy this via

    AIA APPOINTED REPRESENTATIVE


    What This Product Is About

    Retire better than planned with AIA Elite Secure Income. The first-in-market affordable, capital guaranteed investment-linked plan that lets you achieve your dream retirement confidently.

    We will also boost your capital with Power-up Bonus and offer exclusive access to a series of institutional funds that are guided by best-in-class investment houses. All for as little as $300 a month.

    Get started on a better retirement now with no medical questions asked!  

    • GOAL CALCULATOR GOAL CALCULATOR
    • talk to us now talk to us now
    • Product Brochure Product Brochure
    • share with a friend share with a friend
    • GET IN TOUCH

    What Does It Provide?

    • CAPITAL GUARANTEED
      CAPITAL GUARANTEED

      Every dollar that you put into the plan is guaranteed so you can invest and grow your retirement funds with complete peace of mind. 

    • RECEIVE MONTHLY INCOME OVER 10 OR 15 YEARS
      RECEIVE MONTHLY INCOME OVER 10 OR 15 YEARS

      Choose to receive your monthly income over 10 or 15 years. The monthly income will consist of 2 types:

      • Secure Monthly Income

      Get back 100% of your basic premiums paid during the Secure Payout Period. Regardless of market performance, the Secure Monthly Income is guaranteed and will be paid out to you even if your policy value falls to zero.

      • Target Monthly Income

      Continue to receive your monthly income during the Target Payout Period when the Secure Payout Period ends, till the policy value falls to zero. The Target Monthly Income is non-guaranteed and is dependent on market performance.

    • RECEIVE UP TO 25% POWER-UP BONUS
      RECEIVE UP TO 25% POWER-UP BONUS

      Boost your capital with perpetual Power-up Bonus from the end of the 10th policy year and every 5 years thereafter.

       

      Single Premium

      2.5% of single premium

      5-Year Premium Payment Term

      12.5% of annual premium

      10-Year Premium Payment Term

      25% of annual premium

    • ACCESS TO WEALTH MANAGEMENT POWERHOUSES
      ACCESS TO WEALTH MANAGEMENT POWERHOUSES

      AIA Investment Management & Our Partners

      (Ballie Gifford, BlackRock, Wellington Management, Capital International)

       

      Invest confidently with AIA Elite Funds as we focus on creating value for your every dollar through active portfolio management and strategic partnerships.

      Choose from either AIA Elite Conservative or AIA Elite Balanced to suit your investment goals and targeted returns. Each fund comprises of a strategic mix of equities and bonds, focused on achieving sustainable, long-term investment outcomes to address your wealth creation needs.

    • FLEXIBILITY TO ADJUST THE PLAN TO YOUR NEEDS
      FLEXIBILITY TO ADJUST THE PLAN TO YOUR NEEDS

      Have the option to:

      • Determine your monthly income amount
      • Invest your money in either SGD or USD
      • Select your premium payment term (single, 5 or 10 years)
      • Decide your payout age from 60, 65 or 75 years old
      • Choose your source of funds (Cash or SRS* account)
      • Make regular/ad-hoc top-ups with no cap

      * SRS is only available for Single Premium option in SGD currency

    • BE ASSURED NO MATTER WHAT THE FUTURE HOLDS
      BE ASSURED NO MATTER WHAT THE FUTURE HOLDS

      Your loved ones will receive a lump sum payout equivalent to 105% of the policy value or 100% of the total basic premiums paid (less any Secure Monthly Income paid or deemed paid, fees and charges), whichever is higher, if unexpected death of terminal illness were to occur.

       

      There will also be an additional payout in the event of accidental death within the first 5 years from policy inception.


    special-promo

    Up to 10% premium discount on first year premium!


    Sign Up by 31 March 2023

    *Fast-Track Your Savings Terms and Conditions apply.

    GET IN TOUCH

    What’s your name?*

    What's your mobile number?

    Please select the right country code.

    What's your email address?

    Are you an existing AIA Singapore customer?*

    Drop us a question here:




    Thank You

    Partial NRIC / Passport / FIN No.

    (last 4 characters)

    Date of Birth

    THE FINE PRINT

    the terms and conditions at a glance
    • The monthly premium of $300 is based on an annual premium of $3,600 for a 10-year premium term, subject to a minimum monthly income of $700.
    • Your capital is guaranteed provided that all premiums payable are up to date, no withdrawals from basic premium unit and bonus unit were made, and the policy has not been previously reinstated. The total Secure Monthly Income that you will receive will be at least 100% of your basic premium invested.
    • The Target Monthly Income may be payable over a period that is shorter or longer than the payout period, subject to the performance and management of the funds underlying your policy.
    • The annual premium is defined as the aggregate of the monthly, quarterly or half-yearly premiums due over a policy year.
    • To qualify for the Power-up Bonus, your policy must be in-force on the bonus declaration date and premiums payable must be up to date. Power-up Bonus may be adjusted if partial withdrawals are made from the policy value.
    • The Payout Age, Monthly Income or Payout Period may not be changed at any time after the policy has been incepted.
    • Top-ups can be done at any time throughout the policy term, provided that premiums payable are up to date and fully paid when they fall due. A 3% premium charge will apply on all top-ups.

    DETAILED TERMS AND CONDITIONS

    DETAILED TERMS AND CONDITIONS
    - COLLAPSE + EXPAND

    IMPORTANT NOTES

    This insurance plan is underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) (“AIA”). All insurance applications are subject to AIA’s underwriting and acceptance.

    AIA Elite Secure Income is a limited premium Investment-linked Plan (ILP) offered by AIA. Investments in this plan are subject to investment risks including the possible loss of the principal amount invested. The performance of the ILP sub-fund(s) is not guaranteed and the value of the units in the ILP sub-fund(s) and the income accruing to the units, if any, may fall or rise. Past performance is not necessarily indicative of the future performance of the ILP sub-fund(s).

    The actual policy value will depend on the actual performance of the policy as well as any alterations such as variation in the premium, in the case of a premium holiday or partial withdrawals. There is a possibility that the policy value will fall to zero and in this case, the policy will be terminated. Policyholder can avoid the policy lapsing by topping up additional premiums.

    You should seek advice from a qualified advisor and read the product summary and product highlights sheet(s) before deciding whether the product is suitable for you. A product summary and product highlights sheet(s) relating to the ILP sub-fund(s) are available and may be obtained from your AIA Financial Services Consultant or Insurance Representative. A potential investor should read the product summary and product highlights sheet(s) before deciding whether to subscribe for units in the ILP sub-fund(s).

    Investment risks include foreign exchange risks and in addition, the Singapore dollar return for US$ denominated policies (where applicable) will depend on prevailing exchange rate which may be highly volatile.

    This is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract.

    As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should consider carefully before terminating the policy or switching to a new one as there may be disadvantages in doing so. The new policy may cost more or have fewer benefits at the same cost.

    This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

    This advertisement has not been reviewed by the Monetary Authority of Singapore.

    The information is correct as at 18 January 2022.

    CONTACT AIA

    1800 248 8000

    1 Finlayson Green
    Singapore 049246
    View Details

    BOOK AN APPOINTMENT

    GO TO

    AIA.COM

    Visit our corporate site to learn more about AIA.
    Go To
    CONTACT AIA

    1800 248 8000
     

    1 Finlayson Green
    Singapore 049246

    View Details

    BOOK AN APPOINTMENT

    GO TO

    AIA.COM

    Visit our corporate site to learn more about AIA.
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