Life Insurance
Protect your loved ones’ future from life’s uncertainties
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Retire better than planned with AIA Elite Secure Income. The first-in-market affordable, capital guaranteed investment-linked plan that lets you achieve your dream retirement confidently.
We will also boost your capital with Power-up Bonus and offer exclusive access to a series of institutional funds that are guided by best-in-class investment houses. All for as little as $300 a month.
Get started on a better retirement now with no medical questions asked!
Every dollar that you put into the plan is guaranteed so you can invest and grow your retirement funds with complete peace of mind.
Choose to receive your monthly income over 10 or 15 years. The monthly income will consist of 2 types:
Get back 100% of your basic premiums paid during the Secure Payout Period. Regardless of market performance, the Secure Monthly Income is guaranteed and will be paid out to you even if your policy value falls to zero.
Continue to receive your monthly income during the Target Payout Period when the Secure Payout Period ends, till the policy value falls to zero. The Target Monthly Income is non-guaranteed and is dependent on market performance.
Boost your capital with perpetual Power-up Bonus from the end of the 10th policy year and every 5 years thereafter.
Single Premium |
2.5% of single premium |
5-Year Premium Payment Term |
12.5% of annual premium |
10-Year Premium Payment Term |
25% of annual premium |
AIA Investment Management & Our Partners
(Ballie Gifford, BlackRock, Wellington Management, Capital International)
Invest confidently with AIA Elite Funds as we focus on creating value for your every dollar through active portfolio management and strategic partnerships.
Choose from either AIA Elite Conservative or AIA Elite Balanced to suit your investment goals and targeted returns. Each fund comprises of a strategic mix of equities and bonds, focused on achieving sustainable, long-term investment outcomes to address your wealth creation needs.
Have the option to:
* SRS is only available for Single Premium option in SGD currency
Your loved ones will receive a lump sum payout equivalent to 105% of the policy value or 100% of the total basic premiums paid (less any Secure Monthly Income paid or deemed paid, fees and charges), whichever is higher, if unexpected death of terminal illness were to occur.
There will also be an additional payout in the event of accidental death within the first 5 years from policy inception.
*Fast-Track Your Savings Terms and Conditions apply.
Partial NRIC / Passport / FIN No.
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Date of Birth
This insurance plan is underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) (“AIA”). All insurance applications are subject to AIA’s underwriting and acceptance.
AIA Elite Secure Income is a limited premium Investment-linked Plan (ILP) offered by AIA. Investments in this plan are subject to investment risks including the possible loss of the principal amount invested. The performance of the ILP sub-fund(s) is not guaranteed and the value of the units in the ILP sub-fund(s) and the income accruing to the units, if any, may fall or rise. Past performance is not necessarily indicative of the future performance of the ILP sub-fund(s).
The actual policy value will depend on the actual performance of the policy as well as any alterations such as variation in the premium, in the case of a premium holiday or partial withdrawals. There is a possibility that the policy value will fall to zero and in this case, the policy will be terminated. Policyholder can avoid the policy lapsing by topping up additional premiums.
You should seek advice from a qualified advisor and read the product summary and product highlights sheet(s) before deciding whether the product is suitable for you. A product summary and product highlights sheet(s) relating to the ILP sub-fund(s) are available and may be obtained from your AIA Financial Services Consultant or Insurance Representative. A potential investor should read the product summary and product highlights sheet(s) before deciding whether to subscribe for units in the ILP sub-fund(s).
Investment risks include foreign exchange risks and in addition, the Singapore dollar return for US$ denominated policies (where applicable) will depend on prevailing exchange rate which may be highly volatile.
This is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract.
As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should consider carefully before terminating the policy or switching to a new one as there may be disadvantages in doing so. The new policy may cost more or have fewer benefits at the same cost.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
This advertisement has not been reviewed by the Monetary Authority of Singapore.
The information is correct as at 18 January 2022.