Skip to main content
  • Search
  • AIA Singapore
  • Our Products
    • Life Insurance
    • Medical Insurance
    • Critical Illness Insurance
    • Disability Income Protection
    • Accident Protection
    • Savings
    • Investments
    • Platinum
    • Travel & Lifestyle
    • AIA Vitality
    • Employee Benefits
    • Corporate International Medical
  • Life Matters
    • Health Matters
    • Wellness Matters
    • Money Matters
    • Wealth Matters
    • Your Financial Needs Matter
  • About AIA
    • Our Leadership Team
    • Environmental, Social and Governance
    • Careers
    • Media Centre
    • Awards
    • Our Top Awardees
    • MDRT Members
    • AIA Financial Advisers
    • AIA Brunei
  • AIA Vitality
    • About AIA Vitality
    • How It Works
    • Rewards & Partner Benefits
    • Join AIA Vitality
  • Help & Support
    • Contact Us
    • ONLINE PAYMENT WITH AIA PAY EZ
    • AIA HealthShield Support
    • Lodge a Complaint
    • SGFinDex
    • FAQs
    • Form Library
    • Submit a Claim
    • Notices To AIA Policyholders
    • AIA Funds Information
    • AIA Annual Fund Reports
    • AIA's Participating Fund Commentaries
    • Consumer Guides
  • My AIA
    • My AIA SG
    • My Rewards
    • AIA Altitude
    • Make Payment Online
    • Submit a Claim
    • Request HealthShield Pre-Authorisation
    • FSC Access
    • Bank Partner Access
    • FA Broker Partner Access
    • eBenefits
  • AIA Vitality
    Visit the AIA Vitality website
  • YOUR FINANCIAL NEEDS MATTER
    Explore our financial calculators and resources for your long term and short term goals at different life stages.
  • Recent Promotions
    Find out more about our latest campaigns and promotions
AIA
AIA Logo AIA Logo
  • Our Products

    Our Products

    Find our products and services according to your protection needs.

    See more
    YOUR FINANCIAL NEEDS MATTER

    Explore our financial calculators and resources for your long term and short term goals at different life stages.

    EXPLORE NOW

    Recent Promotions

    Find out more about our latest campaigns and promotions

    See more

    For Individuals

    For Business

    • Life Insurance

      Protect your loved ones’ future from life’s uncertainties

    • Medical Insurance

      Adequate coverage for medical bills so you can focus on getting better

    • Critical Illness Insurance

      Protect against the financial burdens of critical illness

    • Disability Income Protection

      Protect your ability to earn an income.

    • Accident Protection

      Be financially prepared for the unexpected

    • Savings

      Start planning early and fulfil your saving goals.

    • Investments

      Make your money work harder for you – your dreams matter

    • Platinum

      Plan your enduring legacy, and share it with the generations to come.

    • Travel & Lifestyle

      Cover your personal belongings from loss or damage

    • AIA Vitality

      AIA Vitality is one of the most comprehensive wellness programmes with a wide spectrum of tools and benefits that target different aspects of your health.

    • Employee Benefits

      Secure your company’s most important asset through our market-leading domestic solutions

    • Corporate International Medical

      Give your local and international employees world-class healthcare with our corporate international medical solutions.

  • Life Matters

    Life Matters

    We take care of the matters of your life because your life matters

    VIEW ALL IN LIFE MATTERS
    • Health Matters

      Kick-start your journey to better health

    • Wellness Matters

      Live life to the fullest

    • Money Matters

      Prepare for your lives ahead

    • Wealth Matters

      Start protecting your wealth and enabling succession and legacy for your generations

    • Your Financial Needs Matter

      Explore our financial calculators and resources for your long term and short term goals at different life stages.

  • About AIA

    About AIA

    For almost a century, AIA has served the ever-changing needs of millions of people all across the Asia-Pacific region.

    Healthier, Longer, Better Lives

    • Our Leadership Team

      The Executive Committee and Board & Board Committees of AIA Singapore

    • Environmental, Social and Governance

      Our ESG commitment aims to deliver value to all our stakeholders

    • Careers

      Explore opportunities to work at AIA

    • Media Centre

      News and information about AIA

    • Awards

      Check out our awards and achievements over the years.

    • Our Top Awardees

      Presenting our top performers of FY2022

    • MDRT Members

      Presenting our top performers of FY2022

    • AIA Financial Advisers

      Who we are, what we do. Let's forge a partnership that lasts beyond a lifetime.

    • AIA Brunei

      Find out more about our branch office

  • AIA Vitality

    AIA Vitality

    AIA Vitality supports and motivates you every step of the way towards achieving your health goals. What’s more, get rewarded for healthy choices and earn points when you get active, eat well and complete Health Checks!

    Find Out More
    • About AIA Vitality

      AIA Vitality is a comprehensive programme that motivates you to keep fit and helps you to manage your health.

    • How It Works

      ​Discover how you can live a healthy lifestyle by staying active, eating well and maintaining good health with AIA Vitality.

    • Rewards & Partner Benefits

      Discover the rewards and benefits you have unlocked with your AIA Vitality points.

    • Join AIA Vitality

      Join us today, and get motivated to live a healthier, longer and better life!​

  • Help & Support

    Help & Support

    We strive to assist you for all your inquiries with high touch customer service.

    Contact AIA

    For Customer Support

    For Resource/Useful Links

    • Contact Us

      Cannot find the answer in our FAQ section? Contact us now

    • ONLINE PAYMENT WITH AIA PAY EZ

      Manage all your AIA payments from one convenient location

    • AIA HealthShield Support

      Quality Healthcare Specialist Partners exclusively for AIA HealthShield Gold Max customers

    • Lodge a Complaint

      On the sale of insurance products under the Financial Advisers Act (FAA)

    • SGFinDex

      Connect securely and view all your financials at one glance

    • FAQs

      Have a question? You may find the answer here

    • Form Library

      A selection of forms you can download, fill in and send back to us

    • Submit a Claim

      Need to make a claim? Learn more about the claim process.

    • Notices To AIA Policyholders

      Useful information for policyholders

    • AIA Funds Information

    • AIA Annual Fund Reports

    • AIA's Participating Fund Commentaries

    • Consumer Guides

  • My AIA

    My AIA SG

    Exclusive for AIA policyholders and Vitality members to conveniently access policy information, Vitality membership and rewards

    Register For My AIA SG

    If you are an AIA customer, and do not have a login, you can register for My AIA SG account here.

      Customer
    • My AIA SG

      My Rewards

      AIA Altitude

      Submit a New Request
    • Make Payment Online

      Submit a Claim

      Request HealthShield
      Pre-Authorisation

      Distribution
    • FSC Access

      Bank Partner Access

      FA/Broker Partner Access

      Employee Benefits
    • eBenefits

    My AIA SG

    Exclusive for AIA policyholders and Vitality members to conveniently access policy information, Vitality membership and rewards

    Register For My AIA SG

    If you are an AIA customer, and do not have a login, you can register for My AIA SG account here.

      Customer
    • My AIA SG

      My Rewards

      AIA Altitude

      Submit a New Request
    • Make Payment Online

      Submit a Claim

      Request HealthShield
      Pre-Authorisation

      Distribution
    • FSC Access

      Bank Partner Access

      FA/Broker Partner Access

      Employee Benefits
    • eBenefits

    Home

    My AIA Perks

    Logout

  • Search
  • Contact Us
    • Book an Appointment

    • Contact us

Wellness Matters
Prev | Next
  • {{title}}

    {{label}}
  • ASSESSING A JOB OFFER: WHAT TO LOOK FOR BEYOND YOUR SALARY


    Assessing a job offer: what to look for beyond your salary

    For the majority of people, the primary means in which they build up our wealth, especially in the early years of their lives, is through a salaried job. Arguably, after years of compulsory education, tertiary studies, and internship experiences in Singapore, you have one of the best possible chance at landing a good job.

    The modern jobs landscape

    Unlike past generations, employees in the modern job market are more empowered to switch jobs. In fact, Singapore employees reportedly switch jobs every four years on average, which mean they will work in up to 11 jobs in the span of their career.

    Singapore also enjoys a relative low unemployment rate, at 2.3%, compared to other matured economies, giving employees even greater bargaining power and options in their job hunt.

    While this is positive for workers in Singapore, it also means you will be weighing up job offers on a regular basis. It is also no longer enough to evaluate a job based solely on how much it pays. Given that it is highly unlikely you will stay in the same company or job for your entire career, any job that you take on needs to be a stepping-stone to the next one, as well as be sustainable for you from a career fulfillment and health perspective.

    To help you decide whether to take on a particular job offer, here are 5 other factors you should consider, besides what your salary will be.

    #1 Career progression

    While a higher salary offer can be a barometer how far you have come in your career, you should not just fixate on it. Even if you were to receive a modest starting salary with the company, the opportunity for progression to take on more responsibility – and consequently earn more – is a crucial aspect to look at when evaluating a job offer.

    Money aside, you probably want some form of career progression to keep things fresh in your career, allowing you to pick up new skills and gain different experiences.

    You can ask the people who you’ll be reporting to on advancement opportunities, and you should candidly share your own career goals and aspirations to see if the job is the right fit for you.

    #2 Company culture

    It is difficult to give your all, and even go beyond the call of duty if you’re only going into for pay cheque at the end of the month. You’ll want to work in a place whose mission and values are aligned with yours, and so that you can inspired by a positive company culture.

    Furthermore, the challenges of today are complex and require multi-disciplinary approaches to solve. So, no matter how talented or determined you are, you can only succeed when the people around you are succeeding as well.

    #3 Work-Life balance

    We all know that there is life beyond work, and other aspects of one’s life, such as family, personal passions and social causes are important for a fulfilling, well-balanced and meaningful existence.

    Thus, a good job is one that allows you to have the time to devote to things that matter to us.

    Sometimes, this flexibility could be in the form of generous human resources policies, be it in the form of flexible working arrangements or employee benefits and allowance, and at other times, it comes from an understanding and supportive boss who provides you leeway. Speaking with the hiring manager and your eventual reporting manager would give you more information.

    #4 Job Security

    The start of 2020 has been tumultuous and underscores the importance of job security. We can see firsthand how retrenchments, pay cuts or forced unpaid leave can wreak havoc on carefully laid financial plans.

    One should consider the state of the company’s business, the industry as a whole, and one’s place in it.

    As a principle, a company cannot be sustainable if it is not making money, or if the prospects are on a downward trajectory. Frankly ask senior people in the company for their thoughts on it and evaluate for yourself if you believe in them.

    #5 Location

    Singapore being a tiny island-nation with excellent connectivity, we seldom think of location as a critical make-or-break factor when selecting a job.

    But, just as a strategic piece of real estate can lead to excellent synergies and rapid appreciation in value, the location of one’s job affects the length of our commute and morale, as well as our ability to access things like gyms, courses, enrichment programmes, or meeting people.

    For parents with younger children, having a workplace that is easily accessible could be the difference between being able to send your kids to the childcare and picking them up after work, and needing to spend hundreds of dollars on a helper or a car.

    Protecting your most valuable asset: Your ability to earn an income

    With this guide, you can make a better decision to take up a job that gives you the right mix of money, learning opportunities, and flexibility.

    However, while you work hard in your job, it is crucial you protect your income-earning ability as well. After all, suddenly finding yourself unable to work due to a disability can have a devastating effect on your financial security and retirement plans.

    Thus, a policy like the AIA Premier Disability Cover provides you with a recurring monthly income if you were to be unable to work, ensuring you can continue to take care of bills and other expenses while you recover. And if you were to return to work but at a reduced capacity after your recovery, the policy will also provide income top-ups to match the shortfall.

    Your health is another crucial piece in the puzzle. Just like you take decades of hard work and discipline to climb the corporate ladder or get to the job you want to be in, maintaining your health requires the same amount of attention. AIA Vitality, our personalised wellness programme, empowers you to make the best decisions for your health through a combination of education, access and incentives.

    Related Articles

    • PURSUE YOUR PASSIONS WHILE YOU BUILD YOUR SKILLS WITH THESE HOBBIES
    • PREPARING FOR A CAREER THAT WILL LAST LONGER THAN PREVIOUS GENERATIONS. WHAT YOU SHOULD BE DOING TODAY
    • HERE’S HOW YOU CAN CHANNEL WORK STRESS INTO POSITIVE ENERGY AND BETTER RESULTS AT THE OFFICE

    Recommended Products

    AIA Guaranteed Protect Plus (II)

    AIA Guaranteed Protect Plus (II)

    AIA Guaranteed Protect Plus (II) is designed as an affordable one-stop solution that offers boosted protection and stable cash value accumulation based on your needs. Its unique multiplier feature gives you the ability to boost your coverage up to 5 times, giving you the protection when you need it most.

    AIA Premier Disability Cover

    AIA PREMIER DISABILITY COVER

    AIA Premier Disability Cover protects you against loss of income when you’re unable to work.

    Medical Protection

    AIA HEALTHSHIELD GOLD MAX

    Get affordable lifetime protection that matches your individual needs with AIA HealthShield Gold Max, a Medisave-approved medical plan that allows lifetime claims. Find out more.

    Get in touch

    What’s your name?*

    What's your mobile number?

    What's your email address?

    Are you an existing AIA Singapore customer?*

    Area of concern:




    Thank You

    Partial NRIC / Passport / FIN No.

    (last 4 characters)

    Date of Birth

    CONTACT AIA

    1800 248 8000

    1 Finlayson Green
    Singapore 049246
    View Details

    BOOK AN APPOINTMENT

    GO TO

    AIA.COM

    Visit our corporate site to learn more about AIA.
    Go To
    CONTACT AIA

    1800 248 8000
     

    1 Finlayson Green
    Singapore 049246

    View Details

    BOOK AN APPOINTMENT

    GO TO

    AIA.COM

    Visit our corporate site to learn more about AIA.
    OUR INSURANCE PRODUCTS
    Life Protection
    Medical Protection
    Critical Illness Protection
    Disability Income Protection
    Accident Protection
    Savings
    Investments
    Platinum
    Travel and Lifestyle
    EXPLORE AIA
    AIA Retirement Solutions
    Your Learning Buddy
    AIA Altitude
    Careers
    AIA Vitality
    Sitemap
    USEFUL LINKS
    Recent Promotions
    AIA Funds Information
    FAQs
    Form Library
    Digital Payments
    Security Advisories
    Report a Vulnerability

    This website uses cookies for the purpose of enhancing your user experience. You can find more information on the types of cookies we collect, what we use these for, and how to manage your cookie settings in our Cookie Policy and AIA Personal Data Policy (Singapore).

    ABOUT AIA
    Explore AIA
    AIA Retirement Solutions
    Your Learning Buddy
    Wealthbeing by AIA
    Careers
    AIA Vitality
    Sitemap
    OUR INSURANCE PRODUCTS
    Life Protection
    Medical Protection
    Critical Illness Protection
    Disability Income Protection
    Accident Protection
    Savings
    Investments
    Platinum
    Travel and Lifestyle

    This website uses cookies for the purpose of enhancing your user experience. You can find more information on the types of cookies we collect, what we use these for, and how to manage your cookie settings in our Cookie Policy and AIA Personal Data Policy (Singapore).

    USEFUL LINKS
    Recent Promotions
    AIA Funds Information
    FAQs
    Form Library
    Digital Payments
    Security Advisories
    Report a Vulnerability

    Copyright © 2022 AIA Group Limited and its subsidiaries. All rights reserved.
    Terms of Use | AIA Personal Data Policy (Singapore) | Cookie Policy