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  • AIA Mortgage Reducing Term Assurance

    Travel and Lifestyle

    Period

    term

    Issue Age

    16 - 70 years old

    Currency

    S$

    You can buy this via

    AIA APPOINTED representative


    WHAT THIS PRODUCT IS ABOUT

    AIA Mortgage Reducing Term Assurance helps you keep the family home in the family, so that your loved ones can continue to cherish the memories created there for generations to come. This is a flexible protection plan created for homeowners who have taken out a housing loan. If the worst should happen, we’ll take care of your loved ones by paying what’s remaining of your housing loan.

    • talk to us now talk to us now
      Talk To Us
    • List of Critical Illness List of Critical Illness
    • share with a friend share with a friend

    what does it provide?

    • TOTAL MORTGAGE PAYMENT SHOULD MISFORTUNE STRIKE
      TOTAL MORTGAGE PAYMENT SHOULD MISFORTUNE STRIKE

      Should you suffer a disability or terminal illness or unfortunately pass away, your chosen coverage amount will help to pay your outstanding housing loan, easing the financial burden for your loved ones.

    • PREMIUM WAIVER
      PREMIUM WAIVER

      You won’t have to make future payments should a disability, terminal illness or critical illness strike. Let us fund it.

    • 25% OF COVERAGE FOR FREE
      25% OF COVERAGE FOR FREE

      You only need to pay premiums for 75% of your mortgage payment term and enjoy the last 25% on us. That means for a 30-year home loan, you get the last 7.5 years of coverage for free.

    • COVERAGE THAT MOVES WITH YOU
      COVERAGE THAT MOVES WITH YOU

      If you have repaid your loan or decided to sell your home, you can continue to enjoy coverage, up to your 75th birthday.

    • GET IN TOUCH

    Get in touch

    Salutation*

    What's your name?*

    What's your phone number?*

    Please select the right country code.

    What's your email address?

    What's your NRIC?

    Are you an existing AIA Singapore customer?*

    Drop us a question here:

    Thank You

    THE FINE PRINT

    the terms and conditions at a glance
    • This plan only covers individuals, who has a mortgage loan on a residential property.
    • We will pay the coverage amount and waive the premium should a disability strike before the age of 65.

    DETAILED TERMS AND CONDITIONS

    DETAILED TERMS AND CONDITIONS
    - COLLAPSE + EXPAND

    EXCLUSIONS

    Things that you won't be able to claim from this policy

    There are certain conditions such as pre-existing conditions, for which no benefits will be payable. Please refer to the policy contract for the full list of exclusions.

    waiting period

    A minimum period of 90 days must have passed between the policy issue date or reactivated date and diagnosis of the following conditions before a claim can be made: 

    • Coronary artery by-pass surgery
    • Other serious coronary artery disease
    • Heart attack of specified severity
    • Major cancers

    deferment period

    A deferment period applies for total and permanent disability, for which no benefits will be payable. Please refer to the policy contract for details.

    IMPORTANT NOTES

    This insurance plan is underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) (“AIA”). All insurance applications are subject to AIA’s underwriting and acceptance. 

    This is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract.

    As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should consider carefully before terminating the policy or switching to a new one as there may be disadvantages in doing so. The new policy may cost more or have fewer benefits at the same cost.

    The information is correct as at 10 December 2018.

    This advertisement has not been reviewed by the Monetary Authority of Singapore.

    CONTACT AIA

    1800 248 8000

    1 Finlayson Green
    Singapore 049246
    View Details
    Marketing Consent
    CONTACT AIA

    1800 248 8000
     

    1  Finlayson Green
    Singapore 049246

    View Details
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