AIA Platinum Wealth Venture 3.0

Feel the freedom of accelerated wealth

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AIA Platinum Wealth Venture 3.0

Stay agile with optional regular dividends as you grow your wealth.

Currency

S$

Period

Whole life

More info

Designed for those seeking income and liquidity, the AIA Global Adventurous Income Fund and AIA Global Dynamic Income Fund offer flexibility to support your evolving wealth objectives with steady dividend distributions.#

Receive an investment bonus from the 8th to 11th policy years, with up to 10% for the 5-year premium plan, 4% for the 2-year premium plan and 2% for the single premium plan.
 
From the 8th policy year onwards, you will also receive perpetual performance bonus of 0.4% of your basic premium policy value every year, while enjoying no supplementary charges.

Your loved ones will also receive an additional payout upon accidental death within first 2 years.

Get up to 20%* off selected AIA plans when you sign up by 30 November, plus added benefits with AIA Vitality.

* AIA Power Your Future Promotion 2026 T&Cs apply

Frequently asked questions

AIA Platinum Wealth Venture 3.0 is an investment-linked plan (ILP) designed for short premium commitment with the choice of single premium or premium terms of just 2 or 5 years. It combines wealth accumulation with dividend# income options (if a dividend-paying ILP sub-fund is selected) and provides flexibility to either reinvest dividends for potential growth or receive regular income to fund lifestyle needs.

AIA Platinum Wealth Venture 3.0 provides a welcome bonus to boost your initial investment, up to 12% for the 5-year premium plan during the first 3 policy years and up to 5% for the 2-year premium plan during the first 2 policy years (subject to annualised premium).
 
Additionally, investment bonus of 2.5% for the 5-year premium plan, 1% for the 2-year premium plan, and 0.5% for the single premium plan will be given at the beginning of the 8th to 11th policy years, provided that the policy remains inforce, all basic premiums payable are paid up to date and subject to annualised premium.
 
Furthermore, you will receive yearly performance bonus of 0.4% of your basic premium policy value from the beginning of the 8th policy year onwards. 

Yes, 100% of your premiums are invested from day one. This means every dollar you contribute goes directly into your chosen ILP sub-fund, maximising your capital and investment potential from the beginning of your policy.

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Terms & conditions

  • #Investors should take note that dividend distributions could change according to prevailing market conditions. Both capital and dividend distributions are not guaranteed. Dividend rate does not represent the overall return of the fund, and a high distribution yield does not imply a positive or high return on the total investments. Dividend rate will be declared in S$ per unit and the resulting % dividend yield p.a. is calculated based on (Dividend rate/Ex-Date NAV)*(4X100). AIA Singapore will review dividend distribution periodically, and has the sole discretion to determine the dividend rate and frequency of the distribution. AIA Singapore intends to distribute dividends from the income and/or net realised gains of the ILP Sub-Fund, and AIA Singapore maintains the discretion to distribute dividends out of capital. Investors should be aware that when dividend distributions are made out of the capital, it may lead to a reduction in investor's original investment and may also result in reduced future returns to the investor. When dividend distributions are declared and paid out with respect to the ILP Sub-Fund, the net assets of the ILP Sub-Fund will reduce by an amount equivalent to the distributions declared. This will be reflected as a reduction in the unit price. For more information about the historical dividend distribution of AIA Global Adventurous Income Fund since inception, please click here. For more information about the historical dividend distribution of AIA Global Dynamic Income Fund since inception, please click here.
  • Welcome bonus will be given upon receipt of each payment of annual premium during the first 3 policy years for the 5-year premium plan and first 2 policy years for the 2-year premium plan (subject to annualised premium). Welcome bonus is not applicable for single premium plan. 
  • Investment bonus of 0.5% for single premium plan, 1% for 2-year premium plan, and 2.5% for 5-year premium plan (based on single premium or annualised premium, as applicable) will be given at the beginning of 8th to 11th policy year, provided the policy remains inforce and that all basic premiums payable are paid up to date.
  • Performance bonus of 0.4% of the basic premium policy value will be given every year from the beginning of 8th policy year onwards, provided the policy remains inforce and that all basic premiums payable are paid up to date.
  • A surrender charge or partial withdrawal charge will apply if you surrender or make a partial withdrawal from your policy in the first 7 policy years. The benefits of the policy and policy value may be affected by any partial withdrawals.
  • If a secondary insured was appointed while the insured was alive, no death benefit will be payable upon the insured's death. Subject to AIA's approval, the secondary insured will become the new insured and the policy will continue. The policy maturity date will be based on the original policy maturity date or age 100 of the secondary insured, whichever is earlier.
  • The death benefit is the higher of the total premiums paid (including any top-ups, less withdrawals) or the policy value, after applicable fees and charges (if any) have been deducted and the additional death benefit is up to 2 years of total premiums paid.

This insurance plan is underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) ("AIA"). All insurance applications are subject to AIA's underwriting and acceptance. This is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract. 
 
AIA Platinum Wealth Venture 3.0 is an Investment-linked Plan (ILP) offered by AIA. Investments in this plan are subject to investment risks including the possible loss of the principal amount invested. The performance of the ILP sub-fund(s) is not guaranteed and the value of the units in the ILP sub-fund(s) and the income accruing to the units, if any, may fall or rise. Past performance is not necessarily indicative of the future performance of the ILP sub-fund(s). 
 
The actual policy value will depend on the actual performance of the policy as well as any alterations such as variation in the Insured Amount or premium, such as premium holiday or partial withdrawals. There is a possibility that the policy value will fall to zero and in this case, the policy will be terminated. Policyholders can avoid the policy lapsing by topping up additional premiums. 
 
This does not constitute an offer or a solicitation of an offer to buy or sell securities, commodities and/or any other financial instruments or products or constitute a solicitation on behalf of any of the investment managers, their affiliates, products or strategies, the information of which may be contained herein. The contents and information contained herein have not been reviewed nor endorsed by the Monetary Authority of Singapore and/ or any other regulatory authorities. 
 
You should seek advice from a qualified advisor and read the product summary and product highlights sheet(s) before deciding whether the product is suitable for you. A product summary and product highlights sheet(s) relating to the ILP sub-fund(s) are available and may be obtained from your AIA Consultant or Insurance Representative. A potential investor should read the product summary and product highlights sheet(s) before deciding whether to subscribe for units in the ILP sub-fund(s). 
 
As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should consider carefully before terminating the policy or switching to a new one as there may be disadvantages in doing so. The new policy may cost more or have fewer benefits at the same cost. 
 
This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg). 
 
This advertisement has not been reviewed by the Monetary Authority of Singapore. 
 
The information is correct as at 12 October 2026.