Grow and protect your wealth for generations

AIA Platinum Legacy (IX)

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AIA Platinum Legacy (IX)

Enhance your financial assets and transfer your estate the way you wish with a legacy plan that empowers your children to build on your success




Whole Life


0 – 75 Years Old

More info

Guaranteed crediting rate is applicable to your initial premium for the first 3 years. Special bonus will be payable at the end of policy year 10, 15, 20 and 30.

Premium payment can be done via a lump sum or at regular intervals. Other financial options include the ability to make partial withdrawals, take a loan, or adjust your coverage amount according to your needs.

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Terms & conditions

  • There is a partial withdrawal charge during the first 15 years of your policy and from the date you increase your coverage amount. We offer a free partial withdrawal from the 11th year of your policy, if your partial withdrawal amount doesn't exceed 4.5% of the accumulation value at the start of the policy year that the partial withdrawal is made.
  • Policy loan is subject to our approval and the prevailing loan interest rate.
  • Decrease in coverage amount may incur partial withdrawal charges and the minimum coverage amount must be at least US$500,000. Increase in coverage amount will need proof of insurability and our approval. Any increase or decrease in coverage amount is only available after the 1st year of your policy.

This insurance plan is underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) ("AIA").
All insurance applications are subject to AIA's underwriting and acceptance. This is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract.
As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should consider carefully before terminating the policy or switching to a new one as there may be disadvantages in doing so. The new policy may cost more or have fewer benefits at the same cost.
This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites ( or or 
This advertisement has not been reviewed by the Monetary Authority of Singapore.
The information is correct as at 30 January 2023.