Create a lasting legacy

AIA Platinum Heritage Wealth (II)

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AIA Platinum Heritage Wealth (II)

​​​Protect everything you've worked for with a​ whole life plan ​that generates​ stable wealth growth​ to create your own lasting legacy.​​​​




Whole Life

Issue Age

0 – 70 Years Old

Grow your wealth with an additional perk

Enjoy up to 5% discount! Valid till 30 June 2024. T&Cs apply.

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[1] "AIA Persons" refers to AIA Singapore Private Limited, its associated persons/organisations, its and their third-party service providers and its and their representatives, whether within or outside Singapore.
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Terms and conditions

  • The death benefit payable shall be the higher of the minimum death benefit or the insured amount under the participating and non-participating portions of this plan plus non-guaranteed bonuses or the surrender value (less any indebtedness). The minimum death benefit will be reduced after age 85. 
  • Coverage for accidental death is subject to a maximum limit of US$2M for all AIA Platinum Heritage Wealth (II) policies that cover the same life and will be paid out if the insured passes away due to bodily injury caused by an accident within 90 days.
  • Bonuses are non-guaranteed and will depend on the experience of the participating funds. Reversionary bonus and terminal bonus payable (if any) are non-guaranteed. Once credited to the policy, reversionary bonuses (if any) form part of guaranteed benefits of the policy. Terminal bonus is a one-time, non-guaranteed, discretionary bonus that may be payable to you when you make a claim, choose to stop the policy, or when the policy ends. 
  • The quit smoking benefit can only be applicable if the life assured meets all the necessary terms and conditions.

This insurance plan is underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) ("AIA"). All insurance applications are subject to AIA's underwriting and acceptance. This is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract.
As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should consider carefully before terminating the policy or switching to a new one as there may be disadvantages in doing so. The new policy may cost more or have fewer benefits at the same cost.
This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites ( or or
This advertisement has not been reviewed by the Monetary Authority of Singapore.
The information is correct as at 16 February 2023.