AIA Platinum Retirement Elite

Wealth Management

Period

Whole Life

Issue Age

0 – 65 YEARS OLD (Regular Premium & Single Premium - Cash)

30 - 65 YEARS OLD (Single Premium - SRS)

Currency

S$ / US$

You can buy this via

AIA APPOINTED representative

WHAT THIS PRODUCT IS ABOUT

A retirement plan expertly crafted to suit your pace, your taste.

Everyone has a unique set of needs and goals that can change across life stages. When it comes to retirement, what you dream of at age 30 may differ from the one you desire at age 60. Having a retirement plan that is versatile and uniquely yours will ensure that this time of your life is not just about watching the world whiz by, but a time of great adventure.

AIA Platinum Retirement Elite is an SGD and USD dominated investment-linked plan focused on maximizing wealth creation for your retirement years. It is uniquely crafted and extended with the flexibility to adapt to your changing needs. Leveraging on the expertise of world-class asset managers and a sustainable long-term wealth strategy, we’ll help you arrive at the retirement you deserve.

GET IN TOUCH

Save on INCOME tax & invest with SRS FOR your retirement!

Enjoy tax relief with SRS contributions, and boost your funds with this plan to potentially earn more than the SRS account’s nominal interest of 0.05% p.a.

Note: SRS refers to Supplementary Retirement Scheme, and all information relating to SRS is obtained from IRAS.

what does it provide?

TARGET MONTHLY RETIREMENT INCOME

Retire the way you deserve!

Enjoy the flexibility to choose the amount you wish to receive during your retirement years! From a minimum of $500 per month for the regular premium plan or $800 per month for the single premium plan, the choice is yours. Should you wish to increase or reduce that amount, you can also do so after the first policy year. You will receive your target retirement income upon your selected target retirement age.
OPTION TO RECEIVE A YEARLY STEPPED-UP INCOME

Inflation does not retire when you do. To ensure that your retirement lifestyle remains unaffected by rising inflation rates, you can choose to receive a yearly stepped-up income from a range of 0% – 5%.
POWER-UP BONUS

To reach your goals even faster, we will provide a boost to your investments along the way. You will receive perpetual power-up bonus units from the end of the 10^th policy year and every 5 years thereafter.

Premium Term

Power-up Bonus

Single Premium

2.5% of Single Premium

Regular Premium for 5 Years

12.5% of Annual Premium
GUARANTEED ASSURANCE

Enjoy our promise of assurance while we work towards your retirement goals.

Lump-sum payout in the event of Death & Terminal illness
Should the unforeseen happen, your loved ones will receive a lump sum payout equivalent to 105% of the policy value (less any fees and charges, if any).

Additional Accidental Death Benefit payout
Should death occur due to an accident within the first 5 policy years, your loved ones will receive an additional death benefit payout.

Plan Options

Additional Payout Amount

Single Premium Plan

10% of your Single Premium

Regular Premium for 5 Years

50% of total regular premiums paid
PREMIUM OPTIONS

Decide how you wish to accumulate your wealth.

Single Premium
Enjoy the flexibility to invest using cash or funds from your Supplementary Retirement Scheme* (SRS) account.
*SRS is only available for Single Premium Option

Regular Premium for 5 Years
THE BACKING OF WEALTH MANAGEMENT POWERHOUSES

AIA Investment Management & Our Partners (Baillie Gifford, BlackRock, Wellington Management)

With AIA Platinum Retirement Elite, your funds are managed by a dedicated team of wealth professionals backed by the expertise of AIA Investments, the exclusive investment arm of AIA Group. Being one of the largest institutional investors in the region, it has not only given us experience and knowledge but also the scalability to build strategic partnerships with leading global asset managers.

Under the stewardship of AIA Investments, you can now enjoy the assurance that your long-term financial needs and retirement goals will be met.

Who are our Strategic Partners?

+ Expand All

- Collapse All

Baillie Gifford

One of the UK’s largest and oldest investment management firms, founded in Edinburgh in 1908.

USD290 Billion in Assets Under Management as of 31 December 2019

BlackRock

Founded in 1988, BlackRock operates from 25 primary investment centres globally, serving clients in more than 100 countries.

USD7.4 Trillion in Assets Under Management as of 31 December 2019

Wellington Management

Private, independent investment management firm and adviser to more than 2,200 institutions over 60 countries.

USD1.155 Trillion in Assets Under Management as of 31 December 2019
AIA ELITE FUNDS

TAILORED SOLUTIONS TO SUIT YOUR NEEDS

AIA Platinum Retirement Elite has 3 different portfolios – AIA Elite Conservative, AIA Elite Balanced, and AIA Elite Adventurous - each thoroughly researched and well-diversified across a strategic mix of equities and bonds to suit your needs and risk profile.

AIA Elite Conservative

Low to Medium Risk

(Higher) Illustrated Rate of Return: 5.8%

Fixed Income

Equities

AIA Elite Balanced

Medium to High Risk

(Higher) Illustrated Rate of Return: 7.2%

Fixed Income

Equities

AIA Elite Adventurous

Higher Risk

(Higher) Illustrated Rate of Return: 8.0%

Fixed Income

Equities

All Elite Funds are available in USD and SGD denomination.

AIA Platinum Retirement Elite

A Retirement plan expertly crafted to suit your pace, your taste.

Enjoy Up To 5% Off First Year’s Premium and Free 160 Vitality coins!*

SIGN UP BY 28 FEBRUARY 2021

*Valid till 28 February 2021, discount is applicable to first year's premium for eligible plans only. AIA Rediscover Life Campaign 2021 terms and conditions apply, please refer to aia.com.sg/rediscoverlife for details.

Get in touch

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Are you an existing AIA Singapore customer?*

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Partial NRIC / Passport / FIN No.

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Date of Birth

THE FINE PRINT

the terms and conditions at a glance

A minimum accumulation period of 10 years must be fulfilled before the retirement income payout starts. The actual payout period is subject to the target monthly retirement income and the value of your policy. In the event where the ILP sub-fund(s) are underperforming or if there are any withdrawals from the policy, the fund value may deplete even faster and the policy may terminate before the desired income payout period.

To qualify for the Power-Up Bonus, your policy must be in force on the bonus declaration date and premiums payable are up to date. Power-Up Bonus may be adjusted if partial withdrawals are made from the policy value.

DETAILED TERMS AND CONDITIONS

- COLLAPSE + EXPAND

IMPORTANT NOTES

This insurance plan is underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) (“AIA”). All insurance applications are subject to AIA’s underwriting and acceptance.

AIA Platinum Retirement Elite is an Investment-linked Plan (ILP) offered by AIA. Investments in this plan are subject to investment risks including the possible loss of the principal amount invested. The performance of the ILP sub-fund(s) is not guaranteed and the value of the units in the ILP sub-fund(s) and the income accruing to the units, if any, may fall or rise. Past performance is not necessarily indicative of the future performance of the ILP sub-fund(s).

The actual policy value will depend on the actual performance of the policy as well as any alterations such as variation in the Insured Amount or premium, such as premium holiday or partial withdrawals. There is a possibility that the policy value will fall to zero and in this case, the policy will be terminated. Policyholder can avoid the policy lapsing by topping up additional premium.

You should seek advice from a qualified advisor and read the product summary and product highlights sheet(s) before deciding whether the product is suitable for you. A product summary and product highlights sheet(s) relating to the ILP sub-fund(s) are available and may be obtained from your AIA Financial Services Consultant or Insurance Representative. A potential investor should read the product summary and product highlights sheet(s) before deciding whether to subscribe for units in the ILP sub-fund(s).

Investment risks include foreign exchange risks and in addition, the Singapore dollar return for US$ denominated policies (where applicable) will depend on prevailing exchange rate which may be highly volatile.

This brochure is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should consider carefully before terminating the policy or switching to a new one as there may be disadvantages in doing so. The new policy may cost more or have fewer benefits at the same cost.

Protected up to specified limits by SDIC.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

The information is correct as at 28 May 2020.

Premium Term	Power-up Bonus
Single Premium	2.5% of Single Premium
Regular Premium for 5 Years	12.5% of Annual Premium

Plan Options	Additional Payout Amount
Single Premium Plan	10% of your Single Premium
Regular Premium for 5 Years	50% of total regular premiums paid

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AIA Platinum Retirement Elite

Whole Life

0 – 65 YEARS OLD (Regular Premium & Single Premium - Cash)

30 - 65 YEARS OLD (Single Premium - SRS)

S$ / US$

AIA APPOINTED representative

WHAT THIS PRODUCT IS ABOUT

Talk To Us

Save on INCOME tax & invest with SRS FOR your retirement!

Enjoy tax relief with SRS contributions, and boost your funds with this plan to potentially earn more than the SRS account’s nominal interest of 0.05% p.a.

what does it provide?

TARGET MONTHLY RETIREMENT INCOME

OPTION TO RECEIVE A YEARLY STEPPED-UP INCOME

POWER-UP BONUS

GUARANTEED ASSURANCE

PREMIUM OPTIONS

THE BACKING OF WEALTH MANAGEMENT POWERHOUSES