Enrich your future 3 generations

AIA Platinum Gift for Life Series 

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AIA Platinum Gift for Life Series

Enjoy and pass on the fruits of your success with AIA Platinum Gift for Life series (AIA Platinum Gift for Life Plus and AIA Platinum Gift for Life Plus (II)) that are specially designed to supplement the lives of three generations.




Whole life

Issue age:

0 – 75 years old

More info

  1. ​​Upon purchase, you will receive monthly income, up to age of 120, after the accumulation period of 1, 3 or 5 years, to supplement your desired retirement lifestyle.

  2. ​When you transfer this policy to your child, he or she will enjoy the monthly income for life, for a head start in achieving his or her dreams.

  3. ​When your child passes on, your grandchild who is the named beneficiary will receive the death benefit of the policy. This provides him or her with a lump sum inheritance to maintain the type of lifestyle you have built for the family.​

The monthly income comprises a guaranteed monthly coupon and a non-guaranteed monthly dividend that offers potential growth.

  • Choose from
    i. AIA Platinum Gift for Life Plus (II) – choice of single pay or regular pay for 5 years or 10 years in SGD
    ii. AIA Platinum Gift for Life Plus - single pay in USD

  • Decide how much guaranteed monthly coupon you want to receive for life with option to receive the monthly income or accumulate with AIA to earn interest.

  • You have the option to change life insured to another loved one for policy continuity.

Achieve your well-being

Enjoy 0.5% discount when you sign up by 31 July 2024. T&Cs apply.

Get in Touch

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Terms & conditions

  • Depending on the plan option that you have selected, the first monthly income will be payable starting one month after the 1st (for AIA Platinum Gift for Life Plus (II), single-pay option), 5th (for AIA Platinum Gift for Life Plus (II), 5 or 10 years limited-pay option) or 3rd (for AIA Platinum Gift for Life Plus) policy anniversary up to the policy anniversary immediately following the original insured's 120th birthday.
  • In the event of death of the insured, we will pay a death benefit of 101% of the total premiums paid plus any non-guaranteed terminal dividend, and any monthly income left to accumulate with AIA, less any indebtedness. The policy will then be automatically terminated.
  • Monthly dividends and terminal dividend are non-guaranteed and depend on the experience of the participating fund.
  • Option to change the insured is only applicable for AIA Platinum Gift for Life Plus (II). You may request for a change of the insured after the policy has been in force for at least one year, subject to the meeting of other terms and conditions. The coverage period for any new Insured(s) will end when the Insured passes away or upon the policy anniversary immediately following the original Insured's 120th birthday, whichever is earlier.

These insurance plans are underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) ("AIA"). All insurance applications are subject to AIA's underwriting and acceptance.

This information is not a contract of insurance. The precise terms and conditions of these plans, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contracts. You are advised to read the policy contracts.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should consider carefully before terminating the policy or switching to a new one as there may be disadvantages in doing so. The new policy may cost more or have fewer benefits at the same cost.

These policies are protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
This advertisement has not been reviewed by the Monetary Authority of Singapore.

The information is correct as at 12 March 2024.