- Upon purchase, you will receive monthly income – up to age of 120 – after the 3rd (for AIA Platinum Gift for Life Plus) or 5th (for AIA Platinum Gift for Life (II)) policy year to supplement your desired retirement lifestyle.
- When you transfer this policy to your child, he or she will enjoy the monthly income for life, for a head start in achieving his or her dreams.
- When your child passes on, your grandchild who is the named beneficiary will receive the death benefit of the policy. This provides him or her with a lump sum inheritance to maintain the type of lifestyle you have built for the family.
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The monthly income comprises a guaranteed monthly coupon and a non-guaranteed monthly dividend that offers potential growth.
- Decide between AIA Platinum Gift for Life (II) (choose between Single Premium or Limited-Pay for 5 years or 10 years) and AIA Platinum Gift for Life Plus (Single Premium only).
- How much guaranteed monthly coupon you want to receive for life.
- If you wish to receive the monthly income or accumulate it with AIA to earn interest.