Enrich your future 3 generations

AIA Platinum Gift for Life Series 

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AIA Platinum Gift for Life Series

​​​Enjoy and pass on the fruits of your success with AIA Platinum Gift for Life series (AIA Platinum Gift for Life (II) and AIA Platinum Gift for Life Plus) that are specially designed to supplement the lives of three generations.

Currency:

S$/US$

Period:

Whole life

Issue age:

0 – 75 years old

icon download Brochure for AIA Platinum Gift for Life (II)
icon download Brochure for AIA Platinum Gift for Life Plus

Benefits for you

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​​Guaranteed Lifetime Coverage (up to age 120)​

​​​Enjoy the gift of financial freedom for yourself (up to age 120), plus your child and grandchild too.

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Lifetime of financial certainty

​​​Receive a guaranteed monthly coupon up to age 120 and non-guaranteed monthly dividend.​​

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Flexibility for your needs

​​​Choose premium payment terms, guaranteed monthly coupon amount, and what to do with your monthly income. ​

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Hassle-free application

​​​Apply for AIA Platinum Gift for Life series with no medical check-up required.​​

More info

  1. ​​Upon purchase, you will receive monthly income – up to age of 120 – after the 3rd (for AIA Platinum Gift for Life Plus) or 5th (for AIA Platinum Gift for Life (II)) policy year to supplement your desired retirement lifestyle.

  2. ​When you transfer this policy to your child, he or she will enjoy the monthly income for life, for a head start in achieving his or her dreams.

  3. ​When your child passes on, your grandchild who is the named beneficiary will receive the death benefit of the policy. This provides him or her with a lump sum inheritance to maintain the type of lifestyle you have built for the family.​

The monthly income comprises a guaranteed monthly coupon and a non-guaranteed monthly dividend that offers potential growth.

  • ​​Decide between AIA Platinum Gift for Life (II) (choose between Single Premium or Limited-Pay for 5 years or 10 years) and AIA Platinum Gift for Life Plus (Single Premium only).
  • ​How much guaranteed monthly coupon you want to receive for life.
  • ​If you wish to receive the monthly income or accumulate it with AIA to earn interest​.

Secure your family's future with AIA Platinum Gift for Life Plus

Sign up by 30 Jun 2023 to enjoy up to 1%* discount on single premium.
Terms and conditions

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Terms & conditions

  • Depending on the plan that you have selected, the first monthly income will be payable starting one month after the 3rd (for AIA Platinum Gift for Life Plus) or 5th (for AIA Platinum Gift for Life (II)) policy anniversary up to the policy anniversary immediately following the insured's 120th birthday.
  • In the event of death of the insured, we will pay a death benefit of 101% of the total premiums paid plus any non-guaranteed terminal dividend, and any monthly income left to accumulate with AIA, less any indebtedness. The policy will then be automatically terminated.
  • Monthly dividends and terminal dividend are non-guaranteed and depend on the experience of the participating fund.
  • Limited-Pay for a 5 or 10 years option is only applicable for AIA Platinum Gift for Life (II)

These insurance plans are underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) ("AIA"). All insurance applications are subject to AIA's underwriting and acceptance.
 
This information is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract. 
 
As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should consider carefully before terminating the policy or switching to a new one as there may be disadvantages in doing so. The new policy may cost more or have fewer benefits at the same cost. 
 
These policies are protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
 
This advertisement has not been reviewed by the Monetary Authority of Singapore. 
 
The information is correct as at 30 January 2023.