Life Insurance
Protect your loved ones’ future from life’s uncertainties
{{title}}
{{label}}Disability Income Protection
Period
Issue Age
Currency
You can buy this via
Suddenly finding yourself unable to work due to a disability can have a devastating effect on your family’s financial security. It can very quickly become a struggle to pay bills, meet education expenses and mortgage payments. With AIA Premier Disability Cover, an ongoing income provides vital financial stability and peace of mind while you adapt to your new situation.
If a disability prevents you from earning a living, you can receive a monthly payout of up to 75% of your existing income, right up until you make a full recovery or reach the age of 65, whichever is earlier.
If you can only find a job that pays less than the monthly payout you purchased due to your disability, AIA Premier Disability Cover will supplement your income to match the shortfall.
You will receive a lump sum of 24 times the monthly payout in the event of catastrophic disability. A death benefit of 12 times the monthly payout is also payable should the worst happen.
To help you on your road to recovery, you will be reimbursed for rehabilitation costs up to 6 times the monthly payout for each disability.
We will pay up to 2 times the monthly payout to replace the income you lost during the deferment period when you are unable to work due to your disability.
Enjoy income protection while you recover from your disability, without having to make any more payments. You will continue to be protected and eligible to receive benefits without paying another dollar.
Partial NRIC / Passport / FIN No.
(last 4 characters)
Date of Birth
Things that you won't be able to claim from this policy
There are certain conditions such as pre-existing conditions whereby no benefits will be payable. Please refer to the policy contract for the full list of exclusions.
The monthly payout will begin 60 days after the disability was first suffered. For recurrent disability that occurs within 12 months after the last monthly payout and catastrophic disability, the 60-day deferment period does not apply.
This insurance plan is underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) (“AIA”).
All insurance applications are subject to AIA’s underwriting and acceptance. This is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract.
As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should consider carefully before terminating the policy or switching to a new one as there may be disadvantages in doing so. The new policy may cost more or have fewer benefits at the same cost.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
This advertisement has not been reviewed by the Monetary Authority of Singapore.
The information is correct as at 8 April 2019.