Life Insurance
Protect your loved ones’ future from life’s uncertainties
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{{label}}Critical Illness Protection
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AIA Beyond Critical Care offers premium refund on top of protection against major stage critical illnesses (CIs) and relapse as well as mental illnesses. It also comes with optional add-ons that offer more coverage for 104 early, intermediate, and major CIs, and waiver of future premiums in the event of CI.
With exclusive access to trusted medical support service and more comprehensive benefits, you can count on support throughout your journey to recovery, for better days ahead.
Major Critical Illness and Relapse
AIA Beyond Critical Care (base plan) covers 43 major stage critical illnesses and 5 rediagnosed or recurred critical illnesses, up to 200% of the coverage amount.
Upon the first diagnosis, 100% of the coverage amount will be paid to you in one lump sum, allowing you to focus solely on recovery. Your coverage amount will be restored to 100%, allowing you to make a subsequent claim on the following:
Put your health first and focus on your recovery
Safeguard your child’s protection, no matter what the future may bring
100% of the base plan’s total annual premiums (less any claims paid) will be refunded to you at the end of the policy term, including those that were waived (if any).
Get an additional 20% of the coverage amount (up to S$50,000 per claim) - until age 75 – for 5 prominent mental illnesses such as Major Depressive Disorders and Obsessive Compulsive Disorder.
Covered Mental Illnesses
Should the unforeseen happen, a lump sum amount will be paid to your loved ones, taking the financial stress off their shoulders as they focus on what matters most.
Death Benefit |
100% of the coverage amount will be paid in one lump sum, less any critical illness claims paid. |
Compassionate Benefit |
S$10,000 |
We will reimburse you the cost of your health screening (up to S$200) so that you can better take control of your health.
Being diagnosed with a critical illness or mental illness can be a confusing time for both you and your loved ones. Having the additional support throughout this trying period can help to alleviate some of your worries.
ABOUT AIA CRITICAL ASSIST AND TELADOC HEALTH
AIA Critical Assist:
A dedicated hotline service that is managed by trusted healthcare practitioners who can provide expert advice, trusted recommendations and referrals to a reliable health, home and medical care network.
This service is exclusive to policyholders of AIA Beyond Critical Care. To access this service, please call (65) 6334 6900 or refer to the AIA Beyond Critical Care brochure for more information.
Teladoc Health:
Receive personalised medical support from diagnosis to recovery for critical medical conditions from a panel of over 50,000 leading global specialists under Teladoc Health and get personalised support and guidance from their case management team through to recovery.
This Personal Case Management service is limited but not exclusive to policyholders of AIA Beyond Critical Care. To access this service, please call (65) 6643 9195 or refer to the AIA Beyond Critical Care brochure for more information.
Make the choice towards better health than before with AIA Vitality, one of the most comprehensive wellness programmes in Singapore. Through a wide spectrum of tools and benefits that target different aspects of your health, AIA Vitality supports you to make positive behavioural changes that improve your overall wellness.
With the Vitality-integrated AIA Beyond Critical Care plan, you can enjoy upfront premium discount on your first year’s premium for the plan and eligible riders. As you get healthier and improve your AIA Vitality status, you will enjoy greater discounts of up to 15% – which means lower costs on your coverage! So, the higher your AIA Vitality status, the more you save!
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Things that you won't be able to claim from this policy
There are exclusions such as pre-existing conditions, whereby no benefits will be payable. Waiting period and survival period are applicable before the benefits will be payable. You are advised to read the relevant policy contract(s) for details.
The Personal Case Management service is not a contractual benefit. Teladoc Health is an independent third-party company. AIA Singapore Private Limited (“AIA”) shall not be responsible or liable for any medical service, product and solicitation effort provided by Teladoc Health, which is not sold or marketed by AIA. All Teladoc Health related statistics and service information stated have been verified by Teladoc Health only. Eligibility for the service is subject to evaluation by AIA and Teladoc Health and the services provided are subject to the terms and conditions of Teladoc Health. Please contact Teladoc Health for full details of the scope of the service.
These insurance plans are underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) (“AIA”). All insurance applications are subject to AIA’s underwriting and acceptance. This brochure is not a contract of insurance. The precise terms and conditions of these plans, including exclusions whereby the benefits under these plans may not be paid out, are specified in the policy contracts. You are advised to read the policy contracts.
As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. You should consider carefully before terminating the policy or switching to a new one as there may be disadvantages in doing so. The new policy may cost more or have fewer benefits at the same cost.
Protected up to specified limits by SDIC. This advertisement has not been reviewed by the Monetary Authority of Singapore.
The information is correct as at 1 August 2021.