Life Insurance
Protect your loved ones’ future from life’s uncertainties
Explore our financial calculators and resources for your long term and short term goals at different life stages.
EXPLORE NOWFor Individuals
For Business
Protect your loved ones’ future from life’s uncertainties
Adequate coverage for medical bills so you can focus on getting better
Protect against the financial burdens of critical illness
Protect your ability to earn an income.
Be financially prepared for the unexpected
Start planning early and fulfil your saving goals.
Make your money work harder for you – your dreams matter
Plan your enduring legacy, and share it with the generations to come.
Cover your personal belongings from loss or damage
AIA Vitality is one of the most comprehensive wellness programmes with a wide spectrum of tools and benefits that target different aspects of your health.
We take care of the matters of your life because your life matters
VIEW ALL IN LIFE MATTERSFor almost a century, AIA has served the ever-changing needs of millions of people all across the Asia-Pacific region.
Healthier, Longer, Better LivesAIA Vitality supports and motivates you every step of the way towards achieving your health goals. What’s more, get rewarded for healthy choices and earn points when you get active, eat well and complete Health Checks!
Find Out MoreWe strive to assist you for all your inquiries with high touch customer service.
Contact AIAFor Customer Support
For Resource/Useful Links
Cannot find the answer in our FAQ section? Contact us now
Manage all your AIA payments from one convenient location
Quality Healthcare Specialist Partners exclusively for AIA HealthShield Gold Max customers
On the sale of insurance products under the Financial Advisers Act (FAA)
Connect securely and view all your financials at one glance
Have a question? You may find the answer here
A selection of forms you can download, fill in and send back to us
Need to make a claim? Learn more about the claim process.
Useful information for policyholders
Exclusive for AIA policyholders and Vitality members to conveniently access policy information, Vitality membership and rewards
If you are an AIA customer, and do not have a login, you can register for My AIA SG account here.
My AIA SG
My Rewards
AIA Altitude
Make Payment Online
Submit a Claim
Request HealthShield
Pre-Authorisation
FSC Access
Bank Partner Access
FA/Broker Partner Access
eBenefits
Exclusive for AIA policyholders and Vitality members to conveniently access policy information, Vitality membership and rewards
If you are an AIA customer, and do not have a login, you can register for My AIA SG account here.
My AIA SG
My Rewards
AIA Altitude
Make Payment Online
Submit a Claim
Request HealthShield
Pre-Authorisation
FSC Access
Bank Partner Access
FA/Broker Partner Access
eBenefits
{{title}}
{{label}}Singaporeans face an uncertain future by focusing mostly on their children's needs, neglecting their own. Whether you are a parent or not, planning for retirement is a priority for the present. A necessary step towards securing your definition of retirement – and spend your golden years, however you want.
Singaporeans have the world's longest life expectancy at 84.8 years old1. According to studies2 conducted, most Singaporeans plan to retire at the average age of 60, and this means at least 25 years of retirement income is required. Below are some insights on Singaporeans' retirement realities. Please refer to the full infographics here.
face an uncertain future by not prioritising retirement planning
Parents spend 20% of income on children, but <7% on retirement planing
underestimated required retirement income by at least $967/month
Period of Retirement - We assume a male individual will live till age 82 and a female individual will live till 87. Based on "The Burden of Disease in Singapore Report, 1990 - 2017".
Retirement Lifestyle Monthly Expenses – All lifestyle spending generated are based on the Singapore Household Expenditure Survey 2017/2018. For 2021 projection (3 years from 2018), a 2% annual inflation has been factored into all respective categories (based on Singapore Household Expenditure Survey 2018) . Shopping and travel spending are subjected to lifestyle adjustment factor of 0.5 of the mean for lower spending and 2.0 of the mean for higher spending. The Lifestyle Monthly Expenses derived is projected on the needs of a single person.
Inflation rate is based on a 10-year geometric average of the Singapore CPI. Source: Statistics Singapore – Time series on CPI (2014=100) & Inflation Rate (Year 2007 to 2018)
Retirement Goal is the estimated amount required at retirement age to achieve your goal based on the assumption of no interest component.
Current value of existing funds is the sum of your cash, deposits and investments set aside for the goal.
Projected value of existing funds is the projected value of your existing funds and monthly savings set aside for the goal using the respective growth rate.
All figures and diagrams are for illustrative purposes only. This calculator is intended to be used as an estimate only. All figures are rounded up to the nearest dollar unless otherwise stated.
Your retirement plan, tailored to your future needs.
How much you require will depend on how you envision your retirement to be. With proper planning, retirement can be a thriving phase of life. But where will your retirement funds come from, and what do you need to keep in mind?
A holistic retirement plan considers your well-rounded health and wellbeing so you can enjoy retirement in good shape and avoid dipping into your retirement funds for medical needs if you're not adequately protected. Planning for your retirement doesn't only involve you. Leaving a legacy for your loved ones is also a factor to keep in mind.
All AIA savings and investment plans come with protection coverage. Some also offer additional optional coverage for critical illnesses as well as a waiver of future premiums, should the unforeseen occurs — ensuring plan continuity. Coupled with AIA Vitality, one of the most comprehensive wellness programmes in Singapore, we support you to make the right positive changes to improve your overall wellness through a wide spectrum of tools and benefits that target different aspects of your health.
Here are some plans for your consideration. Get in touch with us to start planning for your future.
If you have the risk appetite for higher potential upside or have been investing in instruments such as stocks/equity, bonds, and property, you may wish to consider AIA investment-linked plans (ILP) — utilising dollar-cost averaging to invest in funds and boost your wealth.
Through selected AIA ILP, you may access exclusive portfolios backed by the expertise of AIA Investments — the investment arm of AIA Group. As one of the largest institutional investors in the region, AIA Investments not only has the experience and knowledge but also the scalability to strategically partner with leading global asset managers to deliver superior long-term sustainable results, giving you the assurance that your long-term financial needs will be met.
Besides cash savings, CPF LIFE payouts, income stream or other liquid assets which provide a secure base of retirement income, you can also consider savings insurance plans that offer a combination of guaranteed returns and potential bonuses.
Valid till 15 Sep 2021 and for selected plans.
Partial NRIC / Passport / FIN No.
(last 4 characters)
Date of Birth
1 The Straits Times, Jun 20, 2019: Singaporeans have world's longest life expectancy at 84.8 years
2 Studies refer to
These insurance plans are underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) ("AIA"). All insurance applications are subject to AIA's underwriting and acceptance. Please seek professional financial advice from your AIA Financial Services Consultant or Insurance Representative before making a purchase.
This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
This advertisement has not been reviewed by the Monetary Authority of Singapore.
The information is correct as at 07 July 2021.