AIA Smart Wealth Builder

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AIA APPOINTED REPRESENTATIVE

WHAT THIS PRODUCT IS ABOUT

Goals are often drivers to why you work hard in life - to support your child through a good education, enjoy a fruitful retirement or simply to leave a legacy behind. With all these life goals, it is important to have a plan that makes your money work harder than you do, giving you the assurance that your financials can keep pace with whatever life goals you may have, even if they change along the way.

AIA Smart Wealth Builder does just that for you. It is a savings plan that aims to magnify your returns while giving you the flexibility to withdraw your savings to fund for your key goals as you reach different milestones in life.

what does it provide?

Maximise Your Savings

Grow your savings for you and the generation after with potentially higher returns as you earn guaranteed cash value and non-guaranteed bonuses up to age 125.
100% Capital Guaranteed

Regardless of how the market performs, the total premiums that you have paid will be fully secured from the end of the 15^th policy year.
Financial Flexibility

Save the way you want with the option to withdraw your saving to fund for key goals or to let your wealth accumulate in the long run.

Choose a premium payment term that best suits your needs – single premium, 5, 10, 15 or 20 years
Insurance Protection

Get long-lasting protection against Death, Total and Permanent Disability and Terminal Illness.
Policy Continuity

You may choose to appoint your spouse or child (below age 16) as the secondary insured, ensuring that should you pass on, the plan will continue without interruption. You may also appoint yourself if the plan is bought for your child or spouse.
Hassle-Free Application

No medical questions will be asked when you apply for AIA Smart Wealth Builder.

DO YOU WANT ADDITIONAL PEACE OF MIND?

Additional options are available for you to customise your cover to make sure it suits your individual needs.

Critical Illnesses Premium Waiver Riders:

With the add-on of Early Critical Protector Payor Benefit or Early Critical Protector Waiver of Premium, we’ll take care of the future premiums of your AIA Smart Wealth Builder plan, should you be diagnosed with any of the covered illnesses.

AIA Smart Wealth Builder

Maximise your savings and face your future and dreams confidently.

GET IN TOUCH

Enjoy 1.5% off your premium when you purchase a Smart Wealth Builder plan (Paid in Single Premium, Cash or SRS)!

GET IN TOUCH

ENJOY 1.5% OFF YOUR PREMIUM WHEN YOU PURCHASE A SMART WEALTH BUILDER PLAN (PAID IN SINGLE PREMIUM, CASH OR SRS)!

* Offer is valid till 30 June 2019. Please refer here for the full terms & conditions.

Get in touch

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Are you an existing AIA Singapore customer?*

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THE FINE PRINT

the terms and conditions at a glance

This plan matures on the policy anniversary on which the insured is age 125.
The amount of capital guaranteed is based on the annual premiums of the basic plan only and it is on the condition that all premiums are fully paid.
Any partial withdrawal will reduce the long-term value of the plan.
The secondary insured can only be appointed by the original policyholder. Upon the passing of the insured, no death benefit will be payable as the secondary insured will take over as the new insured (subject to approval by AIA). There will be no changes to the original premium payment term of policy term and any optional riders that is attached will also be terminated unless premium waiver benefit has been activated. This feature is not applicable for SRS policy.
The death, total and permanent disability and terminal illness benefit will be the higher of 105% of total premiums paid OR (i) 101% of the guaranteed cash value and (ii) any bonuses, less any amounts owing to us. Your policy will terminate once any of the above has been paid out.
Total and permanent disability benefit will cease at age 70.

DETAILED TERMS AND CONDITIONS

- COLLAPSE + EXPAND

Exclusions

Things that you won’t be able to claim from this policy

There are certain conditions where no benefits will be payable. You are advised to read the relevant policy contract for details.

IMPORTANT NOTES

These insurance plans are underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) (“AIA”). All insurance applications are subject to AIA’s underwriting and acceptance. This is not a contract of insurance. The precise terms and conditions of these plans, including exclusions whereby the benefits under these plans may not be paid out, are specified in the policy contracts. You are advised to read the policy contracts.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should consider carefully before terminating the policy or switching to a new one as there may be disadvantages in doing so. The new policy may cost more or have fewer benefits at the same cost.

Protected up to specified limits by SDIC.

This advertisement has not been reviewed by the Monetary Authority of Singapore.

The information is correct as at 25 April 2019.

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AIA Smart Wealth Builder

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AIA APPOINTED REPRESENTATIVE

WHAT THIS PRODUCT IS ABOUT

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what does it provide?

Maximise Your Savings

100% Capital Guaranteed

Financial Flexibility

Insurance Protection

Policy Continuity

Hassle-Free Application

DO YOU WANT ADDITIONAL PEACE OF MIND?

Critical Illnesses Premium Waiver Riders:

Maximise your savings and face your future and dreams confidently.

Enjoy 1.5% off your premium when you purchase a Smart Wealth Builder plan (Paid in Single Premium, Cash or SRS)!

ENJOY 1.5% OFF YOUR PREMIUM WHEN YOU PURCHASE A SMART WEALTH BUILDER PLAN (PAID IN SINGLE PREMIUM, CASH OR SRS)!

Get in touch

Thank You

THE FINE PRINT

the terms and conditions at a glance

DETAILED TERMS AND CONDITIONS

DETAILED TERMS AND CONDITIONS