AIA Smart Pro Saver

Savings

Period

10 years

Issue Age

0 - 65 years old

Currency

US$

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AIA APPOINTED representative

What This Product Is About

AIA Smart Pro Saver is a 10-year savings plan that you can pay off in just 5 years. This US dollar denominated savings plan allows you to enjoy potential attractive returns and stay protected at the same time. It helps you reach life’s important milestones, whether it’s for your wedding expenses, your child’s education, your retirement or a well-deserved vacation. You can apply for this plan without having to undergo any medical checkup, enabling you to begin saving quickly and easily.

AIA Smart Growth (II) is a savings plan for smart savers who want to pay off premiums faster.

What Does It Provide?

SHORT-TERM PAYMENTS

Enjoy 10 years of protection for just 5 years of payments. What’s more, your premiums will stay exactly the same regardless of your age or health condition, so you can budget for the future with confidence.
BONUSES TO GROW YOUR WEALTH FASTER

You will potentially receive annual bonuses to give your savings an extra boost. A potential one-off bonus may be payable when you make a claim, choose to stop the policy or at the end of the policy.
A GENEROUS FINAL PAYOUT

At the end of 10 years, you will receive a guaranteed payout plus any annual bonuses, as well as an additional potential one-off bonus.
LIFE INSURANCE FOR YOUR FAMILY’S SECURITY

Should you pass away unexpectedly, your family will receive a payout equal to 101% of the total premiums paid plus any bonuses, so they aren’t financially burdened.

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THE FINE PRINT

the terms and conditions at a glance

Annual bonus and terminal bonus payable (if any) are non-guaranteed. Once credited to the policy, annual bonuses (if any) form part of the guaranteed benefits of the policy. Terminal bonus is a one-time, non-guaranteed, discretionary bonus that may be payable when you make a claim, choose to stop the policy or when the policy ends.

DETAILED TERMS AND CONDITIONS

- COLLAPSE + EXPAND

EXCLUSIONS

Things that you won't be able to claim from this policy

There are certain conditions such as suicide within 1 year from the policy issue date or reactivated date (whichever is later) whereby no benefits will be payable. Please refer to the policy contract for the full list of exclusions.

IMPORTANT NOTES

This insurance plan is underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) (“AIA”).

All insurance applications are subject to AIA’s underwriting and acceptance. This is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should consider carefully before terminating the policy or switching to a new one as there may be disadvantages in doing so. The new policy may cost more or have fewer benefits at the same cost.

If you choose to receive payment in any currency (including Singapore dollars) other than US dollars, our prevailing exchange rates shall apply. Any currency conversion is subject to currency exchange rate fluctuations, which may be highly volatile.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

The information is correct as at 8 April 2019.

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AIA Smart Pro Saver

10 years

0 - 65 years old

US$

AIA APPOINTED representative

What This Product Is About

Talk To Us

What Does It Provide?

SHORT-TERM PAYMENTS

BONUSES TO GROW YOUR WEALTH FASTER

A GENEROUS FINAL PAYOUT

LIFE INSURANCE FOR YOUR FAMILY’S SECURITY

Get in touch

Thank You

THE FINE PRINT

the terms and conditions at a glance

DETAILED TERMS AND CONDITIONS