AIA Smart LifeTime Rewards

Savings

Period

5 or 10 years

Issue Age

0 - 65 years

Currency

S$

You can buy this via

AIA APPOINTED representative

WHAT THIS PRODUCT IS ABOUT

AIA Smart Lifetime Rewards is a savings plan that provides you with lifetime income till you reach 100 years old. It also offers stable and stepped-up monthly coupons to manage the rising costs of living, bringing you closer to reaching your financial goals. All to let you realise your lifestyle desires to the fullest.

GET IN TOUCH

what does it provide?

ENJOY FLEXIBILITY AND LIQUIDITY

With a choice of two short premium terms of just 5 and 10 years, you can plan ahead to pursue your dreams in the near future.

What’s more, you also have the option of accumulating your monthly income to further enhance your wealth. Best part is, it comes with the flexibility of withdrawals to meet any unexpected liquidity needs.
RECEIVE STABLE MONTHLY COUPON

As your lifestyle choices are unique, so should your monthly income to suit it. Your monthly income comprises guaranteed coupon and non-guaranteed dividend. With this plan, you don’t just get to decide your monthly coupon amount but also enjoy it up to age 100.
STEPPED-UP COUPON TO EASE INFLATION

To help manage inflation, the guaranteed monthly coupon will increase by 8% of your initial coupon every 5 years after the 10^th policy year onwards. These coupons are capped at 132% of your initial coupon amount.
MATURITY AT AGE 100

Upon reaching the age of 100, you will receive 100% of total annual premiums paid, any terminal dividend and any accumulated monthly income that can serve as a legacy for your family.
RECEIVE LIFE COVERAGE AGAINST THE UNFORESEEN

Get coverage against death as you save. Should the unexpected occur, your family will receive 101% of the total premiums paid plus any terminal dividend and any accumulated monthly income to help ease their financial burden.

Moreover, should accidental death occur, your family will receive an additional 100% of total premiums paid.
HASSLE-FREE APPLICATION

There is nothing like having the plan you want straightaway. Get to enjoy guaranteed acceptance with no medical checks required.

INSURANCE LINGO EXPLAINED:

What do we mean by coupon?

It usually refers to a guaranteed cash sum which may be paid out on a regular basis during the duration of the policy.

DO YOU WANT ADDITIONAL PEACE OF MIND?

Additional options are available for you to customise your cover to make sure it suits your individual needs.

CRITICAL ILLNESS PREMIUM WAIVER

Add on Critical Protector Waiver of Premium so you won’t have to worry about making your payments should a critical illness strike. Let us take care of it.

PAYOR BENEFIT

Add on Payor Benefit to ensure that your child’s future is not compromised if you become critically ill, disabled or sadly pass away. We have it covered.

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THE FINE PRINT

the terms and conditions at a glance

Monthly income is paid at the end of every policy month starting from the policy month immediately after the 5^th policy year.
Monthly dividend and terminal dividend payable (if any) are non-guaranteed. Once credited to the policy, dividends (if any) form part of the guaranteed benefits of the policy. Terminal dividend is a one-time, non-guaranteed, discretionary dividend that may be payable upon surrender, claim or maturity.

DETAILED TERMS AND CONDITIONS

- COLLAPSE + EXPAND

EXCLUSIONS

Things that you won't be able to claim from this policy

There are certain conditions, such as suicide for which no benefits will be payable. Please refer to the policy contract for the full list of exclusions.

IMPORTANT NOTES

This insurance plan is underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) (“AIA”). All insurance applications are subject to AIA’s underwriting and acceptance. This is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract.

The information is correct as at 17 October 2016.

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AIA Smart LifeTime Rewards

5 or 10 years

0 - 65 years

S$

AIA APPOINTED representative

WHAT THIS PRODUCT IS ABOUT

Talk To Us

what does it provide?

ENJOY FLEXIBILITY AND LIQUIDITY

RECEIVE STABLE MONTHLY COUPON

STEPPED-UP COUPON TO EASE INFLATION

MATURITY AT AGE 100

RECEIVE LIFE COVERAGE AGAINST THE UNFORESEEN

HASSLE-FREE APPLICATION

INSURANCE LINGO EXPLAINED:

DO YOU WANT ADDITIONAL PEACE OF MIND?

CRITICAL ILLNESS PREMIUM WAIVER

PAYOR BENEFIT

Get in touch

Thank You

THE FINE PRINT

the terms and conditions at a glance

DETAILED TERMS AND CONDITIONS

DETAILED TERMS AND CONDITIONS

EXCLUSIONS

IMPORTANT NOTES

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