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  • {{title}}

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    • AIA Smart LifeTime Rewards

    Savings

    Period

    5 or 10 years

    Issue Age

    0 - 65 years

    Currency

    S$

    You can buy this via

    AIA APPOINTED representative

    WHAT THIS PRODUCT IS ABOUT

    AIA Smart Lifetime Rewards is a savings plan that provides you with lifetime income till you reach 100 years old. It also offers stable and stepped-up monthly coupons to manage the rising costs of living, bringing you closer to reaching your financial goals. All to let you realise your lifestyle desires to the fullest.

    • GET IN TOUCH
    • talk to us now talk to us now
      Talk To Us
    • Product Brochure Product Brochure
    • share with a friend share with a friend

    what does it provide?

    • ENJOY FLEXIBILITY AND LIQUIDITY
      ENJOY FLEXIBILITY AND LIQUIDITY

      With a choice of two short premium terms of just 5 and 10 years, you can plan ahead to pursue your dreams in the near future.


      What’s more, you also have the option of accumulating your monthly income to further enhance your wealth. Best part is, it comes with the flexibility of withdrawals to meet any unexpected liquidity needs.

    • RECEIVE STABLE MONTHLY COUPON
      RECEIVE STABLE MONTHLY COUPON

      As your lifestyle choices are unique, so should your monthly income to suit it. Your monthly income comprises guaranteed coupon and non-guaranteed dividend. With this plan, you don’t just get to decide your monthly coupon amount but also enjoy it up to age 100. 

    • STEPPED-UP COUPON TO EASE INFLATION
      STEPPED-UP COUPON TO EASE INFLATION

      To help manage inflation, the guaranteed monthly coupon will increase by 8% of your initial coupon every 5 years after the 10th policy year onwards. These coupons are capped at 132% of your initial coupon amount. 

    • MATURITY AT AGE 100
      MATURITY AT AGE 100

      Upon reaching the age of 100, you will receive 100% of total annual premiums paid, any terminal dividend and any accumulated monthly income that can serve as a legacy for your family.

    • RECEIVE LIFE COVERAGE AGAINST THE UNFORESEEN
      RECEIVE LIFE COVERAGE AGAINST THE UNFORESEEN

      Get coverage against death as you save. Should the unexpected occur, your family will receive 101% of the total premiums paid plus any terminal dividend and any accumulated monthly income to help ease their financial burden.

       

      Moreover, should accidental death occur, your family will receive an additional 100% of total premiums paid.

    • HASSLE-FREE APPLICATION
      HASSLE-FREE APPLICATION

      There is nothing like having the plan you want straightaway. Get to enjoy guaranteed acceptance with no medical checks required.

    INSURANCE LINGO EXPLAINED:

    What do we mean by coupon?

    It usually refers to a guaranteed cash sum which may be paid out on a regular basis during the duration of the policy.

    DO YOU WANT ADDITIONAL PEACE OF MIND?

    Additional options are available for you to customise your cover to make sure it suits your individual needs.

    • CRITICAL ILLNESS PREMIUM WAIVER

      Add on Critical Protector Waiver of Premium so you won’t have to worry about making your payments should a critical illness strike. Let us take care of it.

    • PAYOR BENEFIT

      Add on Payor Benefit to ensure that your child’s future is not compromised if you become critically ill, disabled or sadly pass away. We have it covered.

    Get in touch

    Salutation*

    What's your name?*

    What's your phone number?*

    Please select the right country code.

    What's your email address?

    What's your NRIC?

    Are you an existing AIA Singapore customer?*

    Drop us a question here:

    Thank You

    THE FINE PRINT

    the terms and conditions at a glance
    • Monthly income is paid at the end of every policy month starting from the policy month immediately after the 5th policy year.
    • Monthly dividend and terminal dividend payable (if any) are non-guaranteed. Once credited to the policy, dividends (if any) form part of the guaranteed benefits of the policy. Terminal dividend is a one-time, non-guaranteed, discretionary dividend that may be payable upon surrender, claim or maturity.
    DETAILED TERMS AND CONDITIONS
    DETAILED TERMS AND CONDITIONS
    - COLLAPSE + EXPAND

    EXCLUSIONS

    Things that you won't be able to claim from this policy

    There are certain conditions, such as suicide for which no benefits will be payable. Please refer to the policy contract for the full list of exclusions.

    IMPORTANT NOTES

    This insurance plan is underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) (“AIA”). All insurance applications are subject to AIA’s underwriting and acceptance. This is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract.

    As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should consider carefully before terminating the policy or switching to a new one as there may be disadvantages in doing so. The new policy may cost more or have fewer benefits at the same cost.

    The information is correct as at 10 December 2018.

    This advertisement has not been reviewed by the Monetary Authority of Singapore.

    CONTACT AIA

    1800 248 8000

    1 Finlayson Green
    Singapore 049246
    View Details
    Marketing Consent
    CONTACT AIA

    1800 248 8000
     

    1  Finlayson Green
    Singapore 049246

    View Details
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