AIA Smart Flexi Rewards

Savings

Period

10 - 25 Years

Issue Age

0 – 65 YEARS OLD (ADULT)

Currency

S$

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AIA APPOINTED REPRESENTATIVE

WHAT THIS PRODUCT IS ABOUT

AIA Smart Flexi Rewards is a savings plan that puts your needs first, prioritising flexibility so you can reach your financial goals, with ease. You can personalise the plan according to your savings needs and choose when you want to receive your maturity benefit, anytime from 10 to 25 years. It also allows you to choose how long you want to save with a short premium payment term of either 5 or 10 years. The best thing is, you will also receive a guaranteed yearly coupon that you can withdraw every year to give yourself a treat or accumulate them to fulfil your longer term goals.

GET IN TOUCH

what does it provide?

GUARANTEED YEARLY COUPON

Start receiving guaranteed yearly coupons up to 40% of your insured amount from the end of the 2^nd policy year until the year before your policy matures. You can decide if you want to withdraw the coupons every year and give yourself a treat for all your hard work or save the best for the last by accumulating the coupons to fulfil your longer term goals.
CHOICE OF POLICY TERM TAILORED FOR YOUR NEEDS

Personalise a plan to suit your saving goals and not the other way around. Feel free to choose how long you want to save any time from 10 to 25 years according to your needs.
GUARANTEED MATURITY PAYOUT

At the end of the policy term, you will be rewarded with a lump sum maturity benefit that includes a guaranteed maturity amount plus any accumulated coupons and bonuses that you have earned. You can make plans for your future today as you are certain that you will have ready-cash waiting for you at the end of your policy term.
GUARANTEED CAPITAL RETURN

Your capital is 100% guaranteed at the end of the policy term means that regardless of market situation, the total premiums you have paid are fully secured.
Hassle-Free Application

With no medical underwriting required, means that you can start your savings journey almost right away.

DO YOU WANT ADDITIONAL PEACE OF MIND?

Additional options are available for you to customise your cover to make sure it suits your individual needs.

CRITICAL ILLNESS PREMIUM WAIVER RIDERS

Add on an Early Critical Illness Waiver of Premium Rider or Critical Protector Waiver of Premium Rider so you won’t have to worry about making your payments should a critical illness strike so you can focus on getting better.
PAYOR BENEFIT RIDERS

Let us take care of your future premiums if you become critically ill, disabled or sadly pass away so your child’s future is not compromised.

Choice of riders

Payor Benefit Rider

Payor Benefit Comprehensive Special

Early Critical Protector Payor Benefit

AIA Smart Wealth Builder

See how easy it is to start a plan that can help you reach your savings goals flexibly.

Get in touch

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THE FINE PRINT

the terms and conditions at a glance

The guaranteed yearly coupon for premium payment term of 10 years and 5 years is 40% of insured amount and 20% of the insured amount respectively.
Capital guarantee consists of the guaranteed yearly coupon received and the guaranteed maturity amount payable on the basic plan on condition that premiums are fully paid and received in annual mode.
For premium payment term of 10 years, only policy term ranges from 15 to 25 years apply
Subject to medical underwriting

DETAILED TERMS AND CONDITIONS

- COLLAPSE + EXPAND

Exclusions

Things that you won’t be able to claim from this policy

There are certain conditions such as suicide within 1 year from the policy issue date or reactivated date (whichever is later) where no benefits will be payable. Please refer to the policy contract for the full list of exclusions.

You are advised to read the relevant policy contracts for details.

IMPORTANT NOTES

This insurance plan is underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) (“AIA”).

All insurance applications are subject to AIA’s underwriting and acceptance. This is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.

You should consider carefully before terminating the policy or switching to a new one as there may be disadvantages in doing so. The new policy may cost more or have fewer benefits at the same cost.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

This information is correct as at 15 March 2019.

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AIA Smart Flexi Rewards

10 - 25 Years

0 – 65 YEARS OLD (ADULT)

S$

AIA APPOINTED REPRESENTATIVE

WHAT THIS PRODUCT IS ABOUT

Talk To Us

what does it provide?

GUARANTEED YEARLY COUPON

CHOICE OF POLICY TERM TAILORED FOR YOUR NEEDS

GUARANTEED MATURITY PAYOUT

GUARANTEED CAPITAL RETURN

Hassle-Free Application

DO YOU WANT ADDITIONAL PEACE OF MIND?

CRITICAL ILLNESS PREMIUM WAIVER RIDERS

PAYOR BENEFIT RIDERS

See how easy it is to start a plan that can help you reach your savings goals flexibly.

Get in touch