Skip to main content
  • Search
  • AIA Singapore
  • Our Products
    • Life Insurance
    • Medical Insurance
    • Critical Illness Insurance
    • Disability Income Protection
    • Accident Protection
    • Savings
    • Investments
    • Platinum
    • Travel & Lifestyle
    • AIA Vitality
    • Employee Benefits
  • Life Matters
    • Planning For The Future
    • Living Healthily
    • Experiencing Life
  • About AIA
    • Our Leadership Team
    • Our Commitments
    • Careers
    • Media Centre
    • Awards
    • AIA Showreel
    • AIA Financial Advisers
  • AIA Vitality
    • About AIA Vitality
    • How It Works
    • Rewards & Partner Benefits
    • Join AIA Vitality
  • Help & Support
    • Contact Us
    • Request for Paper Statement
    • ONLINE PAYMENT WITH AIA PAY EZ
    • AIA HealthShield Support
    • FAQs
    • Form Library
    • Making a Claim
    • Notices To AIA Policyholders
    • AIA Funds Information
    • AIA Annual Fund Reports
    • AIA's Participating Fund Commentaries
    • Consumer Guides
  • My AIA
    • My AIA SG
    • AIA Altitude
    • AIA Birthday Perks
    • Online Payment with AIA Pay EZ
    • FSC Access
    • Bank Partner Access
    • FA Broker Partner Access
    • eBenefits
  • AIA Vitality
    Visit the AIA Vitality website
  • Recent Promotions
    Find out more about our latest campaigns and promotions
AIA
AIA Logo AIA Logo
  • Our Products

    Our Products

    Find our products and services according to your protection needs.

    See more

    Recent Promotions

    Find out more about our latest campaigns and promotions

    See more

    For Individuals

    For Business

    • Life Insurance

      Protect your loved ones’ future from life’s uncertainties

    • Medical Insurance

      Adequate coverage for medical bills so you can focus on getting better

    • Critical Illness Insurance

      Protect against the financial burdens of critical illness

    • Disability Income Protection

      Protect your ability to earn an income.

    • Accident Protection

      Be financially prepared for the unexpected

    • Savings

      Start planning early and fulfil your saving goals.

    • Investments

      Make your money work harder for you – your dreams matter

    • Platinum

      Plan your enduring legacy, and share it with the generations to come.

    • Travel & Lifestyle

      Cover your personal belongings from loss or damage

    • AIA Vitality

      AIA Vitality is the science-backed wellness programme that works with you to make real change to your health.

    • Employee Benefits

      Secure your company’s most important asset through our market-leading solutions

  • Life Matters

    Life Matters

    We take care of the matters of your life because your life matters

    VIEW ALL IN LIFE MATTERS
    • Planning For The Future

      Prepare for your lives ahead

    • Living Healthily

      Kick-start your journey to better health

    • Experiencing Life

      Live life to the fullest

  • About AIA

    About AIA

    For almost a century, AIA has served the ever-changing needs of millions of people all across the Asia-Pacific region.

    Healthier, Longer, Better Lives

    • Our Leadership Team

      The Executive Committee of AIA Singapore

    • Our Commitments

      Our healthy living initiatives, partnership with Tottenham Hotspur Football Club and more

    • Careers

      Explore opportunities to work at AIA

    • Media Centre

      News and information about AIA

    • Awards

      Check out our awards and achievements over the years.

    • AIA Showreel

      View videos that showcase AIA Singapore as a company

    • AIA Financial Advisers

      Who we are, what we do. Let's forge a partnership that lasts beyond a lifetime.

  • AIA Vitality

    AIA Vitality

    AIA Vitality supports and motivates you every step of the way towards achieving your health goals. What’s more, get rewarded for healthy choices and earn points when you Get Active, Eat Well and complete Health Checks!

    Find Out More
    • About AIA Vitality

      AIA Vitality is a comprehensive programme that motivates you to keep fit and helps you to manage your health.

    • How It Works

      ​Discover how you can live a healthy lifestyle by staying active, eating well and maintaining good health with AIA Vitality.

    • Rewards & Partner Benefits

      Discover the rewards and benefits you have unlocked with your AIA Vitality points.

    • Join AIA Vitality

      Join us today, and get motivated to live a healthier, longer and better life!​

  • Help & Support

    Help & Support

    We strive to assist you for all your inquiries with high touch customer service.

    Contact AIA

    For Customer Support

    For Resource/Useful Links

    • Contact Us

      Cannot find the answer in our FAQ section? Contact us now

    • Request for Paper Statement

      Allowing you to opt in for paper statements

    • ONLINE PAYMENT WITH AIA PAY EZ

      Manage all your AIA payments from one convenient location

    • AIA HealthShield Support

      Quality Healthcare Specialist Partners exclusively for AIA HealthShield Gold Max customers

    • FAQs

      Have a question? You may find the answer here

    • Form Library

      A selection of forms you can download, fill in and send back to us

    • Making a Claim

      Need to make a claim? Learn more about the claim process.

    • Notices To AIA Policyholders

      Useful information for policyholders

    • AIA Funds Information

    • AIA Annual Fund Reports

    • AIA's Participating Fund Commentaries

    • Consumer Guides

  • My AIA

    My AIA SG

    Exclusive for AIA policyholders and Vitality members to conveniently access policy information, Vitality membership and rewards

    Register For My AIA SG

    If you are an AIA customer, and do not have a login, you can register for My AIA SG account here.

    Already have an account?
      Customer
    • My AIA SG

      AIA Altitude

      AIA Birthday Perks

      Online Payment with
      AIA Pay EZ

      Distribution
    • FSC Access

      Bank Partner Access

      FA/Broker Partner Access

      Employee Benefits
    • eBenefits

    My AIA SG

    Exclusive for AIA policyholders and Vitality members to conveniently access policy information, Vitality membership and rewards

    Register For My AIA SG

    If you are an AIA customer, and do not have a login, you can register for My AIA SG account here.

    Already have an account?
      Customer
    • My AIA SG

      AIA Altitude

      AIA Birthday Perks

      Online Payment with
      AIA Pay EZ

      Distribution
    • FSC Access

      Bank Partner Access

      FA/Broker Partner Access

      Employee Benefits
    • eBenefits

    Home

    Birthday Perks

    Logout

  • Search
  • Contact Us
    • Call Us

      Open: 8:45am to 5:30pm, Mon - Fri

    • Email Us

Savings
Prev | Next
Back to Top
  • {{title}}

    {{label}}
  • AIA Smart Flexi Rewards

    Savings

    Period

    10 - 25 Years

    Issue Age

    0 – 65 YEARS OLD (ADULT)

    Currency

    S$

    You can buy this via

    AIA APPOINTED REPRESENTATIVE


    WHAT THIS PRODUCT IS ABOUT

    AIA Smart Flexi Rewards is a savings plan that puts your needs first, prioritising flexibility so you can reach your financial goals, with ease. You can personalise the plan according to your savings needs and choose when you want to receive your maturity benefit, anytime from 10 to 25 years. It also allows you to choose how long you want to save with a short premium payment term of either 5 or 10 years. The best thing is, you will also receive a guaranteed yearly coupon that you can withdraw every year to give yourself a treat or accumulate them to fulfil your longer term goals. 

    • talk to us now talk to us now
      Talk To Us
    • Product Brochure Product Brochure
    • share with a friend share with a friend
    • GET IN TOUCH

    what does it provide?

    • GUARANTEED YEARLY COUPON
      GUARANTEED YEARLY COUPON

      Start receiving guaranteed yearly coupons up to 40% of your insured amount from the end of the 2nd policy year until the year before your policy matures. You can decide if you want to withdraw the coupons every year and give yourself a treat for all your hard work or save the best for the last by accumulating the coupons to fulfil your longer term goals.

    • CHOICE OF POLICY TERM TAILORED FOR YOUR NEEDS
      CHOICE OF POLICY TERM TAILORED FOR YOUR NEEDS

      Personalise a plan to suit your saving goals and not the other way around. Feel free to choose how long you want to save any time from 10 to 25 years according to your needs.

    • GUARANTEED MATURITY PAYOUT
      GUARANTEED MATURITY PAYOUT

      At the end of the policy term, you will be rewarded with a lump sum maturity benefit that includes a guaranteed maturity amount plus any accumulated coupons and bonuses that you have earned. You can make plans for your future today as you are certain that you will have ready-cash waiting for you at the end of your policy term.

    • GUARANTEED CAPITAL RETURN
      GUARANTEED CAPITAL RETURN

      Your capital is 100% guaranteed at the end of the policy term means that regardless of market situation, the total premiums you have paid are fully secured.

    • Hassle-Free Application
      Hassle-Free Application

      With no medical underwriting required, means that you can start your savings journey almost right away.

    DO YOU WANT ADDITIONAL PEACE OF MIND?

    Additional options are available for you to customise your cover to make sure it suits your individual needs.


    • CRITICAL ILLNESS PREMIUM WAIVER RIDERS
      CRITICAL ILLNESS PREMIUM WAIVER RIDERS

      Add on an Early Critical Illness Waiver of Premium Rider or Critical Protector Waiver of Premium Rider so you won’t have to worry about making your payments should a critical illness strike so you can focus on getting better.

    • PAYOR BENEFIT RIDERS
      PAYOR BENEFIT RIDERS

      Let us take care of your future premiums if you become critically ill, disabled or sadly pass away so your child’s future is not compromised.

       

      Choice of riders

      • Payor Benefit Rider
      • Payor Benefit Comprehensive Special
      • Early Critical Protector Payor Benefit


    AIA Smart Wealth Builder

    See how easy it is to start a plan that can help you reach your savings goals flexibly.


    Get in touch

    What’s your name?*

    What's your mobile number?*

    Please select the right country code.

    What's your email address?*

    Are you an existing AIA Singapore customer?*

    Drop us a question here:

    Thank You

    Partial NRIC / Passport / FIN No.

    (last 4 characters)

    Date of Birth


    THE FINE PRINT

    the terms and conditions at a glance
    • The guaranteed yearly coupon for premium payment term of 10 years and 5 years is 40% of insured amount and 20% of the insured amount respectively.
    • Capital guarantee consists of the guaranteed yearly coupon received and the guaranteed maturity amount payable on the basic plan on condition that premiums are fully paid and received in annual mode. 
    • For premium payment term of 10 years, only policy term ranges from 15 to 25 years apply
    • Subject to medical underwriting

    DETAILED TERMS AND CONDITIONS

    DETAILED TERMS AND CONDITIONS
    - COLLAPSE + EXPAND

    Exclusions

    Things that you won’t be able to claim from this policy

    There are certain conditions such as suicide within 1 year from the policy issue date or reactivated date (whichever is later) where no benefits will be payable. Please refer to the policy contract for the full list of exclusions.

    You are advised to read the relevant policy contracts for details.

    IMPORTANT NOTES

    This insurance plan is underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) (“AIA”).

    All insurance applications are subject to AIA’s underwriting and acceptance. This is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract.

    As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid.

    You should consider carefully before terminating the policy or switching to a new one as there may be disadvantages in doing so. The new policy may cost more or have fewer benefits at the same cost. 

    This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

    This advertisement has not been reviewed by the Monetary Authority of Singapore.

    This information is correct as at 15 March 2019.

    CONTACT AIA

    1800 248 8000

    1 Finlayson Green
    Singapore 049246
    View Details
    Marketing Consent
    GO TO

    AIA.COM

    Visit our corporate site to learn more about AIA.
    Go To
    CONTACT AIA

    1800 248 8000
     

    1 Finlayson Green
    Singapore 049246

    View Details
    GO TO

    AIA.COM

    Visit our corporate site to learn more about AIA.
    OUR INSURANCE PRODUCTS
    Life Protection
    Medical Protection
    Critical Illness Protection
    Disability Income Protection
    Accident Protection
    Savings
    Investments
    Platinum
    Travel and Lifestyle
    EXPLORE AIA
    Centennial Offer - AIA PA 100 Personal Accident Plan
    Your Learning Buddy
    AIA Altitude
    Not Just Another Job
    AIA Vitality
    Sitemap
    USEFUL LINKS
    Recent Promotions
    AIA Funds Information
    FAQs
    Form Library

    This website uses cookies for the purpose of enhancing your user experience. You can find more information on the types of cookies we collect, what we use these for, and how to manage your cookie settings in our Cookies Policy and AIA Personal Data Policy (Singapore).

    ABOUT AIA
    Explore AIA
    Centennial Offer - AIA PA 100 Personal Accident Plan
    Your Learning Buddy
    AIA Altitude
    Not Just Another Job
    AIA Vitality
    Sitemap
    OUR INSURANCE PRODUCTS
    Life Protection
    Medical Protection
    Critical Illness Protection
    Disability Income Protection
    Accident Protection
    Savings
    Investments
    Platinum
    Travel and Lifestyle

    This website uses cookies for the purpose of enhancing your user experience. You can find more information on the types of cookies we collect, what we use these for, and how to manage your cookie settings in our Cookies Policy and AIA Personal Data Policy (Singapore).

    USEFUL LINKS
    Recent Promotions
    AIA Funds Information
    FAQs
    Form Library

    Copyright © 2019 AIA Group Limited and its subsidiaries. All rights reserved.
    Terms of Use | AIA Personal Data Policy (Singapore)