AIA Guaranteed Protect Plus (II)

Savings

Period

Whole Life

Issue Age

0 - 60 years old

Currency

S$

You can buy this via

AIA APPOINTED REPRESENTATIVE

WHAT THIS PRODUCT IS ABOUT

AIA Guaranteed Protect Plus (II) is designed as an affordable one-stop solution that offers boosted protection and stable cash value accumulation based on your needs. Its unique multiplier feature gives you the ability to boost your coverage up to 5 times, giving you the protection when you need it most.

GET IN TOUCH

what does it provide?

TAILOR YOUR LEVEL OF COVERAGE

Have a choice to boost your coverage for death and total and permanent disability by 2X, 3X or 5X for greater financial assurance up to age 65 or 75 and thereafter continue to enjoy life protection till age 100.
LIMITED PAYMENTS FOR LASTING PROTECTION

AIA Guaranteed Protect Plus (II) offers 3 premium payment options to better suit your budget. You can make payments in 12 years, 20 years or till age 65 or 75 depending on your selected boosted coverage.
CELEBRATE LIFE’S MILESTONES

Upon reaching a major milestone in life such as marriage or the birth of your little one, you have the option to purchase another whole life or endowment policy easily with no medical questions asked.
HEALTHY LIVING REWARDS WITH AIA VITALITY

AIA Vitality, our innovative wellness programme, helps you on your journey to better health by rewarding you for every healthy choice you make. As an AIA Vitality member, you get to enjoy free additional coverage up to 25% on top of your boosted coverage amount, known as PowerUp Dollar. Your PowerUp Dollar may change every year based on your AIA Vitality status.

DO YOU WANT ADDITIONAL PEACE OF MIND?

Additional options are available for you to customise your cover to suit your individual needs and protection needs for the family.

CRITICAL ILLNESS PROTECTION

Supplement your protection with critical illness add-ons that provide the comfort of financial assistance when a critical illness strikes, giving you the confidence to focus on recovery.

Early Critical Cover Extra or Early Critical Protector Life (II) – Covers 104 multi-stage critical illnesses. It also covers special conditions such as osteoporosis and diabetic complications. When you buy this plan for your little one, this add-on will automatically come with child critical cover which protects your child against 16 child critical illnesses and 9 behavioural conditions such as ADHD, Autism and Dyslexia.

Critical Cover Extra or Critical Protector Life (II) – covers 43 major stage critical illnesses till age 100.
Premium Waiver Riders

With Critical Cover Extra and Early Critical Cover Extra, you can also choose to cover your future premiums with Critical Protector Waiver of Premium and Early Critical Protector Waiver of Premium respectively should critical illness happen so that you will remain protected against the odds.

How can I ensure that my family is fully covered?

Get in touch

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THE FINE PRINT

the terms and conditions at a glance

The coverage for death and total and permanent disability will cease at age 100 and age 70 respectively.
Benefit to purchase another whole life or endowment plan can only be exercised once and will cease at age 55. All existing exclusions will apply to the new policy. Please refer to the product summary for more details.
PowerUp Dollar may increase or decrease depending on the insured’s AIA Vitality status as at 45 days before each policy anniversary.
The list of critical illnesses, special conditions and other details including definitions and applicable exclusions covered by the Early Critical Protector Life (II), Critical Protector Life (II), Early Critical Cover Extra, Critical Cover Extra, Critical Protector Waiver of Premium and Early Critical Protector Waiver of Premium can be found on their respective product summaries.
Child’s added coverage against 16 child critical illnesses (maximum 1 claim) and 9 child special conditions (maximum 5 claims) will cease at age 21. Child special condition benefit terminates upon any child critical illness claim. Please refer to the respective supplementary benefit (rider) product summary for full details.
Coverage for special conditions will cease at age 85.

DETAILED TERMS AND CONDITIONS

- COLLAPSE + EXPAND

EXCLUSIONS

Things that you won't be able to claim from this policy

There are certain conditions such as pre-existing conditions, whereby no benefits will be payable. Waiting period and survival period are applicable before the critical illness benefits will be payable. You are advised to read the relevant policy contracts for details.

DEFERMENT PERIOD

A deferment period applies for total and permanent disability for which no benefits will be payable. Please refer to the policy contract for details.

IMPORTANT NOTES

This insurance plan is underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) (“AIA”). All insurance applications are subject to AIA’s underwriting and acceptance. This is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under this plan may not be paid out, are specified in the policy contracts. You are advised to read the policy contracts.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should consider carefully before terminating the policy or switching to a new one as there may be disadvantages in doing so. The new policy may cost more or have fewer benefits at the same cost. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

This information is correct as at 2 January 2020.

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AIA Guaranteed Protect Plus (II)

Whole Life

0 - 60 years old

S$

AIA APPOINTED REPRESENTATIVE

WHAT THIS PRODUCT IS ABOUT

Talk To Us

what does it provide?

TAILOR YOUR LEVEL OF COVERAGE

LIMITED PAYMENTS FOR LASTING PROTECTION

CELEBRATE LIFE’S MILESTONES

HEALTHY LIVING REWARDS WITH AIA VITALITY

DO YOU WANT ADDITIONAL PEACE OF MIND?

CRITICAL ILLNESS PROTECTION

Premium Waiver Riders

How can I ensure that my family is fully covered?

Get in touch

Thank You

THE FINE PRINT

the terms and conditions at a glance

DETAILED TERMS AND CONDITIONS

DETAILED TERMS AND CONDITIONS