AIA PLATINUM HERITAGE (II) & HERITAGE PREMIER

Platinum

Period

Whole Life

Issue Age

0 - 65 years old

Currency

S$

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AIA APPOINTED representative

WHAT THIS PRODUCT IS ABOUT

Your success is a reflection of how much you have accomplished in life, and it’s important to us that your legacy stands the test of time. AIA Platinum Heritage (II) and Premier can help you lay a strong foundation to grow, protect and preserve your heritage for your future generations, so their financial journey will be smooth sailing.

GET IN TOUCH

what does it provide?

CHOICE OF 2 PLANS ACCORDING TO YOUR NEEDS

AIA Platinum Heritage (II) allows you to spread your premiums over 25 years so you can enjoy more flexibility in your cash flow. But if you prefer a lump sum investment, AIA Platinum Heritage Premier will better suit your needs while you enjoy immediate cash value from day one.
COMPLETE WEALTH PROTECTION

AIA Platinum Heritage (II) and Premier provides the security of wealth protection for your family. You’ll enjoy high guaranteed protection for your total assets even during market fluctuations.
CASH WHEN IT’S NEEDED

Should the unforeseen happen, the insurance payouts from AIA Platinum Heritage (II) and Premier can provide your family with cash flow so they can maintain their current lifestyle comfortably without having to liquidate assets prematurely.
A SUSTAINED, FAIR LEGACY FOR YOUR LOVED ONES

Creating a stable and secure legacy for the next generation is an important goal. Both plans will provide you with peace of mind as they mitigate the risk of family disputes by ensuring your estate will be passed on equitably and fairly to loved ones according to your wishes.
THE OPPORTUNITY TO ENHANCE YOUR WEALTH

Both AIA Platinum Heritage (II) and Premier give you the opportunity to grow your wealth steadily in the form of potential bonuses. This will help enhance your wealth and establish a rewarding and valuable legacy for your future generations.

Get in touch

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THE FINE PRINT

the terms and conditions at a glance

Annual bonus and terminal bonus payable (if any) are non-guaranteed. Once credited to the policy, annual bonuses (if any) form part of the guaranteed benefits of the policy. Terminal bonus is a one-time, non-guaranteed, discretionary bonus that may be payable when you make a claim, choose to stop the policy or when the policy ends.

DETAILED TERMS AND CONDITIONS

- COLLAPSE + EXPAND

EXCLUSIONS

Things that you won't be able to claim from this policy

There are certain conditions such as pre-existing conditions and suicide within 1 year from the policy issue date or reactivated date (whichever is later), for which no benefits will be payable. Please refer to the relevant policy contracts for the full list of exclusions.

IMPORTANT NOTES

These insurance plans are underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) (“AIA”).

All insurance applications are subject to AIA’s underwriting and acceptance. This is not a contract of insurance. The precise terms and conditions of these plans, including exclusions whereby the benefits under your policy may not be paid out, are specified in the relevant policy contracts. You are advised to read the policy contracts.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should consider carefully before terminating the policy or switching to a new one as there may be disadvantages in doing so. The new policy may cost more or have fewer benefits at the same cost.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

The information is correct as at 15 June 2020.

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AIA PLATINUM HERITAGE (II) & HERITAGE PREMIER

Whole Life

0 - 65 years old

S$

AIA APPOINTED representative

WHAT THIS PRODUCT IS ABOUT

Talk To Us

what does it provide?

CHOICE OF 2 PLANS ACCORDING TO YOUR NEEDS

COMPLETE WEALTH PROTECTION

CASH WHEN IT’S NEEDED

A SUSTAINED, FAIR LEGACY FOR YOUR LOVED ONES

THE OPPORTUNITY TO ENHANCE YOUR WEALTH

Get in touch

Thank You

THE FINE PRINT

the terms and conditions at a glance

DETAILED TERMS AND CONDITIONS