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  • AIA Platinum Gift for Life Series

    Wealth Management

    Period

    Whole Life

    Issue Age

    Single Premium: 0– 75 YEARS OLD

    Limited-Pay (5yrs): 0 – 65 YEARS OLD

    Limited-Pay (10yrs): 0 – 60 YEARS OLD

    Currency

    S$

    You can buy this via

    AIA APPOINTED representative


    What This Product Is About

    You have spent years building a life of success for yourself and passing on that wealth has always been an integral part of your financial planning. But we believe that you too, deserve to enjoy that success in the way you most desire. 


    AIA Platinum Gift for Life series (AIA Platinum Gift for Life (II) and AIA Platinum Gift for Life Plus) are specially designed to supplement the lives of all three generations – for you, your child, and your grandchild.

    • talk to us now talk to us now
    • Product Brochure Product Brochure
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    What Does It Provide?

    • Guaranteed lifetime coverage (up to age 120) benefitting 3 generations
      Guaranteed lifetime coverage (up to age 120) benefitting 3 generations

      See how this gift of financial freedom begins when you purchase either plan from this series, insuring your child right from the start:

      1. Upon purchase, you will receive monthly income - up to age of 120 - after the 3rd (for AIA Platinum Gift for Life Plus) or 5th (for AIA Platinum Gift for Life (II)) policy year to supplement your desired retirement lifestyle.

      2. When you transfer this policy to your child, he or she will enjoy the monthly income for life, for a head start in achieving his or her dreams.

      3. When your child passes on, your grandchild who is the named beneficiary will receive the death benefit of the policy. This provides him or her with a lump sum inheritance to maintain the type of lifestyle you have built for the family.


    • Lifetime of financial certainty with monthly income (up to age of 120)
      Lifetime of financial certainty with monthly income (up to age of 120)

      This monthly income comprises a guaranteed monthly coupon and a non-guaranteed monthly dividend that offers potential growth.


      AIA Platinum Gift for Life (II)
      Accumulation period: 5 years

      AIA Platinum Gift for Life Plus
      Accumulation period: 3 years

      Payment Term

      Single Premium

      Limited-Pay for 5 years or 10 years

      Single Premium

      Guaranteed Monthly Coupon

      To increase to 145% of the initial guaranteed coupon

      To increase by 8% every 5 years^

      Same throughout the plan

      Non-guaranteed Monthly Dividends3

      To increase by 50% every 5 years (up to 250% of the initial dividends)

      To increase by 6% and 4% respectively every 5 years*

      Same throughout the respective policy year


      Note: The increment of AIA Platinum Gift for Life (II)'s Guaranteed Monthly Coupon and Non-guaranteed Monthly Dividends will begin after the 10th policy year.


      ^Capped at 132% (for a 5-year term) and 140% (for a 10-year term) of the initial guaranteed coupon respectively.

      *Capped at 124% (for a 5-year term) and 120% (for a 10-year term) of the initial dividends respectively.


    • Flexibility to tailor to your needs
      Flexibility to tailor to your needs

      You can decide:

      • between AIA Platinum Gift for Life (II) (choose between Single Premium or Limited-Pay for 5 years or 10 years) and AIA Platinum Gift for Life Plus (Single Premium only),
      • how much guaranteed monthly coupon you want to receive for life, as well as
      • if you wish to receive the monthly income or accumulate it with AIA to earn interest.

    • HASSLE-FREE APPLICATION
      HASSLE-FREE APPLICATION

      With no medical check-ups required, applying for AIA Platinum Gift for Life series is simple and hassle-free! 

    insurance lingo explained

    What do we mean by coupon?

    It usually refers to a guaranteed cash sum which is paid out on a regular basis during the duration of the policy.


    • GET IN TOUCH
    special-promo

    Enjoy 0.5% discount on AIA Platinum Gift For Life Plus
    when you sign up by 31 May 2022!


    Speak to your AIA Financial Services Consultant/Insurance Representative or leave your contact details to find out more.

    Note: Promotion is only applicable for purchase of AIA Platinum Gift for Life Plus plan with a Single Premium of S$250,000 and above. Terms and Conditions apply.

    Get in touch

    What’s your name?*

    What's your mobile number?

    Please select the right country code.

    What's your email address?

    Are you an existing AIA Singapore customer?*

    Drop us a question here:




    Thank You

    Partial NRIC / Passport / FIN No.

    (last 4 characters)

    Date of Birth

    THE FINE PRINT

    the terms and conditions at a glance
    • Depending on the plan that you have selected, the first monthly income will be payable starting one month after the 3rd (for AIA Platinum Gift for Life Plus) or 5th (for AIA Platinum Gift for Life (II)) policy anniversary up to the policy anniversary immediately following the insured’s 120th birthday.
    • In the event of death of the insured, we will pay a death benefit of 101% of the total premiums paid plus any non-guaranteed terminal dividend, and any monthly income left to accumulate with AIA, less any indebtedness. The policy will then be automatically terminated.
    • Monthly dividends and terminal dividend are non-guaranteed and depend on the experience of the participating fund.
    • Limited-Pay for a 5 or 10 years option is only applicable for AIA Platinum Gift for Life (II). 

    DETAILED TERMS AND CONDITIONS

    DETAILED TERMS AND CONDITIONS
    - COLLAPSE + EXPAND

    IMPORTANT NOTES

    This insurance plan is underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) (“AIA”). All insurance applications are subject to AIA’s underwriting and acceptance. This brochure is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract.

    As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should consider carefully before terminating the policy or switching to a new one as there may be disadvantages in doing so. The new policy may cost more or have fewer benefits at the same cost.

    This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

    This advertisement has not been reviewed by the Monetary Authority of Singapore.

    The information is correct as at 15 February 2022.

    CONTACT AIA

    1800 248 8000

    1 Finlayson Green
    Singapore 049246
    View Details

    BOOK AN APPOINTMENT

    GO TO

    AIA.COM

    Visit our corporate site to learn more about AIA.
    Go To
    CONTACT AIA

    1800 248 8000
     

    1 Finlayson Green
    Singapore 049246

    View Details

    BOOK AN APPOINTMENT

    GO TO

    AIA.COM

    Visit our corporate site to learn more about AIA.
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