Life Insurance
Protect your loved ones’ future from life’s uncertainties
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{{label}}Wealth Management
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You have spent years building a life of success for yourself and passing on that wealth has always been an integral part of your financial planning. But we believe that you too, deserve to enjoy that success in the way you most desire.
AIA Platinum Gift for Life series (AIA Platinum Gift for Life (II) and AIA Platinum Gift for Life Plus) are specially designed to supplement the lives of all three generations – for you, your child, and your grandchild.
See how this gift of financial freedom begins when you purchase either plan from this series, insuring your child right from the start:
1. Upon purchase, you will receive monthly income - up to age of 120 - after the 3rd (for AIA Platinum Gift for Life Plus) or 5th (for AIA Platinum Gift for Life (II)) policy year to supplement your desired retirement lifestyle.
2. When you transfer this policy to your child, he or she will enjoy the monthly income for life, for a head start in achieving his or her dreams.
3. When your child passes on, your grandchild who is the named beneficiary will receive the death benefit of the policy. This provides him or her with a lump sum inheritance to maintain the type of lifestyle you have built for the family.
This monthly income comprises a guaranteed monthly coupon and a non-guaranteed monthly dividend that offers potential growth.
AIA Platinum Gift for Life (II) |
AIA Platinum Gift for Life Plus |
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Payment Term |
Single Premium |
Limited-Pay for 5 years or 10 years |
Single Premium |
Guaranteed Monthly Coupon |
To increase to 145% of the initial guaranteed coupon |
To increase by 8% every 5 years^ |
Same throughout the plan |
Non-guaranteed Monthly Dividends3 |
To increase by 50% every 5 years (up to 250% of the initial dividends) |
To increase by 6% and 4% respectively every 5 years* |
Same throughout the respective policy year |
Note: The increment of AIA Platinum Gift for Life (II)'s Guaranteed Monthly Coupon and Non-guaranteed Monthly Dividends will begin after the 10th policy year.
^Capped at 132% (for a 5-year term) and 140% (for a 10-year term) of the initial guaranteed coupon respectively.
*Capped at 124% (for a 5-year term) and 120% (for a 10-year term) of the initial dividends respectively.
You can decide:
With no medical check-ups required, applying for AIA Platinum Gift for Life series is simple and hassle-free!
What do we mean by coupon?
It usually refers to a guaranteed cash sum which is paid out on a regular basis during the duration of the policy.
Speak to your AIA Financial Services Consultant/Insurance Representative or leave your contact details to find out more.
Note: Promotion is only applicable for purchase of AIA Platinum Gift for Life Plus plan with a Single Premium of S$250,000 and above. Terms and Conditions apply.
Partial NRIC / Passport / FIN No.
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Date of Birth
This insurance plan is underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) (“AIA”). All insurance applications are subject to AIA’s underwriting and acceptance. This brochure is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract.
As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should consider carefully before terminating the policy or switching to a new one as there may be disadvantages in doing so. The new policy may cost more or have fewer benefits at the same cost.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
This advertisement has not been reviewed by the Monetary Authority of Singapore.
The information is correct as at 15 February 2022.