AIA Platinum Health

Medical Protection

Period

term

Issue Age

2 weeks - 65 years old

Currency

S$

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AIA APPOINTED representative

What This Product Is About

As a professional who strives for success everywhere you go, you’ll understand the value of protecting your assets, as well as your health. Unfortunately, illness can quickly erode both, with high treatment costs and even loss of income. AIA Platinum Health provides comprehensive medical expense insurance, hospitalisation and surgical coverage anytime, anywhere.

What Does It Provide?

COMPLETE COVERAGE WHEN IT MATTERS MOST

Going to hospital, undergoing surgery or receiving treatment requires your full attention. To ensure your peace of mind, we will reimburse the cost of your medical expenses, including hospitalisation (even in the Intensive Care Unit) and specialist consultations.
HIGH LIFETIME PAYOUT LIMIT

Enjoy the freedom to choose the best medical care available with a high lifetime payout limit of S$5 million. So you can have peace of mind and concentrate on getting better.
KEEP YOUR WEALTH SECURE

Protect your wealth right from the beginning with “as charged” benefits that take care of your hospitalisation costs, including pre-hospitalisation and post-hospitalisation.
FLEXIBILITY TO SEEK A SECOND OPINION

Ensure you get the right treatment with the flexibility to seek a free second diagnosis of any of the 30 medical conditions covered.

GET IN TOUCH

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THE FINE PRINT

the terms and conditions at a glance

Area of cover refers to Brunei, Cambodia, Indonesia, Laos, Malaysia, Myanmar, Philippines, Singapore, Thailand, Vietnam, China, Hong Kong, Macau, Taiwan and India. The cover will stop if you stay outside the Area of Cover beyond 90 days.
Lifetime payout limits are subject to policy year limit and any overall benefit limits.
This policy is subject to deductible. Please refer to Product Summary for more information.
Hospitalisation Benefit includes but not limited to Intensive Care Unit (ICU) and Physician or Specialist Consultation Fee.

DETAILED TERMS AND CONDITIONS

- COLLAPSE + EXPAND

EXCLUSIONS

Things that you won't be able to claim from this policy

There are certain conditions such as pre-existing conditions, for which no benefits will be payable. Please refer to the policy contract for the full list of exclusions.

waiting period

A minimum period of 30 days (for Singapore residents)/180 days (for passers-by) must have passed between policy issue date or reactivated date and diagnosis before a claim can be made.

IMPORTANT NOTES

This insurance plan is underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) (“AIA”).

All insurance applications are subject to AIA’s underwriting and acceptance. This is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract.

Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. You are discouraged from switching from an existing accident and/or health insurance policy to a new one without considering whether the switch is detrimental, as there may be potential disadvantages with switching. A penalty may be imposed for early policy termination and the new policy may cost more or have fewer benefits at the same cost.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

This information is correct as at 4 April 2019.

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AIA Platinum Health

term

2 weeks - 65 years old

S$

AIA APPOINTED representative

What This Product Is About

Talk To Us

What Does It Provide?

COMPLETE COVERAGE WHEN IT MATTERS MOST

HIGH LIFETIME PAYOUT LIMIT

KEEP YOUR WEALTH SECURE

FLEXIBILITY TO SEEK A SECOND OPINION

Get in touch

Thank You

THE FINE PRINT

the terms and conditions at a glance

DETAILED TERMS AND CONDITIONS