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Life Protection
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  • {{title}}

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    • direct - aia term cover

    Life Protection

    Period

    term

    Issue Age

    18 - 65 years old

    Currency

    S$

    You can buy this via

    AIA customer service centre

    WHAT THIS PRODUCT IS ABOUT

    DIRECT - AIA Term Cover is a Direct Purchase Insurance plan which you can sign up for directly from AIA without seeking advice from a financial adviser. It offers high coverage at low premiums, along with the flexibility to choose the length of your coverage to best meet your financial needs.

    • talk to us now talk to us now
      Talk To Us
    • Product Brochure Product Brochure
    • Direct Purchase Insurance Fact Sheet and Checklist Direct Purchase Insurance Fact Sheet and Checklist
    • Application Form for Basic Life Insurance (Adult) Application Form for Basic Life Insurance (Adult)
    • share with a friend share with a friend

    HIGH PROTECTION AT LOW PREMIUMS

    The more affordable way to protect the ones you love.

    what does it provide?

    • HIGH COVERAGE AT AFFORDABLE PREMIUMS
      HIGH COVERAGE AT AFFORDABLE PREMIUMS

      For as little as $0.33 a day you can enjoy protection of up to $100,000, until you reach the age of 65. Your loved ones will be paid the coverage amount you have chosen in the event of death, diagnosis of a terminal illness or total and permanent disability.

    • FLEXIBLE CHOICE OF COVERAGE
      FLEXIBLE CHOICE OF COVERAGE

      Choose the length of your coverage to suit your needs, whether for 5 or 20 years, or up to the age of 65.

    • PREMIUMS THAT WON’T INCREASE
      PREMIUMS THAT WON’T INCREASE

      Relax in the knowledge that your premiums won’t increase as you get older.

    • GUARANTEED RENEWAL
      GUARANTEED RENEWAL

      The 5-year plan is guaranteed to be renewable up to the age of 85, regardless of the state of your health.

    insurance lingo explained

    What do we mean by total and permanent disability?

    Total and permanent disability means that you are disabled and unable to work in any occupation to earn an income. In addition, the disability must continue for at least 6 consecutive months from the time it started and it must be permanent with no possibility of improvement in the foreseeable future;

     

    Total and permanent disability means if you suffer total loss of use of:

    1. your entire sight in both eyes; or
    2. any two limbs at or above the wrist or ankle; or
    3. your entire sight in one eye and any one limb at or above the wrist or ankle.

    DO YOU WANT ADDITIONAL PEACE OF MIND?

    Additional options are available for you to customise your cover to make sure it suits your individual needs.

    • CRITICAL ILLNESS PROTECTION

      Add on additional protection for critical illnesses up to the age of 65, allowing you to focus on recuperation without having to worry about your finances.

    • GET IN TOUCH

    Get in touch

    What’s your name?*

    What's your mobile number?*

    Please select the right country code.

    What's your email address?*

    Are you an existing AIA Singapore customer?*

    Drop us a question here:

    Thank You

    Partial NRIC / Passport / FIN No.

    (last 4 characters)

    Date of Birth

    THE FINE PRINT

    the terms and conditions at a glance
    • The premium of $0.33 a day as illustrated is based on a 30-year-old male non-smoker.
    • The maximum coverage for total and permanent disability benefit is up to the age of 65.
    • Premiums will only remain unchanged during the term of the basic plan. Upon renewal of a 5-year term plan, the premiums will be based on the insured’s age (last birthday) at the time of renewal.
    • The last renewal age for the 5-year term is 80.
    DETAILED TERMS AND CONDITIONS
    DETAILED TERMS AND CONDITIONS
    - COLLAPSE + EXPAND

    EXCLUSIONS

    Things that you won't be able to claim from this policy

    There are certain conditions such as pre-existing conditions, for which no benefits will be payable. Please refer to the policy contract for the full list of exclusions.

    IMPORTANT NOTES

    This insurance plan is underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) (“AIA”).

    All insurance applications are subject to AIA’s underwriting and acceptance. This is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract.

    As this product has no savings or investment feature, there is no cash value if the policy ends or if the policy is terminated prematurely. You should consider carefully before terminating the policy or switching to a new one as there may be disadvantages in doing so. The new policy may cost more or have fewer benefits at the same cost.

    This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

    This advertisement has not been reviewed by the Monetary Authority of Singapore.

    The information is correct as at 17 October 2019.
    CONTACT AIA

    1800 248 8000

    1 Finlayson Green
    Singapore 049246
    View Details
    Marketing Consent
    GO TO

    AIA.COM

    Visit our corporate site to learn more about AIA.
    Go To
    CONTACT AIA

    1800 248 8000
     

    1 Finlayson Green
    Singapore 049246

    View Details
    GO TO

    AIA.COM

    Visit our corporate site to learn more about AIA.
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