direct - aia term cover

Life Protection

Period

term

Issue Age

18 - 65 years old

Currency

S$

You can buy this via

AIA customer service centre

WHAT THIS PRODUCT IS ABOUT

DIRECT - AIA Term Cover is a Direct Purchase Insurance plan which you can sign up for directly from AIA without seeking advice from a financial adviser. It offers high coverage at low premiums, along with the flexibility to choose the length of your coverage to best meet your financial needs.

find out more about Direct Purchase Insurance

what does it provide?

HIGH COVERAGE AT AFFORDABLE PREMIUMS

For as little as $1 a day you can enjoy protection of up to $100,000, until you reach the age of 65. Your loved ones will be paid the coverage amount you have chosen in the event of death, diagnosis of a terminal illness or total and permanent disability.
FLEXIBLE CHOICE OF COVERAGE

Choose the length of your coverage to suit your needs, whether for 5 or 20 years, or up to the age of 65.
PREMIUMS THAT WON’T INCREASE

Relax in the knowledge that your premiums won’t increase as you get older.
GUARANTEED RENEWAL

The 5-year plan is guaranteed to be renewable up to the age of 85, regardless of the state of your health.

insurance lingo explained

What do we mean by total and permanent disability?

Total and permanent disability means that you are disabled and unable to work in any occupation to earn an income. In addition, the disability must continue for at least 6 consecutive months from the time it started and it must be permanent with no possibility of improvement in the foreseeable future;

Total and permanent disability means if you suffer total loss of use of:

your entire sight in both eyes; or
any two limbs at or above the wrist or ankle; or
your entire sight in one eye and any one limb at or above the wrist or ankle.

DO YOU WANT ADDITIONAL PEACE OF MIND?

Additional options are available for you to customise your cover to make sure it suits your individual needs.

CRITICAL ILLNESS PROTECTION

Add on additional protection for critical illnesses up to the age of 65, allowing you to focus on recuperation without having to worry about your finances.

GET IN TOUCH

Get in touch

What’s your name?*

What's your mobile number?*

Please select the right country code.

What's your email address?*

Are you an existing AIA Singapore customer?*

Drop us a question here:

Partial NRIC / Passport / FIN No.

(last 4 characters)

Date of Birth

THE FINE PRINT

the terms and conditions at a glance

The premium of $1 a day as illustrated is based on a 30-year-old male non-smoker.
The maximum coverage for total and permanent disability benefit is up to the age of 65.
Premiums will only remain unchanged during the term of the basic plan. Upon renewal of a 5-year term plan, the premiums will be based on the insured’s age at the time of renewal.
The last renewal age for the 5-year term is 80.

DETAILED TERMS AND CONDITIONS

- COLLAPSE + EXPAND

EXCLUSIONS

Things that you won't be able to claim from this policy

There are certain conditions such as pre-existing conditions, for which no benefits will be payable. Please refer to the policy contract for the full list of exclusions.

IMPORTANT NOTES

This insurance plan is underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) (“AIA”).

All insurance applications are subject to AIA’s underwriting and acceptance. This is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract.

As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should consider carefully before terminating the policy or switching to a new one as there may be disadvantages in doing so. The new policy may cost more or have fewer benefits at the same cost.

This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of the coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

The information is correct as at 10 December 2018.

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direct - aia term cover

term

18 - 65 years old

S$

AIA customer service centre

WHAT THIS PRODUCT IS ABOUT

Talk To Us

find out more about Direct Purchase Insurance

what does it provide?

HIGH COVERAGE AT AFFORDABLE PREMIUMS

FLEXIBLE CHOICE OF COVERAGE

PREMIUMS THAT WON’T INCREASE

GUARANTEED RENEWAL

insurance lingo explained

DO YOU WANT ADDITIONAL PEACE OF MIND?

CRITICAL ILLNESS PROTECTION

Get in touch

Thank You

THE FINE PRINT

the terms and conditions at a glance

DETAILED TERMS AND CONDITIONS

DETAILED TERMS AND CONDITIONS

EXCLUSIONS

IMPORTANT NOTES