​​​Protect your loved ones affordably

DIRECT - AIA Term Cover

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DIRECT - AIA Term Cover

​​Secure cost-effective protection for your family with a Direct Purchase term life insurance plan that offers high coverage at low premiums.​​     ​





Issue Age:

18 - 65 Years Old

More info

Coverage amount will be paid out in the event of death, diagnosis of a terminal illness or total and permanent disability (up to age 65).​​​

Do you want additional peace of mind?

Additional options are available to customise your direct insurance plan to make sure it suits your individual needs.

Add on ​extra ​protection for critical illnesses up to the age of 65.

High protection at low premiums

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[1] "AIA Persons" refers to AIA Singapore Private Limited, its associated persons/organisations, its and their third-party service providers and its and their representatives, whether within or outside Singapore.
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Terms and conditions

  • The premium of $0.33 a day as illustrated is based on a 30-year-old male non-smoker.
  • The coverage for total and permanent disability benefit is up to the age of 65.
  • Premiums will only remain unchanged during the term of the basic plan. Upon renewal of a 5-year term plan, the premiums will be based on the insured's age (last birthday) at the time of renewal.
  • The last renewal age for the 5-year term is 80.

This online platform is for you to purchase insurance plans based on your own selection and without any financial advice. Do note that not all our plans are available on this platform. The information and descriptions on this platform are provided solely for general informational purposes and do not constitute any financial advice. It does not have regard to the specific investment objectives, financial situation and particular needs of any persons. Do contact us if you wish to receive any assistance.
Buying a life insurance plan is a long-term commitment on your part. If you cancel your plan prematurely, the cash value you receive (if applicable) may be zero or less than the premiums you have paid for the plan.
This insurance plan is underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) ("AIA"). All insurance applications are subject to AIA's underwriting and acceptance. This is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract.
You may wish to seek advice from an AIA Financial Services Consultant for a financial analysis before purchasing this policy. Should you choose not to seek advice from an AIA Financial Services Consultant, please consider whether the product is suitable for you, and you take responsibility to ensure that this plan is appropriate to meet your financial needs and insurance objectives. You may wish to terminate the policy according to the free-look provision if you find that the policy is unsuitable after purchasing it, and AIA may recover from you any expense incurred in underwriting the policy.
As this product has no savings or investment feature, there is no cash value if the policy ends or if the policy is terminated prematurely. You should consider carefully before terminating the policy or switching to a new one as there may be disadvantages in doing so. The new policy may cost more or have fewer benefits at the same cost. Some benefits of the life policy are not guaranteed e.g. bonus rates. Premium rates for certain policies and riders are not guaranteed. Please refer to the Policy Illustration & important information for details. 
If you purchase online, we will give you 14 days free-look period so that you have sufficient time to consider your purchase. If you are not sure, you can contact us to explain the product features or seek advice from a financial advisor representative about the suitability of the policy before purchasing it. If you decided not to seek any advice, you would have already considered the suitability of the policy for your financial circumstances and needs.
Before purchase, you should use the following resources to consider the different types of Direct Purchase Insurance (DPI) and life policies, and whether this policy you intend to purchase is suitable for your financial circumstances and needs:
  • www.comparefirst.sg to compare the features and premiums of DPI and other types of life policies; and
  • MoneySENSE website to learn more about DPI.
This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
This advertisement has not been reviewed by the Monetary Authority of Singapore.
The information is correct as at 1 July 2024.