Life Insurance
Protect your loved ones’ future from life’s uncertainties
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No matter where you are in life, you’ll have unique financial goals and dreams. Get a head-start with AIA Pro Achiever, a hassle-free investment linked policy that makes investing easy.
With 100% of your premium invested from the start and simplified investing with the option to receive professional investment guidance from AIA, you can grow your savings with ease and focus on what really matters.
I need a lot of money to invest
Investing isn’t only for the rich. You can get started with as little as S$6.60 a day and watch your money grow.
Investing is too complicated
You can rely on our guided portfolio to get started. Choose one based on your risk appetite, investment horizon and targeted return.
I still have time on my side
By investing consistently when you are young, you will allow the power of compounding to work to your advantage.
100% of your premiums are invested from the start with no sales charge and bid-offer spread – meaning every dollar enjoys investment growth potential. To boost growth even further, all supplementary charges end after paying 13 years of premiums.
After paying 12 years of premiums, AIA Pro Achiever rewards you for staying invested with 5% extra allocation till age 100.
You get exclusive access to Guided Portfolios which are put together by AIA. Choose from 3 portfolios – Pro Adventurous, Pro Balanced or Pro Cautious to suit your risk appetite. Each portfolio is thoroughly researched and well-diversified across asset classes, built on Mercer’s insights and knowledge. For the astute investors, you have the flexibility to pick your own basket of funds to suit your changing needs.
In the event of your untimely passing during a market downturn, your investments are protected and your family will receive an equivalent of the total premiums you have paid.
There’s no need to worry about outgrowing your financial investment plan. Free fund switching lets you adapt to your evolving risk appetite, while free auto fund rebalancing helps keep your portfolio on track. You can capitalise on opportunities by adding top-ups, or cash out should the need arise. And if the going gets rough, take a premium holiday, and pick up again when your finances turn around.
Additional options are available for you to customise your cover to make sure it suits your individual needs.
The Critical Protector Waiver of Premium takes care of all future premiums if you become critically ill, so your investments will keep growing no matter what.
If you bought the plan for your child, we will take care of all future premiums if you become critically ill, disabled or deceased, so your child’s future stays on course even if the worst happens.
*Valid till 28 February 2021, discount is applicable to first year's premium for eligible plans only. AIA Rediscover Life Campaign 2021 terms and conditions apply, please refer to aia.com.sg/rediscoverlife for details.
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A 5% sales charge will apply on all top-ups.
Charges apply if the following events happen prior to the payment of the 13 years of annual premium:
This insurance plan is underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) (“AIA”). All insurance applications are subject to AIA’s underwriting and acceptance.
This is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contracts. You are advised to read the policy contract.
AIA Pro Achiever is a regular premium Investment-linked Plan (ILP) offered by AIA, which invests in ILP sub-fund(s). Investments in this plan are subject to investment risks including the possible loss of the principal amount invested. The performance of the ILP sub-fund(s) is not guaranteed and the value of the units in the ILP sub-fund(s) and the income accruing to the units, if any, may fall or rise. Past performance is not necessarily indicative of the future performance of the ILP sub-fund(s).
You should seek advice from a qualified adviser and read the product summary and product highlights sheet(s) before deciding whether the product is suitable for you. A product summary and product highlights sheet(s) relating to the ILP sub-fund(s) are available and may be obtained from your AIA Financial Services Consultant or Insurance Representative. A potential investor should read the product summary and product highlights sheet(s) before deciding whether to subscribe for units in the ILP sub-fund(s).
Any access to confidential and proprietary information via Guided Portfolios is intended for your exclusive reference, for general information purposes only. This information is not, nor intended to be, investment advice and shall not be relied on as such. This does not constitute an offer or a solicitation of an offer to buy or sell securities, commodities and/or any other financial instruments or products or constitute a solicitation on behalf of any of the investment managers, their affiliates, products or strategies. Guided Portfolios does not give any representations or warranties as to the accuracy of any information provided to you and does not accept any responsibility or liability for any loss or damage which you may suffer arising out of or in connection with your purchase. Where appropriate, you are encouraged to seek independent legal, tax and other professional advice. This material has been prepared by AIA and is for informational purposes only.
As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should consider carefully before terminating the policy or switching to a new one as there may be disadvantages in doing so. The new policy may cost more or have fewer benefits at the same cost.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
This advertisement has not been reviewed by the Monetary Authority of Singapore.
The information is correct as at 13 March 2019.