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AIA MultiStage Critical Protector

​​An affordable way to​ supplement your protection against 6 common critical illnesses (CIs).





Issue Age

16 - 55 Years Old


More info

One-time 100% payout applies only for the following 6 critical illnesses: 
  • Cancer, Heart Attack, and Stroke at the early, intermediate, and major stage
  • Kidney Failure, Alzheimer's Disease, and Parkinson's Disease at the major stage 

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Terms and conditions

  • Only available to Singapore Residents.
  • The premium of "S$0.43/day" is based on a 16-year-old male (as of age last birthday), non-smoker, who purchases AIA MultiStage Critical Protector with a coverage amount of S$50,000 for a 20-year term, using the annual premium rate divided by 365 days.
  • The fixed premium rate is determined at the age of entry. Premium rates are non-guaranteed and may be adjusted based on future experience of the plan. You will be advised on revision in your premium rate, if any, prior to policy renewals. 
  • 100% of the coverage amount will be paid out only once, and the plan will be terminated thereafter. 

This insurance plan is underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) ("AIA"). All insurance applications are subject to AIA's underwriting and acceptance. This is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract.
Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. You are discouraged from switching from an existing accident and/or health insurance policy to a new one without considering whether the switch is detrimental, as there may be potential disadvantages with switching. A penalty may be imposed for early policy termination and the new policy may cost more or have fewer benefits at the same cost.
Should you choose not to seek advice from an AIA Financial Services Consultant / Insurance Representative, please consider whether the product is suitable for you, and you take responsibility to ensure that this plan is appropriate to meet your financial needs and insurance objectives.
This policy is protected under the Policy Owners' Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
This advertisement has not been reviewed by the Monetary Authority of Singapore.
The information is correct as at 18 February 2023.