Life Insurance
Protect your loved ones’ future from life’s uncertainties
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AIA MultiStage Critical Protector is a simple and affordable way to supplement your protection against 6 common critical illnesses. Now you can live life to the fullest, knowing that you will be financially safeguarded with a one-time 100% payout as you head towards recovery.
AIA MultiStage Critical Protector covers you with a one-time 100% payout for the following 6 critical illnesses:
From less than S$0.50/day, choose from 4 coverage amounts (S$50K, S$100K, S$150K or S$250K) so you can be worry-free in your journey towards recovery, should you be diagnosed with a covered critical illness.
Flexibility to choose between a 20-year term or be protected until age 65.
Sign up easily with only 3 questions asked and no medical check-up required.
Your premiums do not increase with time, as compared to some other plans in the market. You can thus stay assured and well-protected at an affordable cost.
Here are the fixed premium rates for a S$50K coverage amount:
35-year-old male | $30/month for 20 years |
35-year-old female | $43/month for 20 years |
Note: Premium rates are based on a 20-year term for a non-smoker and rounded down to the nearest dollar.
* Fight the Hike with AIA Promotion 2022 Terms and Conditions apply.
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Things that you won't be able to claim from this policy
There are exclusions such as pre-existing conditions, whereby no benefits will be payable. Waiting period and survival period are applicable before the benefits will be payable. You are advised to read the relevant policy contract for details.
The maximum coverage amount per insured for AIA MultiStage Critical Protector is $250,000.
In addition, please note that the total coverage amount for the same insured under MultiStage Critical Protector, MultiStage Cancer Cover, Critical Illness Guard and Cancer Cover should not exceed S$300,000.
This insurance plan is underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) (“AIA”). All insurance applications are subject to AIA’s underwriting and acceptance.
This is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract.
Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. You are discouraged from switching from an existing accident and/or health insurance policy to a new one without considering whether the switch is detrimental, as there may be potential disadvantages with switching. A penalty may be imposed for early policy termination and the new policy may cost more or have fewer benefits at the same cost.
Should you choose not to seek advice from an AIA Financial Services Consultant / Insurance Representative, please consider whether the product is suitable for you, and you take responsibility to ensure that this plan is appropriate to meet your financial needs and insurance objectives.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
This advertisement has not been reviewed by the Monetary Authority of Singapore.
The information is correct as at 1 September 2021.