AIA MultiStage Critical Protector

Period

Term

Issue Age

16 – 55 years old

Currency

S$

You can buy this via

AIA APPOINTED REPRESENTATIVE

What This Product Is About

AIA MultiStage Critical Protector is a simple and affordable way to supplement your protection against 6 common critical illnesses. Now you can live life to the fullest, knowing that you will be financially safeguarded with a one-time 100% payout as you head towards recovery.

GET IN TOUCH

What Does It Provide?

Covers 6 common critical illnesses

AIA MultiStage Critical Protector covers you with a one-time 100% payout for the following 6 critical illnesses:

Cancer, Heart Attack, and Stroke at the early, intermediate, and major stage

Kidney Failure, Alzheimer’s Disease, and Parkinson’s Disease at the major stage
Choice of 4 coverage amounts

From less than S$0.50/day, choose from 4 coverage amounts (S$50K, S$100K, S$150K or S$250K) so you can be worry-free in your journey towards recovery, should you be diagnosed with a covered critical illness.
Choice of coverage period

Flexibility to choose between a 20-year term or be protected until age 65.
Fuss-free sign-up process

Sign up easily with only 3 questions asked and no medical check-up required.
Affordable premiums that do not increase with time

Your premiums do not increase with time, as compared to some other plans in the market. You can thus stay assured and well-protected at an affordable cost.

Here are the fixed premium ratesfor a S$50K coverage amount:

35-year-old male $30/month for 20 years

35-year-old female $43/month for 20 years

Note: Premium rates are based on a 20-year term for a non-smoker and rounded down to the nearest dollar.

Get in touch

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Are you an existing AIA Singapore customer?*

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By providing your personal data and submitting this form, you consent to the collection, use, disclosure, processing and retention of your personal data by AIA Persons^[1] , for purposes of addressing your enquiry ("Purpose"), in accordance with AIA Personal Data Policy (Singapore) . You also consent to being contacted by AIA Persons^[1] via your provided contact details^[2] for such Purpose.

¹ "AIA Persons" refers to AIA Singapore Private Limited, its associated persons/organisations, its and their third-party service providers and its and their representatives, whether within or outside Singapore.

² If you have provided your mobile number, we will contact you via voice call and/or text message (e.g. SMS/MMS). If you have provided your email address, we will contact you via email.

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THE FINE PRINT

the terms and conditions at a glance

Only available to Singapore Residents.
The premium of “less than S$0.50/day” is based on a 16-year-old male (as of age last birthday), non-smoker, who purchases AIA MultiStage Critical Protector with a coverage amount of S$50,000 for a 20-year term.
The fixed premium rate is determined at the age of entry. Premium rates are non-guaranteed and may be adjusted based on future experience of the plan. You will be advised on revision in your premium rate, if any, prior to policy renewals.
100% of the coverage amount will be paid out only once, and the plan will be terminated thereafter.

DETAILED TERMS AND CONDITIONS

- COLLAPSE + EXPAND

EXCLUSIONS

Things that you won't be able to claim from this policy

There are exclusions such as pre-existing conditions, whereby no benefits will be payable. Waiting period and survival period are applicable before the benefits will be payable. You are advised to read the relevant policy contract for details.

MAXIMUM COVERAGE LIMIT

The maximum coverage amount per insured for AIA MultiStage Critical Protector is $250,000.

In addition, please note that the total coverage amount for the same insured under MultiStage Critical Protector, MultiStage Cancer Cover, Critical Illness Guard and Cancer Cover should not exceed S$300,000.

IMPORTANT NOTES

This insurance plan is underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) (“AIA”). All insurance applications are subject to AIA’s underwriting and acceptance.

This is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract.

Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. You are discouraged from switching from an existing accident and/or health insurance policy to a new one without considering whether the switch is detrimental, as there may be potential disadvantages with switching. A penalty may be imposed for early policy termination and the new policy may cost more or have fewer benefits at the same cost.

Should you choose not to seek advice from an AIA Financial Services Consultant / Insurance Representative, please consider whether the product is suitable for you, and you take responsibility to ensure that this plan is appropriate to meet your financial needs and insurance objectives.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

The information is correct as at 1 September 2021.

35-year-old male	$30/month for 20 years
35-year-old female	$43/month for 20 years

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AIA MultiStage Critical Protector

Term

16 – 55 years old

S$

AIA APPOINTED REPRESENTATIVE

What This Product Is About

What Does It Provide?

Covers 6 common critical illnesses

Choice of 4 coverage amounts

Choice of coverage period

Fuss-free sign-up process

Affordable premiums that do not increase with time

Get in touch

Thank You

THE FINE PRINT

the terms and conditions at a glance