aia glow of life

There are certain conditions such as pre-existing conditions whereby no benefits will be payable. Please refer to the policy contract for the full list of exclusions.

A minimum period of time called the waiting period must have passed between policy issue date or reactivated date and diagnosis before a claim can be made. Different conditions have different waiting periods as outlined below. You may refer to the policy contract for further details.  

• There is a waiting period of 90 days for female cancers excluding breast cancer, systemic lupus erythematosus with lupus nephritis (S.L.E), rheumatoid arthritis, osteoporosis and urinary incontinence 
• There is a waiting period of 180 days for breast cancer and female carcinoma-in-situ

This insurance plan is underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) (“AIA”).All insurance applications are subject to AIA’s underwriting and acceptance. This is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract.

Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. You are discouraged from switching from an existing accident and/or health insurance policy to a new one without considering whether the switch is detrimental, as there may be potential disadvantages with switching. A penalty may be imposed for early termination and the new policy may cost more or have fewer benefits at the same cost.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

The advertisement has not been reviewed by the Monetary Authority of Singapore.

The information is correct as at 3 April 2019.