aia glow of life

Critical Illness Protection

Period

term

Issue Age

16 - 59 years old

Currency

S$

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AIA APPOINTED representative

WHAT THIS PRODUCT IS ABOUT

Life is full of thrilling opportunities and new discoveries, but there may also be unforeseen challenges. Being prepared can help to reduce the impact of issues like a serious illness. AIA Glow of Life is a critical illness plan that caters specifically to the needs of women. It provides coverage for a range of conditions including those that particularly affect women, so you can take charge of your health and your financial well-being to ensure a life that’s radiant.

what does it provide?

PAYOUTS FOR A RANGE OF CONDITIONS

You can receive payouts for conditions that particularly affect women such as osteoporosis, rheumatoid arthritis and breast cancer, giving you the confidence and financial means to handle whatever comes your way.
REIMBURSEMENT FOR RECONSTRUCTIVE SURGERY

Enjoy a reimbursement of up to 100% of your coverage for reconstructive surgery following an accident or burn.
FREE HEALTH CHECKUPS

Finding out about potential health problems early gives you a much better chance of overcoming them. With AIA Glow of Life, you can enjoy a complimentary medical checkup every 2 years, starting from the 3^rd year of the policy.
RENEWAL BONUS - 5% EXTRA COVERAGE

For the first 5 years, you can enjoy additional coverage of 5% every time you renew your policy – because we all like a little extra.

GET IN TOUCH

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THE FINE PRINT

DETAILED TERMS AND CONDITIONS

- COLLAPSE + EXPAND

EXCLUSIONS

Things that you won't be able to claim from this policy

There are certain conditions such as pre-existing conditions whereby no benefits will be payable. Please refer to the policy contract for the full list of exclusions.

WAITING PERIOD

A minimum period of time called the waiting period must have passed between policy issue date or reactivated date and diagnosis before a claim can be made. Different conditions have different waiting periods as outlined below. You may refer to the policy contract for further details.

There is a waiting period of 90 days for female cancers excluding breast cancer, systemic lupus erythematosus with lupus nephritis (S.L.E), rheumatoid arthritis, osteoporosis and urinary incontinence
There is a waiting period of 180 days for breast cancer and female carcinoma-in-situ

IMPORTANT NOTES

This insurance plan is underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) (“AIA”).All insurance applications are subject to AIA’s underwriting and acceptance. This is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract.

Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. You are discouraged from switching from an existing accident and/or health insurance policy to a new one without considering whether the switch is detrimental, as there may be potential disadvantages with switching. A penalty may be imposed for early termination and the new policy may cost more or have fewer benefits at the same cost.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

The advertisement has not been reviewed by the Monetary Authority of Singapore.

The information is correct as at 3 April 2019.

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aia glow of life

term

16 - 59 years old

S$

AIA APPOINTED representative

WHAT THIS PRODUCT IS ABOUT

Talk To Us

what does it provide?

PAYOUTS FOR A RANGE OF CONDITIONS

REIMBURSEMENT FOR RECONSTRUCTIVE SURGERY

FREE HEALTH CHECKUPS

RENEWAL BONUS - 5% EXTRA COVERAGE

Get in touch

Thank You

THE FINE PRINT

DETAILED TERMS AND CONDITIONS

DETAILED TERMS AND CONDITIONS

EXCLUSIONS