Medical Insurance Coverage for Foreign Workers

AIA Singapore's products and solutions1 meet the mandatory requirements set out by Ministry of Manpower (MOM) for medical insurance coverage for Foreign Workers (S Pass and Work Permit Holders). 
 
Employers are required to purchase and maintain medical insurance for their Foreign Worker with at least S$60,000 coverage per year. 
Our range of products and solutions1 comply with MOM enhanced Medical Insurance requirements: 
Description Meets Requirements
Annual claim limit of at least S$60,000, inclusive of a first-dollar cover of S$15,000. 
Yes
For portion of the bill above S$15,000, employer must co-pay up to 25% (to the hospital).  Yes
Exclusions are in line with MOM's list of allowable exclusions. 
Yes
Age-differentiated premiums are in 2 age bands: (1) <50 years old and (2) >50 years old.
Yes
Insurers will reimburse our portion of the hospital bill to hospitals directly upon admissibility of the medical claim.  Yes
 
1 Foreign Worker Protector Plus, Flexi Vital Care Plus, and customised Group Hospital & Surgical plans.

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[1] "AIA Persons" refers to AIA Singapore Private Limited, its associated persons/organisations, its and their third-party service providers and its and their representatives, whether within or outside Singapore.
 
 
[3] If you have provided your mobile number, we will contact you via voice call and/or text message (e.g. SMS/MMS). If you have provided your email address, we will contact you via email.
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