AIA Singapore's products and solutions¹ meet the mandatory requirements set out by Ministry of Manpower (MOM) for medical insurance coverage for Foreign Workers (S Pass and Work Permit Holders).

Employers are required to purchase and maintain medical insurance for their Foreign Worker with at least S$60,000 coverage per year.

Our range of products and solutions¹ comply with MOM enhanced Medical Insurance requirements:

Description	Meets Requirements
Annual claim limit of at least S$60,000, inclusive of a first-dollar cover of S$15,000.	Yes
For portion of the bill above S$15,000, employer must co-pay up to 25% (to the hospital).	Yes
Exclusions are in line with MOM's list of allowable exclusions.	Yes
Age-differentiated premiums are in 2 age bands: (1) <50 years old and (2) >50 years old.	Yes
Insurers will reimburse our portion of the hospital bill to hospitals directly upon admissibility of the medical claim.	Yes

¹Foreign Worker Protector Plus, Flexi Vital Care Plus, and customised Group Hospital & Surgical plans.

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Medical Insurance Coverage for Foreign Workers

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