AIA Star Protector Plus

Accident Protection

Period

Term

Issue Age

2 weeks - 16 years old

Currency

S$

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AIA APPOINTED representative

What This Product Is About

AIA Star Protector Plus is a personal accident insurance plan for kids that offers affordable worldwide accident and health cover for your child. It provides protection against accidental injuries and burns, as well as coverage for 16 common diseases, giving them the confidence to explore life to the fullest.

GET IN TOUCH

What Does It Provide?

COVERAGE FOR COMMON ILLNESSES

If your child falls sick, you will want fast, quality treatment without worrying about costs. AIA Star Protector Plus reimburses the cost of treating 16 common diseases, including hand, foot & mouth disease, dengue fever and food poisoning.
DOUBLE PAYOUT

Receive a double payout if your child is disabled or suffered burns due to an accident that happened at school, on public or private transport, or as a pedestrian on the road.
CASH TO HELP COPE WITH CATASTROPHIC DISABILITIES

If a catastrophic disability should happen, we will provide a monthly cash payout for up to 20 years to help alleviate the financial strain.
HELP WITH EDUCATION IF YOU’RE NO LONGER AROUND

If you pass away due to an accident before the age of 75, we will waive the premium until your child reaches his or her 21^st birthday. We will also help with your child’s education by providing a cash payout. You can be assured that your child will be taken care of even after you are gone.
RENEWAL BONUS - UP TO 25% EXTRA COVERAGE

For the first 5 years, your child can enjoy additional coverage of 5% every time you renew the policy – because we all like a little extra.
CHOICE TO ADD ON CHILD CRITICAL ILLNESSES BENEFIT

Covers 17 child critical illnesses, up to the policy anniversary after your child turns 21. You also have the option to convert this benefit to a whole life or endowment plan when your child enters adulthood.

insurance lingo explained

What do we mean by catastrophic disability?

It refers to:

Coma
Paralysis
Total loss of use of 2 limbs
Total loss of sight of both eyes
Total loss of use of 1 limb and total loss of sight of 1 eye

What do we mean by whole life plan?

It offers a lifetime insurance protection. You pay premiums throughout your life, but this can be changed to a limited period. It will pay out the insured amount and any bonuses you have built up when you make a claim.

What do we mean by endowment plan?

It offers insurance protection and savings. It will pay out the insured amount and any bonuses you have built up when you make a claim, choose to stop the policy or at the end of the policy.

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THE FINE PRINT

the terms and conditions at a glance

The additional 5% coverage only applies to the accidental death, accidental dismemberment and burns benefit.
The conversion option for child critical illness benefit is only applicable to standard lives.
To receive assistance for Emergency Medical Evacuation and Repatriation Benefits, please call (+65) 6338 6200.

DETAILED TERMS AND CONDITIONS

- COLLAPSE + EXPAND

EXCLUSIONS

Things that you won't be able to claim from this policy

There are certain conditions such as pre-existing conditions, for which no benefits will be payable. Please refer to the policy contract for the full list of exclusions.

WAITING PERIOD

A minimum period of 90 days must have passed between the policy issue date or reactivated date and diagnosis of a child critical illness before a claim can be made.

SURVIVAL PERIOD

Your child must survive at least 30 days after the diagnosis of a child critical illness before a claim can be made.

DEFERMENT PERIOD

The payout for catastrophic disability and permanent disability will begin 6 months after the disability was first suffered.

IMPORTANT NOTES

These insurance plans are underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) (“AIA”). All insurance applications are subject to AIA’s underwriting and acceptance.

This is not a contract of insurance. The precise terms and conditions of these plans, including exclusions whereby the benefits under your policies may not be paid out, are specified in the policy contracts. You are advised to read the policy contracts.

Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. You are discouraged from switching from an existing accident and/or health insurance policy to a new one without considering whether the switch is detrimental, as there may be potential disadvantages with switching. A penalty may be imposed for early policy termination and the new policy may cost more or have fewer benefits at the same cost. Most of the benefits of this policy will be payable upon the occurrence of an accident.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

The information is correct as at 9 April 2019.

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AIA Star Protector Plus

Term

2 weeks - 16 years old

S$

AIA APPOINTED representative

What This Product Is About

Talk To Us

What Does It Provide?

COVERAGE FOR COMMON ILLNESSES

DOUBLE PAYOUT

CASH TO HELP COPE WITH CATASTROPHIC DISABILITIES

HELP WITH EDUCATION IF YOU’RE NO LONGER AROUND

RENEWAL BONUS - UP TO 25% EXTRA COVERAGE

CHOICE TO ADD ON CHILD CRITICAL ILLNESSES BENEFIT

insurance lingo explained

Get in touch

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