AIA Pre-authorisation

Why do I need pre-authorisation?

Enjoy greater peace of mind with AIA Pre-authorisation when you get your medical bill pre-approved before admission or surgery at private specialist clinics or private hospitals.

Benefits of pre-authorisation

No bill shock

Get peace of mind and upfront assurance as we will inform you of the amount covered by AIA prior to treatment.

Minimise cash outlay

Let us take care of the deposit and/or other necessary charges directly with your healthcare provider.

Protecting your interests

We will assess the proposed charges and treatments to ensure that fees are reasonable and that treatment is in line with norms.

Keep medical costs affordable

Pre-authorisation helps us to manage medical inflation, which will allow us to moderate the rate of premium increase in the long run.

How does it work?

1

STEP 1

Activate pre-authorisation


This can be done via:
 
You will receive an SMS/Email confirmation when you have successfully submitted the pre-authorisation request.
 

2

STEP 2

Doctor provides medical details to AIA

 
AIA will notify your doctor via email to submit medical information for assessment.
 
You will be notified via SMS/email of your doctor's submission.
 

3

STEP 3

AIA notifies you of the outcome

 
AIA will assess the pre-authorisation request within 3 working days from the time we receive the e-form submission from your doctor with complete information. Once approved, you will be issued a certificate of pre-authorisation confirming the coverage amount for your treatment and hospitalisation.
 
You will be notified via SMS/email to download the certificate of pre-authorisation via AIA+.
 

Have a question about pre-authorisation?

Contact our AIA Hotline at 1800 248 8000 regarding pre-authorisation and other aspects of AIA HealthShield Gold Max, AIA Platinum Health and AIA Platinum International Health policies.
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What you need to know

  • Please note that AIA Pre-Authorisation is not applicable for emergency hospital admissions; and at Public Hospitals and hospitals/treatment sought outside of Singapore.
  • Upon approval of your pre-authorisation request, we will issue a certificate of pre-authorisation stating the medical diagnosis, treatment date, procedures and the approved amount. Items or expenses that are not covered by the certificate of pre-authorisation will need to be payable by the patient.
  • We shall pay eligible expenses incurred, subject to any pro-ration factor, deductible and/or co-insurance, any other benefit limits as stated in the benefit table and terms and conditions of the policy contract.
  • The acceptance of certificate of pre-authorisation is subject to individual hospital policy.

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