1. Promotion Period:
    16 December 2016 to 31 March 2017 (both dates inclusive).
  2. Eligibility:
    AIA Secure Term Plus (II), AIA Secure Critical Cover, AIA Triple Critical Cover, AIA Premier Disability Cover, AIA Prime Critical Cover and AIA Platinum Pro Secure (collectively, the “Eligible Plans”). Products with single-premium payment or premiums funded by CPF savings are excluded from this promotion.
  3. This promotion is open to both new and existing customers of AIA Singapore Private Limited (Company Registration No. 201106386R) (“AIA”). A person who submits a proposal to AIA on any of the Eligible Plan(s) will be entitled to receive a Free Gift, provided that:
    1. the proposal is accepted by AIA;
    2. the proposal must be dated, signed, incepted and submitted during the Promotion Period to AIA;
    3. the proposal is for a new policy and is not to top-up the insured amount or add a rider to an existing policy;
    4. the policy is incepted with at least the first 12 months premium fully paid on or before 30 April 2017;
    5. the annual premium requirement is met for each Eligible Plan;
    6. payment of an Eligible Plan must be made via annual mode only;
    7. there is no cancellation of the policy purchased during the free look period;
    8. there is no alteration to the policy purchased within 12 months from the policy inception date, such as the insured amount; and
    9. the proposal for an Eligible Plan has not been previously withdrawn and subsequently re-submitted to AIA during the Promotion Period for consideration.
  4. For the purpose of this promotion, the annual premium shall mean the total premium payable in a year for the policy, including the amount paid for the supplementary benefits if attached to the basic plan and bearing the same policy number. It includes the Goods and Services Tax payable for the policy but excludes the extra premiums payable as a result of substandard loadings.
  5. No aggregation of premiums among two or more Eligible Plans will be allowed to make up for the minimum annual premium or to qualify for the higher annual premium tier.
  6. AIA will issue a letter (“Redemption Letter”) to the eligible customer who is entitled to receive a Free Gift within 3 months from the policy inception date. The Redemption Letter will set out the details of how the Free Gift may be collected.
  7. The Free Gift is not exchangeable and/or refundable for cash, credit or any other item in whole or in part.
  8. Lost, damaged or stolen Free Gifts will not be replaced by AIA.
  9. The usage of all gifts given under this promotion is subjected to the terms and conditions of the merchants providing the relevant products and/or services.
  10. Customers who purchase any of the ‘Eligible Plans” other than AIA Platinum Pro Secure as stated in Clause 2 is entitled to one (1) gift redemption. AIA Platinum Pro Secure policyholders who purchase the plan with Vitality integration will be entitled to a maximum of two (2) gift redemptions.

 

ADDITIONAL TERMS AND CONDITIONS FOR LUCKY DRAW

 

  1. Customers who submit a proposal to AIA for any Eligible Plan within the Promotion Period will be eligible to participate in the “AIA RewardsLIFE Campaign” Lucky Draw (“Lucky Draw”).
    1. the proposal is accepted by AIA;
    2. the proposal must be dated, signed, incepted and submitted during the Promotion Period to AIA;
    3. the proposal is for a new policy and is not to top-up the insured amount or add a rider to an existing policy, except those riders as specified in the Eligible Plans;
    4. the policy is incepted with at least the first 12 months’ premium fully paid on or before [30 April 2017];
    5. the minimum annual premium requirement is S$4,000;
    6. payment of an Eligible Plan must be made via annual mode only;
    7. there is no cancellation of the policy purchased during the free look period;
    8. there is no alteration to the policy purchased such as the insured amount; and
    9. the proposal for an Eligible Plan has not been previously withdrawn and subsequently re-submitted to AIA during the Promotion Period for consideration.
  2. The Lucky Draw will be conducted on 2 June 2017 at AIA Singapore Private Limited, 1 Robinson Road, AIA Tower, Singapore 048542 at 3pm (or at such other date or time or venue as may be determined at AIA’s discretion). The winner shall be selected at random by such means and methods (which may be manual or computerized) as AIA may determine.
  3. There will be a total of three (3) prizes to be won during the Lucky Draw. There will only be one (1) winner for each prize.
  4. All winners will be notified by AIA via post at the mailing address indicated in their policy. The winners shall be required to collect the Lucky Draw prizes in person. The date(s), time(s) and venue(s) of the collection will be made known to the winners in the notification letter. The Lucky Draw prizes must be collected by 31 July 2017. Extension of redemption period will not be entertained. All winners must produce their original NRIC to collect the Lucky Draw prizes.
  5. If any person is subsequently found not to be eligible to participate in the Lucky Draw, has cancelled any policy for the Eligible Plan during the free look period, or fails to collect the Lucky Draw prize within the stipulated deadline, AIA reserves the right to forfeit or reclaim the Lucky Draw prizes at its discretion and confer the same on any other person as may be selected by AIA in any manner as AIA deems fit. No person shall be entitled to any payment or compensation from AIA should any Lucky Draw prize be forfeited.
  6. Each Lucky Draw prize is not exchangeable and/or refundable for cash, credit or any other item in whole or in part. Unclaimed prizes will be donated to a charitable organization of AIA’s choice.

 

GENERAL TERMS AND CONDITIONS

 

  1. AIA reserves the right in its sole and absolute discretion to amend the list of Eligible Plans, replace the Free Gift and/or any Lucky Draw prize with another gift or prize of similar value, withdraw the promotion, or change the terms and conditions of the promotion without having to give any person any prior notice or reason for such replacement/withdrawal/change.
  2. AIA’s decision on all matters relating to the promotion (including the interpretation of terms and conditions of this promotion) will be final and binding on all persons participating in the promotion and no appeals will be entertained.
  3. AIA reserves the right to recover the value of the Free Gift and/or Lucky Draw prize(s) (if any), collected by a person under this promotion if the Eligible Plan(s) purchased by such person during the Promotion Period is terminated or lapses within 12 months from the relevant policy inception date.
  4. AIA will not be responsible for any injury, loss or damages suffered as a result of the redemption or use of the Free Gift and/or Lucky Draw prize.
  5. This promotion cannot be used in conjunction with other promotions carried out by AIA unless otherwise permitted by AIA in its sole and absolute discretion.
  6. Without prejudice to and in addition to the Marketing Consent (if any) given, each customer expressly and irrevocably permits and authorises AIA to disclose, reveal and divulge information regarding his/her personal particulars to its officers, directors, employees, contractors, sub-contractors and AIA Financial Services Consultants (“AIA Representatives”) for the purposes of organising, promoting and conducting the promotion and the Lucky Draw, and to enable any one of the AIA Representatives to contact and follow up with the customer as required. The winners of the Lucky Draw also agree to participate in any form of publicity for this Lucky Draw, and to allow AIA to use their personal data, images and video/audio recordings capturing their images or voices for marketing & promotional purposes.
  7. Important Notes:
    The insurance plans are underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) (“AIA”). All insurance applications are subject to AIA’s underwriting and acceptance.

    This is not a contract of insurance. The precise terms and conditions of these plans, including exclusions whereby the benefits under your plans may not be paid out, are specified in the relevant policy contracts. You are advised to read the policy contracts.

    Buying a life insurance policy can be a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable (if any) may be less than the total premiums paid.

    The information is correct as at 28 November 2016.