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FREE COVID-19 SPECIAL COVERAGE

STANDING BY OUR PROMISE TO YOU

IMPORTANT NOTICE ON THE FREE COVID-19 SPECIAL COVERAGE

On 18 March 2020, the Ministry of Health Singapore issued a travel advisory for all Singaporeans to defer all travel aboard with immediate effect.
https://www.moh.gov.sg/covid-19

In view of this, no Death Benefit or Hospitalisation Income Benefit shall be payable under the Policy if the Insured Person leaves Singapore on or after 27 March 2020 against prevailing travel advisories from the Ministry of Foreign Affairs of Singapore or the Ministry of Health of Singapore.

Please refer to the Policy Document for more information.

AIA SINGAPORE COMMITS TO PUTTING YOUR HEALTH AND WELL-BEING FIRST WITH FREE ADDITIONAL INSURANCE COVER AGAINST COVID-19

Dear Customers,

With the on-going threat of the Coronavirus Disease 2019 (COVID-19) that has led to rising uncertainties, AIA steps forward to bring greater assurance to you. We will be providing free additional insurance cover to all eligible customers with immediate effect¹. It’s our way of standing by our promise of helping you and your loved ones live healthier, longer and better lives, especially when it’s most needed.

With Love,
AIA

COVERAGE BENEFITS

All eligible customers² will automatically benefit from this free additional insurance cover with immediate effect¹. There is no action or additional purchase required from you.

BENEFIT	COVERAGE
DEATH DUE TO CORONAVIRUS DISEASE 2019³ A lump sum benefit shall be paid upon death of the insured person, passing away in Singapore as a direct result of COVID-19.	S$25,000
HOSPITALISATION INCOME³ A lump sum benefit shall be paid for hospital admission resulting directly from COVID-19.	S$1,000

BENEFIT	COVERAGE
DEATH DUE TO CORONAVIRUS DISEASE 2019³ Should Death occur as a direct result of COVID-19, a lump sum benefit shall be paid out.	S$25,000
HOSPITALISATION INCOME³ Upon diagnosis of COVID-19 and admission to hospital, a lump sum benefit shall be paid.	S$1,000

COVERAGE TERM

FOR INDIVIDUAL LIFE CUSTOMERS

You and your loved ones will enjoy these benefits up till 30 June 2021 or 30 days after the Disease Outbreak Response System Condition (DORSCON) level has officially stepped down to green – whichever is earlier.

For more information on your coverage benefits and the full terms & conditions, please read the policy contract for individual life customers below.

FOR AIA CORPORATE CUSTOMERS

AIA Corporate customers will enjoy these benefits up till 30 June 2021 or 30 days after the Disease Outbreak Response System Condition (DORSCON) level has officially stepped down to green – whichever is earlier.

For more information on your coverage benefits and the full terms & conditions, please read the policy contract for corporate customers below.

Frequently Asked Questions

DOCUMENT FOR YOU

IMPORTANT NOTES

FOR INDIVIDUAL LIFE CUSTOMERS

For individual life policies that continue to be in-force as of 31 December 2020, your Free Additional Insurance Cover for COVID-19 will commence on 17 February 2020 or your policy inception date, whichever is later. For individual life policies issued between 1 January 2021 to 31 May 2021, your Free Additional Insurance Cover for COVID-19 will commence on 1 January 2021 or your policy inception date, whichever is later. Irrespective of commencement date, coverage under the Free Additional Insurance Cover for COVID-19 will expire on 30 June 2021 or 30 Days after DORSCON level has officially stepped down to green, whichever is earlier.

Eligible customers shall refer to the policyowner or life insured who is a Singapore Resident* with a valid NRIC/FIN. You must also have an inforce Life Insurance or Accident & Health Insurance policy that has been issued to you on or before 31 May 2021. You are advised to read the policy contract for the full terms and conditions.

This benefit will only be paid out once per insured regardless of the number of individual, accident & health, or corporate policies that the insured member may have with AIA. This may be subject to a waiting period of 14 days before the benefits will be paid out. You are advised to read the policy contract for the full terms and conditions.

FOR CORPORATE CUSTOMERS

For Corporate policies issued prior to or on 29 June 2021, Free Additional Insurance Cover for COVID-19 for insured members will commence on 17 February 2020 or the date the insured member participates in such Corporate policy, whichever is later. Irrespective of commencement date, coverage under the Free Additional Insurance Cover for COVID-19 will expire on 30 June 2021 or 30 Days after DORSCON level has officially stepped down to green, whichever is earlier.

Eligible customers shall refer to the insured members of a Corporate policy who is a Singapore Resident* with a valid NRIC/FIN. You are advised to read the policy contract for the full terms and conditions.

This benefit will only be paid out once per insured regardless of the number of individual, accident & health, or corporate policies that the insured member may have with AIA. This may be subject to a waiting period of 14 days before the benefits will be paid out. You are advised to read the policy contract for the full terms and conditions.

TERMS & CONDITIONS AT A GLANCE

- COLLAPSE + EXPAND

ELIGIBILITY

An insured person

Must be Singapore Resident*
Must hold a valid NRIC/FIN number
Must be a/an
- Policyholder or Life Insured of an in-force Life Insurance or Accident & Health policy that has been issued before 31 May 2021. For policies after 17 February 2020, the insured person has not been diagnosed with COVID-19 prior to the submission of an application for such a policy OR
- Insured Member of an in-force Corporate Solutions policy on or before 29 June 2021.

*Note: For the full definition of a Singapore Resident, please refer to the policy contract for individual life customers.

Waiting Period

A waiting period of 14 days shall apply before the Death Benefit & Hospitalisation Income Benefit will be paid out. You are advised to read the policy contract for the full details.

IMPORTANT NOTES

This insurance plan is underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) (“AIA”)

This is not a contract of insurance. The precise terms and conditions of this plan including exclusions whereby benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg)

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information is correct as at 31 December 2020

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FREE COVID-19 SPECIAL COVERAGE

STANDING BY OUR PROMISE TO YOU

IMPORTANT NOTICE ON THE FREE COVID-19 SPECIAL COVERAGE

AIA SINGAPORE COMMITS TO PUTTING YOUR HEALTH AND WELL-BEING FIRST WITH FREE ADDITIONAL INSURANCE COVER AGAINST COVID-19

COVERAGE BENEFITS

COVERAGE TERM

Frequently Asked Questions

DOCUMENT FOR YOU

IMPORTANT NOTES

TERMS & CONDITIONS AT A GLANCE

TERMS & CONDITIONS AT A GLANCE

ELIGIBILITY

Waiting Period

IMPORTANT NOTES

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