1. Customer who submits a proposal to AIA for any Eligible Plan within the Promotion Period will be eligible to participate in the “AIA 85 Healthy Years” Lucky Draw (“Lucky Draw”). Each Lucky Draw chance entitles the customer to participate in four (4) Monthly Lucky Draws (each a “Monthly Draw”), and in the Grand Lucky Draw (“Grand Draw”), provided that by the date of each Monthly Draw or Grand Draw:
- the proposal is accepted by AIA;
- the proposal must be dated, signed and submitted during the Promotion Period to AIA;
- the proposal is for a new policy and is not to top-up the insured amount or add a rider to an existing policy, except those riders as specified in the Eligible Plans;
- the policy is incepted with at least the first 6 months’ premium fully paid;
- the annual premium requirement is met for each Eligible Plan;
- payment of an Eligible Plan must be made in semi-annual or annual mode only;
- there is no cancellation of the policy purchased during the free look period;
- there is no alteration to the policy purchased such as the insured amount; and
- the proposal for an Eligible Plan has not been previously withdrawn and subsequently re-submitted to AIA during the Promotion Period for consideration.
2. Every S$2,500 of annual premium entitles the customer one (1) Lucky Draw chance subject to a maximum of ten (10) lucky draw chances per purchased Eligible Plan.
3. The Monthly Draws will be conducted on 18 October 2016 (“Draw 1”), 18 November 2016 (“Draw 2”), 20 December 2016 (“Draw 3”) and 20 January 2017 (“Draw 4”). The Grand Draw will be conducted on 20 February 2017. The Draw(s) will be conducted at AIA Singapore Private Limited, 1 Robinson Road, AIA Tower, #13-00, Singapore 048542. Two (2) winners will be drawn for Draw 1 and Draw 2 respectively, three (3) winners will be drawn for Draw 3 and Draw 4 respectively, and one (1) winner will be drawn for the Grand Draw. A Monthly Draw winner will still be entitled to participate in subsequent Monthly Draws (if any) and the Grand Draw.
4. The Grand Draw winner will win S$8,500 cash and one (1) OSIM uLove Massage Chair, and each Monthly Draw winner will win one (1) OSIM uDiva Classic Massage Chair.
5. All winners will be notified by AIA via post at the mailing address indicated in their policy. The winners shall be required to collect the Lucky Draw prizes in person. The date(s), time(s) and venue(s) of the collection will be made known to the winners in the notification letter. The Lucky Draw prizes must be collected by 30 April 2017. Extension of redemption period will not be entertained. All winners must produce their original NRIC to collect the Lucky Draw prizes.
6. If any person is subsequently found not to be eligible to participate in the Lucky Draw, has cancelled any policy for the Eligible Plan during the free look period, or fails to collect the prizes within the stipulated deadline, AIA reserves the right to forfeit or reclaim the Lucky Draw prizes at its discretion and confer the same on any other person as may be selected by AIA in any manner as AIA deems fit. No person shall be entitled to any payment or compensation from AIA should any Lucky Draw prize be forfeited.
7. Without prejudice to and in addition to the Marketing Consent (if any) given, each customer expressly and irrevocably permits and authorizes AIA to disclose, reveal and divulge information regarding his/her personal particulars to its officers, directors, employees, contractors and sub-contractors (“AIA Representatives”) for the purposes of organizing, promoting and conducting the Draw, and to AIA Representatives and AIA Financial Services Consultant(s) to enable any one of them to contact and follow up with the winner. The winners also agree to participate in any form of publicity for this Lucky Draw, and to allow AIA to use their personal data, images and video/audio recordings capturing their images or voices for marketing & promotional purposes.
8. Each Lucky Draw prize is not exchangeable and/or refundable for cash, credit or any other item in whole or in part. Unclaimed prizes will be donated to a charitable organization of AIA’s choice.
9. AIA reserves the right in its sole and absolute discretion to amend the list of Eligible Plans, replace the Free Gift and/or any Lucky Draw prize with another gift or prize of similar value, withdraw the promotion, or change the terms and conditions of the promotion without having to give any person any prior notice or reason for such replacement/withdrawal/change. AIA’s decision on all matters relating to the promotion (including the interpretation of terms and conditions of this promotion) will be final and binding on all persons participating in the promotion and no appeals will be entertained.
10. AIA reserves the right to recover the value of the Free Gift and/or Lucky Draw prize(s) (if any), collected by a person under this promotion if the Eligible Plan(s) purchased by such person during the Promotion Period is terminated or lapses within 12 months from the relevant policy inception date.
11. AIA will not be responsible for any injury, loss or damages suffered as a result of the redemption or use of the Free Gift and/or Lucky Draw prize.
12. This promotion cannot be used in conjunction with other promotions carried out by AIA unless otherwise permitted by AIA in its sole and absolute discretion.