For many, to travel is to live. While spontaneity feels exhilarating, to truly enjoy your holiday, proper planning needs to go into it. The best way to do this could be creating a travel checklist where you tick off items. You can visit the Ministry of Foreign Affairs (MFA) website to download this checklist.
Some of the things on this list could end up being critical components many people tend to forget or neglect. These include having a minimum of six-month validity on your passports, checking for visa requirements or leaving a travel itinerary with someone back home. You should also ensure you bring sufficient money, this should typically be more than your initial budget to cater for unexpected expenses.
Carrying along a suitable credit card is also advisable, especially one that earns the most rewards on overseas spending, so be sure to inform your bank to unlock the relevant cards you may end up using on a holiday. This is to avoid being forced to use credit cards or ATM cards that charge high fees, transaction costs and exchange rates for overseas usage.
On the top of its list however, is to purchase suitable travel insurance with overseas hospitalisation and medical evacuation coverage. The AIA Around The World Plus policy gives travellers peace of mind with protection spanning all countries, for up to $2 million in overseas medical expenses and for up to 45 days of follow-up treatment after the trip.