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Disclaimer |
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To the fullest extent permissible pursuant to applicable law, the materials on this website are provided "as is" and without warranties of any kind either expressed or implied and American International Assurance Co., Ltd. and its subsidiaries and affiliates (collectively, "AIA Singapore") disclaim all warranties, expressed or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. AIA Singapore does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this website or the server that makes it available are free of viruses or other harmful components. AIA Singapore does not warrant or make any representations regarding the use or the results of the use of the materials on this website in terms of their correctness, accuracy, reliability, or otherwise. You (and not AIA Singapore) assume the entire cost of all necessary servicing, repair, or correction. The information and descriptions contained herein are not necessarily intended to be complete descriptions of all terms, exclusions and conditions applicable to the products and services, but are provided solely for general informational purposes; please refer to the actual policy or the relevant product or services agreement.
This website may be linked to other websites which are not maintained by AIA Singapore. AIA Singapore is not responsible for the content of those websites. The inclusion of any link to such websites does not imply approval of or endorsement by AIA Singapore of the websites or the content thereof. |
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Limitation of Liability |
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While AIA Singapore uses reasonable efforts to include accurate and up to date information on this website, errors or omissions sometimes occur. To the fullest extent permissible pursuant to applicable law, AIA Singapore makes no warranties or representations as to the accuracy of the content of this website and under no circumstances, including, but not limited to, negligence, shall AIA Singapore or any party involved in creating, producing, or delivering the website be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the inability to use, the materials on this website, even if AIA Singapore or an AIA Singapore authorised representative has been advised of the possibility of such damages. In no event shall AIA Singapore's total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing this website.
AIA Singapore also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property as a result of your access to, use of, or browsing in the website or your downloading of any materials, data, text, images, video, or audio from this website. |
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Restrictions on Use of Materials |
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This website is owned and operated by AIA Singapore. Except as
otherwise expressly permitted by AIA Singapore, no materials from
this website or any website owned, operated, licensed or controlled
by AIA Singapore may be copied, reproduced, republished, uploaded,
posted, transmitted, or distributed in any way. You may download
material displayed on this website for your use only, provided that
you also retain all copyright and other proprietary notices contained
on the materials. You may not distribute, modify, transmit, reuse,
repost, or use the content of this website for public or commercial
purposes, including the text, images, audio, and video without AIA
Singapore's written permission.
AIA Singapore neither warrants nor represents that your use of materials
displayed on this website will not infringe rights of third parties. |
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Jurisdictional Issues |
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Unless otherwise expressly set forth herein, AIA Singapore makes no representation that materials on this website are appropriate or available for use in any location. Those who choose to access this website do so on their own initiative and are responsible for compliance with local laws. Ifthe country that you are in imposes restrictions or does not allow access to this website or the contents hereof, you must adhere to these regulations/restrictions.
Except as expressly set forth herein the information contained on this website is not an offer to sell or a solicitation to buy any security, insurance product or other product or service by AIA Singapore outside of Singapore. Please take note that AIA Singapore will not offer or sell any security, insurance product or other product or service in any jurisdiction in whcih such offer or solicitation, purchase or sale would be unlawful under the securities, insurance or other laws of such jurisdiction. No security, insurance product or other product or service sold on this website will be effective in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the securities, insurance or other laws of such jurisdiction.
Except as specifically set forth herein, all policies issued pursuant to a successful online application to this website shall be issued in Singapore and shall be subject to Singapore law/jurisdiction.
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Ownership of Information |
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Any information, other than personal data or information, you transmit to AIA Singapore via this website, by electronic mail or otherwise, including data, questions, comments, or suggestions will be treated as non-confidential and non-proprietary and will become the property of AIA Singapore. Such information, other than personal data or information, may be used for any purpose, including, but not limited to, reproduction, solicitations, disclosure, transmission, publication, broadcast, and posting. AIA Singapore is free to use any ideas, concepts, know-how, or techniques contained in any communication you send to AIA Singapore via this website or by any other means for any purpose whatsoever, including, but not limited to, developing and marketing products using such information.
By buying any of our products online from this website, you agree that our electronic records of your online application and all information in relation to such application will be admitted as evidence in any court of law in Singapore as original documents and that you will not challenge or dispute their admissibility, authenticity or accuracy in any such proceedings.
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Trademarks and Copyrights |
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All trademarks, services marks, trade names, logos, and icons are proprietary to AIA Singapore. Nothing contained on the website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on this website without the written permission of AIA Singapore. Your use of the trademarks displayed on this website, or any other content on this website, except as provided herein, is strictly prohibited.
Images displayed on this website are either the property of, or used with permission by, AIA Singapore. The use of these images by you, or anyone else authorised by you, is prohibited unless specifically permitted by AIA Singapore. Any unauthorised use of images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes. |
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AIA Singapore Privacy Policy |
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AIA Singapore recognises and shares the privacy concerns of visitors
to this Web site. Several measures are taken on this site to safeguard
your personal information while providing personalised services
to you.
What personal information does AIA Singapore collect?
AIA Singapore asks for information necessary to provide you with
up-to-date, personalised data from this Web site, to develop and
improve products and services offered by means of this Web site,
and to maintain and improve customer service. This information includes
your name, e-mail address, and information about pages you have
requested from AIA Singapore. If you request information about insurance
product and service rate(s) from member companies of American International
Group, Inc. (the "AIG Companies"), AIA Singapore may ask for your
contact information in order to send you this product information.
The information collected on the AIA Singapore site is not shared
with third parties who are not AIG Companies unless we are required
to do so by law.
AIA Singapore uses "cookies" to gather statistical information concerning
Web traffic and usage patterns. Cookies do not track your name,
e-mail address, or similar personal information.
Is my information secure?
AIA Singapore takes several measures to handle your information
securely. Access to this Web site's servers is limited to employees,
agents, and contractors of AIG member companies. Standard practices
require these personnel to preserve the confidentiality of user
information they receive while performing their jobs and conducting
the business of AIA Singapore.
How does AIA Singapore use my information and what is the benefit
to me?
AIA Singapore uses the information to generate accurate rates, provide
a content-rich user experience and to improve this Web site. In
addition, if you purchase any product through an AIG Company, the
information will become subject to the privacy policy of that AIG
Company.
AIA Singapore may send you e-mail about services and products offered
by AIG companies or their third-party partners. An opt-out function
is available on the AIA Singapore site if you do not wish to receive
these e-mail messages.
Does AIA Singapore disclose collected information to third parties
and can I choose how AIA Singapore uses the information?
Third parties may offer services which are accessible from this
Web site, including access to information delivered over the Internet.
AIA Singapore is not responsible for the privacy practices or the
content of any other Web sites that are linked to or from this Web
site. Any information you provide to these third parties will be
subject to their respective privacy policies, and not to this privacy
policy. Please read third parties' privacy policies carefully before
sending such third parties any personal information.
AIA Singapore may share personal information with other AIG member
companies to provide services to you and inform you of services,
news and products which may be of interest to you. AIA Singapore
may also share personal information with third parties who provide
services to AIG and its member companies.
AIG member companies participate in several insurance industry supported
databases. Your information may be shared in the normal business
of conducting insurance operations. Your information may be shared
if you become a customer or claimant of an AIG member company, with
1) a third party providing services for an AIG member company, such
as claims investigations, appraisals, or the detection of fraud
or material misrepresentations; 2) insurance regulatory authorities;
3) law enforcement agencies or other governmental authorities to
protect the interests of the AIG member companies or to report illegal
activities; and 4) organisations conducting actuarial or research
studies.
How can I change or delete my personal information?
If you have any questions about this privacy policy, or if you would like
to change any of your information on file with us,
please send us your feedback
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