Where do I start?

What's on your mind?

Which of these concerns you? We’ll help you identify a plan that may help address your needs.


I'm looking for comprehensive medical protection


AIA HealthShield Gold Max

AIA HealthShield Gold Max is a comprehensive medical expense reimbursement plan. It is designed to meet most of the medical expenses you are likely to incur in public or private hospitals in Singapore. Subject to deductible and co-insurance, it offers 'as charged'^ protection against medical bills for a broad range of hospitalisation, pre- and post-hospitalisation treatments and selected outpatient treatments.


^Most of the benefits under AIA HealthShield Gold Max are offered on an 'as charged' basis. Limits apply to benefits not described 'as charged'. Benefits are subject to a deductible and co-insurance, if applicable. Maximum claim limit per policy year of S$500,000 is applicable.

I'm looking for a plan that will cover the co-insurance and deductible of my AIA HealthShield Gold Max plan

AIA HealthShield Gold Max Essential

This is an optional add-on to the AIA HealthShield Gold Max plan that covers any deductible or co-insurance portions of your hospital bill. You'll also enjoy valuable additional benefits that complement your AIA HealthShield Gold Max plan such as post-hospitalisation home nursing care, post-hospitalisation alternative medicine for Stroke and Cancer and additional bed for an immediate family member if your doctor advises him/her to stay in hospital with you. Premium payments for this plan may only be paid in cash.


I’m looking for a plan that will provide me with extra cash in case of hospitalisation or extra protection for overseas hospital expenses

AIA Pink of Health

AIA Pink of Health provides you with cash during your hospital stay. So if you are concerned about the loss of income due to hospitalisation, or might need help with other expenses beyond your hospital bills, you may want to consider this plan. If you already have a medical expense reimbursement plan such as AIA HealthShield Gold Max, but do not have enhanced coverage for the deductible and co-insurance portions, you might also want to consider AIA Pink of Health as the plan offers a limited medical expense reimbursement benefit which is not subject to deductible and co-insurance. And since all of AIA Pink of Health benefits apply to hospitalisation and medical treatment whilst overseas, this is a plan that AIA HealthShield Gold Max Essential policyholders could also consider.


I'm looking for a plan that complements my existing medical insurance policy by covering expenses other than hospitalisation fees.

AIA Health CashPlus

AIA Health CashPlus is designed to complement your existing medical insurance plans. It provides you with a cash income during hospital stays to help you cope with potential loss of earnings and additional one-off expenses that may come your way. Coverage under the Basic Hospital Income Benefits Group can be enhanced by signing up for one or both of the optional benefits groups, providing medical reimbursement benefits that are not subject to deductible and co-insurance portions, and/or extra cash in the event of a Critical Illness.


I prefer a plan that provides comprehensive critical illness coverage


AIA Complete Critical Cover

AIA Complete Critical Cover is a critical illness protection plan designed to give you comprehensive financial support to battle against an unexpected critical illness. It covers early, major, and catastrophic critical illnesses, including cancer, heart disease and stroke. But what's unique about this plan is it pays for major cancer relapse too. And you can make multiple claims with total payouts of up to 200% of your insured amount. Such benefits make it one of the most attractive plans in town.


I prefer a comprehensive critical illness plan that is designed specially for women

AIA Woman of Wisdom

This plan is designed just for women, providing affordable protection for female-related illnesses such as Breast Cancer, and Osteoporosis. The plan also provides protection for pregnancy complications and 26 common Critical Illnesses.


I’m looking for a plan that provides the flexibility to suit my lifestyle

AIA Solitaire Personal Accident

The plan provides financial assistance with the costs associated with accidental injuries, disability and death to help you and/or your family cope with life changes which may come about as a result of an accident. It can also be tailored to offer protection against a variety of modern-day risks.


I'm looking for a plan specially designed for children

AIA Star Shield

Certain illnesses and accidents are more prevalent among children than adults, so AIA Star Shield has been designed to offer enhanced protection for your precious little ones. This plan should not be considered as an alternative to a basic medical expense reimbursement plan (such as AIA HealthShield Gold Max), but provides additional protection against such incidents as Hand, Foot & Mouth Disease, Dengue Fever, Food Poisoning, and 17 Child Critical Illnesses (an optional benefit). The plan also offers cash payouts in the event of accidental death or dismemberment, and provides an educational bursary in the event of accidental death of the parent policyholder.


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Important Notes

  1. All insurance applications are subject to underwriting and acceptance by AIA Singapore Private Limited (AIA). Submission of an application form and payment does not guarantee acceptance by AIA. AIA reserves the right to withdraw the plans earlier or reject your application without prior notice.
  2. This is not a contract of insurance. The precise terms and conditions of all plans, including exclusions whereby the benefits under those plans will not be paid out, are specified in the applicable policy contracts. You are advised to read the policy contracts. Only the terms and conditions set out in the policy contract are binding.
  3. Buying an insurance policy is a long-term commitment. You should consider carefully before terminating an existing life or accident and/or health insurance policy or switching to a new one as there may be disadvantages in doing so. A penalty may be imposed for early policy termination and the new policy may cost more or have fewer benefits at the same cost.
  4. This is only general product information provided by us. You may wish to seek advice from an AIA Financial Services Consultant before making a commitment to purchase the product. If you choose not to, you should consider carefully whether the product is suitable for you. Buying health insurance products that are not suitable for you may impact on your ability to finance your future healthcare needs.
  5. This information is correct as of 1 January 2012.
 

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