AIA Solitaire Personal Accident provides financial assistance with the costs associated with accidental injuries, disability and death to help you and/or your family cope with life changes which may come about as a result of an accident. The plan has been designed to complement your existing medical insurance plans and can be tailored to offer protection against a variety of modern-day risks.
Benefits at a glance
Because we recognise that everyone's needs are different, AIA Solitaire Personal Accident allows you to choose from four levels of protection and enhance your basic protection with optional benefits.
Basic Benefits:
- Financial assistance to cope with the impact of a serious accident that leads to the loss of limbs, the loss of use of limbs, third degree burns or even permanent and total disability
- Financial security for your loved ones in case of your death
- Coverage for 'accidental' medical bills and even Traditional Chinese Medicine/Chiropractic treatment
- Protection against additional risks such as food poisoning, animal or insect bites (e.g. dengue fever) and injuries sustained while engaging in amateur sports on a recreational basis (e.g. skiing and football)
- Renewal bonuses worth up to 25% extra coverage**
Optional Benefits:
When you sign up for AIA Solitaire Personal Accident you have the flexibility to include one or both of the following optional benefits groups in addition to the basic benefits.
- Lifestyle Maintenance Benefits
- Weekly income benefit for temporary total/partial disability
- Reimbursement for mobility aids (e.g. wheelchairs)
- Reimbursement for home modifications (e.g. widening of doorways and special bathroom adaptations for wheelchair users)
- Extra cash payout to your family in the event of your death or permanent and total disability
- Accidental Hospitalisation Benefits
- Daily cash income while you are hospitalised due to an accident
- Extra cover for broken bones
- Reimbursement for ambulance fees
- Emergency medical evacuation and repatriation
Act Now!
Sign up for AIA Solitaire Personal Accident today! Contact your AIA Financial Services Consultant or call our AIA Customer Care Hotline at 1800 248 8000.
* Source: Ministry of Health website – Accidents, poisoning and violence are the leading causes of hospitalisation in Singapore as measured by number of discharges in 2009.
** A 5% renewal bonus on the respective Principal Sums of the Accidental Death Benefit, Accidental Dismemberment and Burns Benefit, Accidental Permanent Total Disablement Benefit and Double Indemnity for Accidental Death on Public Conveyance Benefit will apply, up to a maximum of 5 consecutive renewals, provided no claim has been admitted on the Accidental Dismemberment and Burns Benefit.
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Important Notes
- The above is a simplified description of the product features. This is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under your plan may not be paid out, are specified in the policy contract. You are advised to read the policy contract.
- This insurance plan is underwritten by AIA Singapore Private Limited (AIA). All insurance applications are subject to AIA's underwriting and acceptance. AIA reserves the right to withdraw the plans or reject applications, at anytime or for any reason without notice.
- This is only product information provided by us. You should seek advice from a qualified advisor if in doubt. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. You are discouraged from switching from an existing accident and/or health insurance policy to a new one without considering whether the switch is detrimental, as there may be potential disadvantages with switching. A penalty may be imposed for early policy termination and the new policy may cost more or have fewer benefits at the same cost.
- The benefits of the Policy will only be payable upon an accident occurring.
- This information is correct as at 25 June 2011.
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