AIA HealthShield Gold Max Essential is an optional add-on to the AIA HealthShield Gold Max plan that covers any deductible or co-insurance portions of your hospital bill. You'll also enjoy valuable additional benefits that complement your AIA HealthShield Gold Max plan such as post-hospitalisation home nursing care, post-hospitalisation alternative medicine for Stroke and Cancer and additional bed for an immediate family member if your doctor advises him/her to stay in hospital with you. Premium payments for this plan may only be paid in cash.
How AIA HealthShield Gold Max and AIA HealthShield Gold Max Essential work together…
Complement your existing medical insurance plans with AIA Health CashPlus to provide you with a cash income during hospital stays and help you cope with additional one-off expenses that may come your way.
If you are already covered by an AIA HealthShield Gold Series policy you will qualify for an automatic discount of up to 20% off the standard premiums for each benefits group included in your AIA Health CashPlus plan.
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^Most of the benefits under AIA HealthShield Gold Max are offered on an 'as charged' basis. Limits apply to benefits not described 'as charged'. Benefits are subject to a deductible and co-insurance, if applicable. Maximum claim limit per policy year of S$500,000 is applicable.
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Important Notes
- The above is a simplified description of the product features applicable to these plans and is not exhaustive. This is not a contract of insurance. The precise terms and conditions of these plans, including exclusions whereby the benefits under these plans may not be paid out, are specified in the policy contract. You are advised to read the policy contract.
- These insurance plans are underwritten by AIA Singapore Private Limited (AIA). All insurance applications are subject to AIA's underwriting and acceptance.
- This is only product information provided by us. You should seek advice from a qualified advisor if in doubt. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. You are discouraged from switching from an existing accident and/or health insurance policy to a new one without considering whether the switch is detrimental, as there may be potential disadvantages with switching. A penalty may be imposed for early policy termination and the new policy may cost more or have fewer benefits at the same cost.
- AIA HealthShield Gold Max is issued under a joint insurance arrangement with the Central Provident Fund (CPF) Board to enhance the coverage provided by MediShield. Please note that you can use your CPF Medisave account to purchase only one Medisave-approved medical insurance scheme per Insured at any one time.
- The information is correct as at 13 June 2011.
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