Protect your loved ones’ future from life’s uncertainties
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You’ve worked hard to attain the success you have today, and we believe that your desire for continuous wealth growth remains unchanged. But so is the need to protect your legacy. So how do you strike a balance?
At AIA, we understand these sentiments and AIA Platinum Wealth Legacy is designed to offer the ideal balance you’re looking for. It’s the blend between wealth accumulation and guaranteed long-term security for the family regardless of fund performance.
With a dedicated team of investment professionals and best-in-class institutional asset managers, we’re focused on delivering superior long-term sustainable results to give you the assurance that your long-term financial needs will be met.
If an unfortunate event happens, we’ll be there to support your family financially with an immediate estate. This ensures that they can maintain their current lifestyle without the risk of having to liquidate assets prematurely.
The “NLP” benefit provides a long-term guarantee1 that your policy will continue even if the policy value is insufficient to pay for all the applicable fees and charges. You can choose up till age 85 or 1002 to enjoy this benefit.
AIA Investments and Our Partners (Baillie Gifford, BlackRock, Capital Group, Wellington Management)
With AIA Platinum Wealth Legacy, you can enjoy sustainable investing with access to AIA Elite Conservative Fund, managed by a dedicated team of wealth professionals backed by the expertise of AIA Investments.
AIA Elite Conservative Fund
Focused on delivering long-term sustainable returns while meeting your wealth protection needs, AIA Elite Conservative fund is a low to medium risk portfolio that invest in 70% fixed income and 30% equities.
Enjoy access3 to your fund value after the 1st policy year while enjoying continued protection that is guaranteed up to your selected NLP age.
*Fast-Track Your Savings Terms and Conditions apply.
Partial NRIC / Passport / FIN No.
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This insurance plan is underwritten by AIA Singapore Private Limited (Reg. No. 201106386R) (“AIA”). All insurance applications are subject to AIA’s underwriting and acceptance. AIA Platinum Wealth Legacy is an Investment-linked Plan (ILP) offered by AIA. Investments in this plan are subject to investment risks including the possible loss of the principal amount invested. The performance of the ILP sub-fund(s) is not guaranteed and the value of the units in the ILP sub-fund(s) and the income accruing to the units, if any, may fall or rise. Past performance is not necessarily indicative of the future performance of the ILP sub-fund(s). The actual policy value will depend on the actual performance of the policy as well as any alterations such as variation in the Insured Amount or premium, such as premium holiday or partial withdrawals. There is a possibility that the policy value will fall to zero and in this case, the policy will be terminated except when No Lapse Privilege is in effect. Policyholder can avoid the policy lapsing by topping up additional premium. You should seek advice from a qualified advisor and read the product summary and product highlights sheet(s) before deciding whether the product is suitable for you. A product summary and product highlights sheet(s) relating to the ILP sub-fund(s) are available and may be obtained from your AIA Financial Services Consultant or Insurance Representative. A potential investor should read the product summary and product highlights sheet(s) before deciding whether to subscribe for units in the ILP sub-fund(s). This brochure is not a contract of insurance. The precise terms and conditions of this plan, including exclusions whereby the benefits under your policy may not be paid out, are specified in the policy contract. You are advised to read the policy contract. As buying a life insurance policy is a long-term commitment, an early termination of the policy usually involves high costs and the surrender value, if any, that is payable to you may be zero or less than the total premiums paid. You should consider carefully before terminating the policy or switching to a new one as there may be disadvantages in doing so. The new policy may cost more or have fewer benefits at the same cost.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
This advertisement has not been reviewed by the Monetary Authority of Singapore.
The information is correct as at 04 May 2021.